Gavop's guide to buying homeowners insurance in Jefferson County, OR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Jefferson County, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| SW Elk Rd, SE Larkspur Dr, SW Sunset Dr, Forest Park Rd, SW Suttle Lake Loop, SW Deer Crossing Pl, Metolius Meadows Dr, SW Fawn Rd, SW River Terrace Pl, SW Fly Creek Rd | $187,000 | $150,000 | $150,000-$175,000 | $121,500 | $100,000 | $100,000-$125,000 |
| SW Sandy Pl, SE Allen St, SW Mares Pl, SW Rim Road Cutoff, NE Cherry Ln, SW Park Ln, SW Coyote Dr, NE Barnes Dr, SW K St, NE 5th St | $160,500 | $150,000 | $150,000-$175,000 | $182,000 | $160,000 | $150,000-$175,000 |
| SW West Peninsula Dr, SW Knoll Dr, SW J St, NE Quaale Rd, Wasco St, SW Prairie Rd, NE Hwy 26, SE White Pine Way, S Eagle Way, SW Round Butte Dr | $318,500 | $290,000 | $350,000-$400,000 | $221,500 | $200,000 | $200,000-$250,000 |
| Commercial Loop, SW Fly Creek Dr, Palmer Ln, SW Lake View Dr, SW Trisha Ct, SW Deschutes Dr, Pine Cone Ln, SW Holly Ln, SW Shoshone Dr, SW Sundance Ln | $149,000 | $130,000 | $100,000-$125,000 | $169,500 | $150,000 | $200,000-$250,000 |
| SW Norris Ln, SW Cottontail Dr, SW Belmont Ln, P-200 Rd, 9th St, SW Pony St, SW Elsie St, SW Gem Ln, NW Elm Ln, SW Winchester Ln | $152,500 | $140,000 | $150,000-$175,000 | $128,500 | $120,000 | $125,000-$150,000 |
| F St, SW Pheasant Pl, Geneva St, SW Marmot Ct, SW Fox Ln, Little Otiz, SW Short Ave, Big Sky Rd, SW Haystack Dr, SW Paious Dr | $161,500 | $150,000 | $125,000-$150,000 | $95,000 | $80,000 | $75,000-$100,000 |
| NW 4th St, NE Fir Ln, NE Bendover Rd, Straun Rd, NW Earl St, SW Heather Ln, NE Villa Dr, Lone Pine, SW Cougar Rd, Ben Ln | $213,500 | $190,000 | $175,000-$200,000 | $218,500 | $200,000 | $175,000-$200,000 |
| SW Squaw Back Ridge Pl, SW Galloway Dr, SW Sagehen Dr, SE Revere Ave, Trout Rd, SW S Terrace Ln, Pinewood Ln, Meadow Ln, NE Henry St, NE Vibbert St | $165,000 | $140,000 | $150,000-$175,000 | $130,000 | $120,000 | $100,000-$125,000 |
| NW Ivy Ln, NE Clark Dr, SW Lower Bridge Market Rd, P-300 Rd, Frog Rd, SW Bear Dr, NE Skyview Ln, SW Hunters Loop, Jackson Trail Rd, NE 12th St | $132,000 | $120,000 | $150,000-$175,000 | $152,000 | $140,000 | $150,000-$175,000 |
| SW Sunrise St, SW Locust Way, SW Tarpon Rd, SE Cross Ln, Grasslands Pl, Elliott Heights Rd, NE Prairie St, SW Monroe Ln, Old Seekseekwa Rd, Jefferson Ave | $123,000 | $100,000 | $100,000-$125,000 | $95,500 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $587 |
| Home and Two Car | -$109 | $530 |
| Home and Three Car | -$153 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $631 | $1,631 | $458 | $1,458 | $172 |
| Jefferson County, OR | $700 | $631 | $1,331 | $458 | $1,158 | $172 |
| Tumalo, OR | $500 | $797 | $1,297 | $579 | $1,079 | $218 |
| Prineville, OR | $1,500 | $631 | $2,131 | $458 | $1,958 | $172 |
| Wasco County, OR | $400 | $636 | $1,036 | $462 | $862 | $174 |
| Tygh Valley, OR | $1,000 | $471 | $1,471 | $342 | $1,342 | $129 |
| Tetherow, OR | $100 | $2,061 | $2,161 | $1,498 | $1,598 | $563 |
| Seventh Mountain, OR | $700 | $1,270 | $1,970 | $923 | $1,623 | $347 |
| Dufur, OR | $100 | $552 | $652 | $401 | $501 | $151 |
| Deschutes River Woods, OR | $2,500 | $575 | $3,075 | $418 | $2,918 | $157 |
| East Marion, OR | $500 | $581 | $1,081 | $422 | $922 | $159 |
| Home Insurance Company Jefferson County, OR | Homeowners Insurance Agency Jefferson County, OR | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| Travelers | Noble Insurance Solution | 1303 Nw Galveston Ave, Bend, OR, 97701 | 41.3 | |
| Liberty Mutual Independent | Fullhart Insurance Of Sisters | 704 W Hood Ave Ste A, Sisters, OR, 97759 | 30.9 | |
| Liberty Mutual Independent | Insurance Center | 62940 O B Riley Rd Ste 1, Bend, OR, 97701 | 39.2 | |
| State Farm | Brian Elder | 515 Sw 6th St, Redmond, OR, 97756-2702 | 25.7 | |
| State Farm | Mike Hornback | 399 Nw 3rd St, Prineville, OR, 97754-1817 | 28.7 | |
| Farmers | Dennis Marbell | 520 Sw Evergreen Ave, Redmond, OR, 97756 | 25.7 | |
| State Farm | Jim Bowlin | 2214 Ne Division St Ste 109, Bend, OR, 97701-3551 | 40.1 | |
| State Farm | James Chrisman | 1288 Sw Simpson Ave Ste B1, Bend, OR, 97702-3196 | 41.9 | |
| State Farm | Travis Bryan | Ste A-4 62968 O B Riley Rd Ste 4, Bend, OR, 97701-9461 | 39.1 | |
| Allstate | Rowdy Swafford | 1350 Se Reed Market Rd Ste 201, Bend, OR, 97702 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $450 | $940 | $490 |
| Jefferson County, OR | $178,300 | $639 | $470 | $880 | $410 |
| Jefferson County, OR | $178,300 | $639 | $450 | $880 | $430 |
| Tumalo, OR | $470,700 | $807 | $580 | $1,150 | $570 |
| Prineville, OR | $170,100 | $639 | $450 | $910 | $460 |
| Wasco County, OR | $191,400 | $644 | $440 | $920 | $480 |
| Tygh Valley, OR | $123,200 | $477 | $320 | $660 | $340 |
| Tetherow, OR | $1,105,600 | $2,086 | $1,400 | $2,880 | $1,480 |
| Seventh Mountain, OR | $548,700 | $1,285 | $870 | $1,770 | $900 |
| Dufur, OR | $177,800 | $559 | $410 | $800 | $390 |
| Deschutes River Woods, OR | $235,600 | $582 | $390 | $810 | $420 |
| East Marion, OR | $201,400 | $588 | $400 | $810 | $410 |