How Can I Make My Lakewood, CO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lakewood, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lakewood, CO Home Insurance Coverage Levels | Back to Top
| Lakewood, CO - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 9th Pl, Ohayre Ct, S Tabor St, W Bayaud Pl, Lakehurst Way, S Flora Way, Westview Dr, W Colorado Pl, Union Way, W 15th Dr | $208,000 | $190,000 | $175,000-$200,000 | $368,500 | $350,000 | $400,000-$500,000 |
| Cornell Pl, W 6th Ave Svc Rd, W Auburn Ave, O'Hayre Ct, W Auburn Ct, S Zinnia Way, W Marlowe Ave, S Coors Dr, W Jewell Dr, S Cole St | $190,500 | $170,000 | $175,000-$200,000 | $258,500 | $230,000 | $250,000-$300,000 |
| W Airview Ave, S Robb Ct, Nile Ct, Ellis Ct, S Wadsworth Cir, S Wright Ct, Robb Cir, S Otis Pl, W Hawaii Pl, W 2nd Cir | $176,000 | $140,000 | $150,000-$175,000 | $266,500 | $240,000 | $300,000-$350,000 |
| 26th Ave, W Bails Ave, W Harvard Dr, Garden Rd, W Belmar Ave, West Dakota Dr, W 22nd Way, S Allison Way, W Exposition Dr, S Vivian Way | $168,000 | $140,000 | $150,000-$175,000 | $138,000 | $120,000 | $125,000-$150,000 |
| S Arbutus St, S Harrington Ln, W Cedar Cir, W Grant Ranch Blvd, S Mc Intyre St, W Rice Pl, Glen Dale Dr, W Radcliff Dr, Crabapple Rd, W Bayaud Ct | $153,500 | $140,000 | $150,000-$175,000 | $158,000 | $140,000 | $175,000-$200,000 |
| W 33rd Pl, S Allison Ct, Willow Ct, Wasbury Ave, Skyline Dr, W New Mexico Pl, W Hamilton Dr, S Lake Rd, W Girton Ave, W 12th Ln | $241,500 | $200,000 | $200,000-$250,000 | $303,500 | $250,000 | $200,000-$250,000 |
| W Auburn Pl, West Dakota Pl, S Drexel Way, Mc Intyre St, Pikeview St, S Endicott St, W Oregon Pl, W Tennessee Ave, S Lupine St, E Ida Dr | $140,500 | $120,000 | $100,000-$125,000 | $219,000 | $180,000 | $200,000-$250,000 |
| S Estes Way, S Van Gordon Ct, S Braun St, S Manor Ln, Green Mountain Cir, Howell St, Braun Dr, Cole St, W Prentice Ave, W Dartmouth Pl | $175,000 | $160,000 | $175,000-$200,000 | $285,000 | $250,000 | $300,000-$350,000 |
| Berry Pl, W Tennessee Ct, Mount Vernon Rd, W Oxford Cir, Youngfield Ct, Dudley St Alt, W Nassau Ave, W Bear Creek Dr, W Tufts Pl, S Lewis Way | $156,000 | $130,000 | $150,000-$175,000 | $211,500 | $190,000 | $200,000-$250,000 |
| W Louisiana Pl, Kilmer St, W 30th Pl, W Arkansas Pl, S Xenon Way, W Cornell Ave, S Beech Way, W Utah Ave, W Hialeah Pl, Hampden Svc Rd | $157,500 | $140,000 | $150,000-$175,000 | $209,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Lakewood, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $1,127 |
| Superior Protection Discount | -$119 | $1,206 |
| Fire & Security Discount | -$93 | $1,233 |
| Hail Resistant Roof Discount | -$27 | $1,299 |
| Newly Constructed Home Discount | -$371 | $955 |
Choose the Right Deductible for your Lakewood, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $1,395 | $2,095 | $1,014 | $1,714 | $381 |
| Lakewood, CO | $700 | $1,310 | $2,010 | $952 | $1,652 | $358 |
| West Pleasant View, CO | $300 | $1,360 | $1,660 | $989 | $1,289 | $372 |
| Sheridan, CO | $1,000 | $917 | $1,917 | $666 | $1,666 | $251 |
| Ken Caryl, CO | $100 | $991 | $1,091 | $720 | $820 | $271 |
| Sherrelwood, CO | $2,500 | $878 | $3,378 | $638 | $3,138 | $240 |
| Shaw Heights, CO | $400 | $1,265 | $1,665 | $919 | $1,319 | $346 |
| Central Jefferson, CO | $1,000 | $1,144 | $2,144 | $831 | $1,831 | $313 |
| Dove Valley, CO | $500 | $919 | $1,419 | $668 | $1,168 | $251 |
