How Can I Make My Oak Creek, WI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Oak Creek, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Oak Creek, WI Home Insurance Coverage Levels | Back to Top
| Oak Creek, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Fox Run, E Connie Ln, Madison Dr, Robert Ct N, E Missouri Ave, Northbranch Dr, Greenway Dr, S Jessica Dr, S Maize Dr, Highfield Ct | $179,500 | $160,000 | $150,000-$175,000 | $257,000 | $240,000 | $200,000-$250,000 |
| E Parkway Estates Dr, E Studio Ln, S Shepard Hills Dr, E Centennial Dr, S Sommers Cir, E Hazelbranch Ln, Barrington Dr, S Timber Ridge Ln, S Apple Creek Dr, Southfield Blvd | $200,000 | $180,000 | $200,000-$250,000 | $157,000 | $130,000 | $175,000-$200,000 |
| W Carroll Ave, E Jewell St, S Harrian Ln, S 4th Ave, S Waring Dr, S Hampton Dr, S Michelle Dr, Forest Ln, W Highview Ave, E Overlook Way | $152,500 | $130,000 | $150,000-$175,000 | $172,500 | $140,000 | $175,000-$200,000 |
| W Potomac Dr, S Lynhaven Dr, E Oakfield Dr, Amber Ln, Rifle Range Rd, E Kender Ln, S Reinhardt Dr, S Amanda Ct, S Kelly Dr, S 6th Ave | $213,000 | $180,000 | $200,000-$250,000 | $166,500 | $160,000 | $175,000-$200,000 |
| E Cody Ct, S Regency Dr, S Carollville Cir, S Darlene Ln, E Flynn Ave, E Tyler Dr, W Willow Dr, W Lois Ln, E Stonegate Dr, S Knollhaven Dr | $125,000 | $100,000 | $125,000-$150,000 | $173,500 | $160,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Oak Creek, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $616 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$72 | $652 |
| Hail Resistant Roof Discount | -$22 | $703 |
| Newly Constructed Home Discount | -$210 | $514 |
Choose the Right Deductible for your Oak Creek, WI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Milwaukee County | $1,000 | $624 | $1,624 | $453 | $1,453 | $170 |
| Oak Creek, WI | $1,000 | $716 | $1,716 | $520 | $1,520 | $196 |
| Eagle Lake, WI | $100 | $673 | $773 | $489 | $589 | $184 |
| Delafield, WI | $1,000 | $810 | $1,810 | $589 | $1,589 | $221 |
| Germantown, WI | $400 | $647 | $1,047 | $470 | $870 | $177 |
| Randall, WI | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| Geneva, WI | $200 | $758 | $958 | $551 | $751 | $207 |
| Round Lake Beach, IL | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Belgium, WI | $100 | $699 | $799 | $508 | $608 | $191 |
| Woodstock, IL | $1,000 | $682 | $1,682 | $496 | $1,496 | $186 |
| Aztalan, WI | $200 | $744 | $944 | $541 | $741 | $203 |
| Fox River Grove, IL | $2,000 | $968 | $2,968 | $704 | $2,704 | $265 |
Identify Top Home Insurance Agents near Oak Creek, WI | Back to Top
| Home Insurance Company Oak Creek, WI | Homeowners Insurance Agency Oak Creek, WI | Address | Popularity Score | Distance from Oak Creek (miles) |
|---|---|---|---|---|
| State Farm | Julie Brown | 4818 S 76th St Ste 102, Greenfield, WI, 53220-4341 | 7.6 | |
| Allstate | Tom Hoffman | 2090 Miller Park Way, West Milwaukee, WI, 53219 | 9.4 | |
| State Farm | Andy Lesar | 8777 W Forest Home Ave, Greenfield, WI, 53228-3421 | 8.0 | |
| Travelers | Frank Marchan Agency Llc | 3931 S Howell Ave, Milwaukee, WI, 53207 | 6.4 | |
| Erie | Lor Insurance Services | 4306 W Forest Home Avenue, Milwaukee, WI, 53219 | 8.3 | |
| State Farm | Brian Ketterer | 1540 S Green Bay Road, Racine, WI, 53406-4410 | 11.9 | |
| Travelers | Lakeshore Insurance Agency Inc | 8660 S Marketplace, Oak Creek, WI, 53154 | 2.0 | |
| Erie | Dominguez Insurance Agency | 2016 W Howard Avenue, Milwaukee, WI, 53221 | 6.8 | |
| State Farm | Jerry Werwie | 2622 30th Ave, Kenosha, WI, 53144-1414 | 18.6 | |
| State Farm | John May | 3383 E Layton Ave Stop 15, Cudahy, WI, 53110-1471 | 5.7 |
Compare Rates for Oak Creek, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $940 | $470 |
| Milwaukee County, WI | $150,300 | $631 | $440 | $870 | $430 |
| Oak Creek, WI | $214,200 | $725 | $530 | $990 | $460 |
| Eagle Lake, WI | $166,800 | $681 | $470 | $930 | $460 |
| Delafield, WI | $382,900 | $820 | $560 | $1,120 | $560 |
| Germantown, WI | $244,000 | $654 | $440 | $930 | $490 |
| Randall, WI | $229,300 | $764 | $510 | $1,060 | $550 |
| Geneva, WI | $232,800 | $767 | $510 | $1,060 | $550 |
| Round Lake Beach, IL | $132,500 | $694 | $510 | $990 | $480 |
| Belgium, WI | $183,000 | $707 | $490 | $980 | $490 |
| Woodstock, IL | $165,700 | $690 | $470 | $950 | $480 |
| Aztalan, WI | $219,100 | $753 | $530 | $1,070 | $540 |
| Fox River Grove, IL | $261,000 | $980 | $660 | $1,360 | $700 |
Research Home Insurance Companies Reviews in Oak Creek, WI Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 08, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
the premium and deductible is affordable when i compare to other company
Date: November 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
The communication and interaction between myself and my insurance provider is unmatched when compared to others I have dealt with. They give prompt service and attention to any matter I approach them with.
Erie Insurance Home Insurance Reviews
Date: October 04, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Customer Service
I have used Erie Insurance for my home insurance for many years, and I have been quite satisfied with their service and premium rates. My home was broken into several years ago and Erie was very accommodating to me.
Date: January 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
i believe that our premium and deductible are par for the course. it would be cheaper if we lumped other types (like car) with it, but we have not gotten around to that
GEICO Home Insurance Reviews
Date: January 04, 2020 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
Well, I am really happy with these prices, I think they are comfortable and that they adapt to your financial state, I think they are good at making you feel that you can do everything and making you feel motivated.
Date: October 17, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
We had another company and their rates were at least 25% higher than geico and customer service wasn't great either
State Farm Home Insurance Reviews
Date: March 27, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I have not had reason to compare to other providers because I feel that I receive sufficient value for my coverage/service.
Date: February 12, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Premium is a little higher than normal but that is because the deductible is lower than most others. I fell it is a good balance and it is comparable to the other companies.
Farm Bureau Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am not really sure what our deductible is, since I've never had to use it. Our premium is included in our mortgage, so I'm satisfied that I don't have to make a separate payment.
Progressive Home Insurance Reviews
Date: July 30, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I cannot really compare my plan to other providers because I've only ever had the one provider for my homeowner's insurance.
Nationwide Home Insurance Reviews
Date: September 07, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The deductibles on my Nationwide policy are good and very competitive. The only issue I have with my Nationwide home insurance policy is the premium is a little bit too high.
Grange Insurance Home Insurance Reviews
Date: December 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I think that our home insurance company offerings are pretty similar to other companies. I haven't compared out policy offerings to other companies, but I don't think that there is a huge difference.