Gavop's guide to buying homeowners insurance in Leake County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $110,500 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $151,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $667 |
| Superior Protection Discount | -$81 | $732 |
| Fire & Security Discount | -$73 | $740 |
| Hail Resistant Roof Discount | -$16 | $797 |
| Newly Constructed Home Discount | -$163 | $650 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Leake County | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Leake County, MS | $700 | $803 | $1,503 | $584 | $1,284 | $220 |
| Redwater, MS | $400 | $887 | $1,287 | $645 | $1,045 | $242 |
| Kosciusko, MS | $2,500 | $787 | $3,287 | $572 | $3,072 | $215 |
| Decatur, MS | $200 | $1,122 | $1,322 | $816 | $1,016 | $307 |
| Pelahatchie, MS | $1,500 | $949 | $2,449 | $690 | $2,190 | $259 |
| Newton, MS | $200 | $899 | $1,099 | $653 | $853 | $246 |
| Polkville, MS | $1,500 | $850 | $2,350 | $617 | $2,117 | $232 |
| Brandon, MS | $200 | $991 | $1,191 | $720 | $920 | $271 |
| Kearney Park, MS | $700 | $1,018 | $1,718 | $740 | $1,440 | $278 |
| Flora, MS | $100 | $1,292 | $1,392 | $939 | $1,039 | $353 |
| Louin, MS | $700 | $1,005 | $1,705 | $730 | $1,430 | $275 |
| Home Insurance Company Leake County, MS | Homeowners Insurance Agency Leake County, MS | Address | Popularity Score | Distance from Leake County (miles) |
|---|---|---|---|---|
| Travelers | Policy Center Inc | 825 Larson St, Jackson, MS, 39202 | 48.6 | |
| Allstate | Robert Queen | 1006 Top St Ste L, Flowood, MS, 39232 | 45.4 | |
| Allstate | Steven James | 330 Edgewood Terrace Dr Ste C, Jackson, MS, 39206 | 45.6 | |
| Allstate | Jerry A. Leach | 344 Crossgates Blvd, Brandon, MS, 39042 | 44.0 | |
| State Farm | Brett Olson | 1106 Highway 51, Madison, MS, 39110-9088 | 39.5 | |
| Allstate | Doyle Hays | 9 Lakeland Cir, Jackson, MS, 39216 | 45.9 | |
| State Farm | Ken Jones | 120 W Jackson St Ste 2a, Ridgeland, MS, 39157-2433 | 42.0 | |
| State Farm | Jason Quin | 100 N Bierdeman Rd Ste A, Pearl, MS, 39208-4648 | 48.4 | |
| Allstate | Lisa Halford | 1139 Old Fannin Rd Ste E, Brandon, MS, 39047 | 39.8 | |
| State Farm | Arnel Bolden | 927 E Peace St, Canton, MS, 39046-4023 | 30.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,610 | $830 |
| Leake County, MS | $80,800 | $813 | $560 | $1,120 | $560 |
| Leake County, MS | $80,800 | $813 | $590 | $1,120 | $530 |
| Redwater, MS | $71,000 | $898 | $660 | $1,240 | $580 |
| Kosciusko, MS | $78,000 | $796 | $540 | $1,100 | $560 |
| Decatur, MS | $105,800 | $1,136 | $760 | $1,620 | $860 |
| Pelahatchie, MS | $79,800 | $961 | $660 | $1,360 | $700 |
| Newton, MS | $72,700 | $910 | $620 | $1,260 | $640 |
| Polkville, MS | $65,800 | $860 | $580 | $1,210 | $630 |
| Brandon, MS | $169,900 | $1,003 | $710 | $1,410 | $700 |
| Kearney Park, MS | $89,700 | $1,030 | $700 | $1,410 | $710 |
| Flora, MS | $134,200 | $1,308 | $900 | $1,860 | $960 |
| Louin, MS | $87,900 | $1,017 | $700 | $1,410 | $710 |