| Thornton, CO | $2,500 | $1,224 | $3,724 | $890 | $3,390 | $335 |
| Sugarloaf, CO | $300 | $2,420 | $2,720 | $1,758 | $2,058 | $661 |
| Platteville, CO | $1,000 | $1,347 | $2,347 | $979 | $1,979 | $368 |
Identify Top Home Insurance Agents near Lakewood, CO | Back to Top
| Home Insurance Company Lakewood, CO | Homeowners Insurance Agency Lakewood, CO | Address | Popularity Score | Distance from Lakewood (miles) |
|---|---|---|---|---|
| State Farm | Brad Hughes | 1156 W Dillon Rd Ste 2, Louisville, CO, 80027-1670 | 18.3 | |
| State Farm | Mike Gibbs | 3140 S Parker Rd, Aurora, CO, 80014 | 14.6 | |
| State Farm | John Magoto | 2401 E 6th Ave, Denver, CO, 80206-4212 | 8.7 | |
| Travelers | The Insurance Place Inc | 3110 S Wadsworth Blvd Suite 202, Lakewood, CO, 80227 | 3.3 | |
| State Farm | Brett Carlini | 20269 E Smoky Hill Rd Unit F, Centennial, CO, 80015-3112 | 20.4 | |
| Travelers | Stailey Insurance | 2084 S Milwaukee St, Denver, CO, 80210 | 8.9 | |
| Travelers | Tag-Mark Schneider | 2833 S Colorado Blvd, Denver, CO, 80222 | 9.7 | |
| Allstate | Ken Kelley | 333 W Hampden Ave Ste 760, Englewood, CO, 80110 | 7.4 | |
| Liberty Mutual Independent | Alliance Insurance Agency | 710 Ridge Rd #120, Golden, CO, 80401 | 5.2 | |
| Travelers | Lf Insurance Group | 12851 W 43rd Dr Ste 2, Golden, CO, 80403 | 5.6 |
Compare Rates for Lakewood, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Jefferson County, CO | $334,100 | $1,412 | $990 | $1,850 | $860 |
| Lakewood, CO | $300,600 | $1,326 | $930 | $1,740 | $810 |
| West Pleasant View, CO | $262,200 | $1,377 | $960 | $1,800 | $840 |
| Sheridan, CO | $155,500 | $928 | $650 | $1,220 | $570 |
| Ken Caryl, CO | $310,900 | $1,003 | $700 | $1,310 | $610 |
| Sherrelwood, CO | $208,900 | $889 | $620 | $1,160 | $540 |
| Shaw Heights, CO | $221,000 | $1,280 | $900 | $1,680 | $780 |
| Central Jefferson, CO | $455,700 | $1,158 | $810 | $1,520 | $710 |
| Dove Valley, CO | $233,000 | $930 | $650 | $1,220 | $570 |
| Thornton, CO | $262,100 | $1,239 | $870 | $1,620 | $750 |
| Sugarloaf, CO | $525,700 | $2,449 | $1,710 | $3,210 | $1,500 |
| Platteville, CO | $256,100 | $1,363 | $950 | $1,790 | $840 |
Research Home Insurance Companies Reviews in Lakewood, CO Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 31, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: January 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: January 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: November 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: January 14, 2020 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 14, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: February 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 20, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: December 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: May 30, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: May 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: September 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 16, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: May 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: January 01, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 24, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: August 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
California Casualty Home Insurance Reviews
Date: July 06, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried