Gavop's guide to buying homeowners insurance in Mint Hill, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $331,500 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $396,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $684 |
| Superior Protection Discount | -$72 | $732 |
| Fire & Security Discount | -$89 | $716 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$161 | $644 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $1,000 | $987 | $1,987 | $717 | $1,717 | $270 |
| Mint Hill, NC | $2,500 | $795 | $3,295 | $578 | $3,078 | $217 |
| Oakboro, NC | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Huntersville, NC | $2,500 | $1,132 | $3,632 | $823 | $3,323 | $309 |
| Atwell, NC | $100 | $665 | $765 | $483 | $583 | $182 |
| Polkton, NC | $1,500 | $470 | $1,970 | $342 | $1,842 | $129 |
| South Albemarle, NC | $300 | $717 | $1,017 | $521 | $821 | $196 |
| Ansonville, NC | $1,500 | $576 | $2,076 | $419 | $1,919 | $157 |
| Ironton, NC | $200 | $690 | $890 | $501 | $701 | $188 |
| Chesterfield County, SC | $1,000 | $1,063 | $2,063 | $773 | $1,773 | $291 |
| Conover, NC | $400 | $694 | $1,094 | $504 | $904 | $190 |
| Home Insurance Company Mint Hill, NC | Homeowners Insurance Agency Mint Hill, NC | Address | Popularity Score | Distance from Mint Hill (miles) |
|---|---|---|---|---|
| State Farm | Sarah Harris | 7845 Colony Road Ste C5, Charlotte, NC, 28226-7678 | 10.0 | |
| State Farm | Jessica Ross | 7903 Providence Rd Ste 170, Charlotte, NC, 28277-9745 | 8.8 | |
| State Farm | Juan Rubio | 9401 Statesville Rd Ste E, Charlotte, NC, 28269-7681 | 15.8 | |
| State Farm | John Norris | 2407 Plntatn Ctr Dr Ste 100a, Matthews, NC, 28105-6614 | 5.3 | |
| State Farm | Todd Younker | 7725 Mthw Mt Hl Rd, Mint Hill, NC, 28227-7598 | 0.2 | |
| State Farm | Stephen Mitchell | 201 W Main Ave, Gastonia, NC, 28052-4140 | 30.5 | |
| Travelers | Aac Insurance Group | 4801 E Independence Blvd #102, Charlotte, NC, 28212 | 6.2 | |
| Nationwide | Mark Jennings Agency | 122 Avalon Dr Ste C, Salisbury, NC, 28146-7023 | 34.4 | |
| Erie | Ben Cowan Insurance Services Inc. | 5650 Highway 49 S Suite 201, Harrisburg, NC, 28075 | 9.7 | |
| Nationwide | Ken Austin Agency Inc | 15040 Idlewild Rd Ste A, Matthews, NC, 28104 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,260 | $620 |
| Union County, NC | $215,200 | $999 | $680 | $1,410 | $730 |
| Mint Hill, NC | $234,800 | $805 | $580 | $1,120 | $540 |
| Oakboro, NC | $154,100 | $867 | $580 | $1,200 | $620 |
| Huntersville, NC | $270,100 | $1,146 | $820 | $1,620 | $800 |
| Atwell, NC | $137,700 | $673 | $480 | $960 | $480 |
| Polkton, NC | $73,800 | $476 | $340 | $660 | $320 |
| South Albemarle, NC | $120,700 | $726 | $530 | $1,020 | $490 |
| Ansonville, NC | $92,400 | $583 | $400 | $830 | $430 |
| Ironton, NC | $144,900 | $698 | $510 | $960 | $450 |
| Chesterfield County, SC | $81,200 | $1,076 | $760 | $1,520 | $760 |
| Conover, NC | $146,100 | $702 | $500 | $1,000 | $500 |