How Can I Make My Grand Island, NE Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Grand Island, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Grand Island, NE Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $153,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $148,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $120,500 | $100,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Grand Island, NE | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$193 | $881 |
| Superior Protection Discount | -$97 | $977 |
| Fire & Security Discount | -$107 | $967 |
| Hail Resistant Roof Discount | -$21 | $1,053 |
| Newly Constructed Home Discount | -$215 | $859 |
Choose your Grand Island, NE Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
Identify Top Home Insurance Agents near Grand Island, NE | Back to Top
| Home Insurance Company Grand Island, NE | Homeowners Insurance Agency Grand Island, NE | Address | Popularity Score | Distance from Grand Island (miles) |
|---|---|---|---|---|
| State Farm | Lisa Willman | 3310 W Capital Ave, Grand Island, NE, 68803-1333 | 2.0 | |
| Travelers | Ryder-Rosacker-Mccue & Huston | 509 W Koenig St Grand Island, Grand Island, NE, 68801 | 0.9 | |
| State Farm | Ty Benton | 1300 S Locust St, Grand Island, NE, 68801-8200 | 1.4 | |
| State Farm | Dayla Mamot-Sack | 1312 L St, Aurora, NE, 68818-2125 | 19.1 | |
| Travelers | All American-Geneva | 141 N 10th Street, Geneva, NE, 68361 | 48.2 | |
| Liberty Mutual Independent | Cornerstone Insurance Group | 103 E 1st St, York, NE, 68467 | 40.3 | |
| Allstate | Douglas D. Hahn | 1811 W 2nd St Ste 111, Grand Island, NE, 68803 | 0.3 | |
| State Farm | Laura Schneider | 410 N Minnesota Ave, Hastings, NE, 68901-5254 | 23.2 | |
| State Farm | Danny Seim | 121 E 4th St, Stromsburg, NE, 68666-3026 | 41.9 | |
| Liberty Mutual Independent | The Pinnacle Agency | 3610 W Capital Ave, Grand Island, NE, 68803 | 2.2 |
Compare Rates for Grand Island, NE Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $860 | $1,740 | $880 |
| Hall County, NE | $136,500 | $1,105 | $750 | $1,570 | $820 |
| Grand Island, NE | $130,200 | $1,074 | $740 | $1,530 | $790 |
| Aurora, NE | $130,500 | $1,156 | $790 | $1,630 | $840 |
| Lynn, NE | $232,100 | $1,614 | $1,150 | $2,240 | $1,090 |
| Eaton, NE | $126,600 | $1,135 | $820 | $1,600 | $780 |
| Lushton, NE | $50,000 | $663 | $480 | $910 | $430 |
| Loup City, NE | $65,200 | $767 | $540 | $1,070 | $530 |
| Edgar, NE | $61,900 | $745 | $540 | $1,060 | $520 |
| Blaine, NE | $165,300 | $1,331 | $920 | $1,850 | $930 |
| North Franklin, NE | $41,700 | $604 | $430 | $840 | $410 |
| Victor, NE | $67,400 | $781 | $520 | $1,080 | $560 |
Research Home Insurance Companies Reviews in Grand Island, NE Before Buying | Back to Top
Share a review on your home insurance company
Farm Bureau Home Insurance Reviews
Date: August 13, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
My husband and I are extremely satisfied and pleased with the customer service we receive from Mountain West Farm Bureau Insurance Company.
Date: July 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
The deductible for our policy is a bit higher than what we chose for another home I own. The other company was just less expensive and we chose to go with them.
Date: February 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I feel like they offer everything I need, But there are some things that other companies offer that mine does not, like discounts and promotions and such, but they go above and beyond in other areas so that makes it worth it to me.
Allstate Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The deductible is fairly high, but it really depends on the policy. I know we could have a lower deductible, but would pay more each month. I do dislike how complicated they make figuring things out to be though.
Date: July 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I am satisfied with what they offer. I haven't looked into many companies to know any different, but I am assuming that I have a basic, adequate plan.
Date: November 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium seems to be a bit lower than other companies when we searched for a replacement company for our insurance needs. The last insurance company seemed to raise rates more as well.
American Family Insurance Home Insurance Reviews
Date: December 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
the policies that American Family insurance are way better than the policy Hartford tried offering me. i am completely satisfied with my home insurance company im so happy i made the switch i give them a 5 for policy add on to cover.
Date: July 07, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Policy Offerings
American Family Insurance is their policies and pricing. They are very flexible and did not seem to want to just get you to buy insurance. I felt they actually cared about getting me a good deal.
Progressive Home Insurance Reviews
Date: June 12, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
I have had a pleasant experience with our home insurance company's customer service. They are always friendly and helpful.
Liberty Mutual Home Insurance Reviews
Date: August 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Customer Service
They provide great coverage for all items in the home and will cover more than anything in my home and plus the price is not so bad at all.
American National Property and Casualty Company Home Insurance Reviews
Date: November 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They were extremely accommodating in finding a way to insure all five of our homes on one policy. By taking out a small life insurance policy they found a loophole and saved us a ton of cash.
GEICO Home Insurance Reviews
Date: December 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I have always been extremely satisfied with working with Geico. We have not had many issues, but when we do they step right up.
State Farm Home Insurance Reviews
Date: March 30, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It is very comparable to other companies I have researched for the same amount of coverage that I need for my house.
Farmer's Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
Smart Homeowners Policy is an upgraded policy that includes standard homeowners insurance plus Claim forgiveness and the Cosmetic damage coverage, which covers the cost of any reasonable cosmetic fixes when you file a claim for functional damage to your home