How Can I Make My Inver Grove Heights, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Inver Grove Heights, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Inver Grove Heights, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $240,500 | $210,000 | $250,000-$300,000 |
| 3 Bedroom | $287,500 | $270,000 | $200,000-$250,000 |
| 4 Bedroom | $425,500 | $400,000 | $500,000-$600,000 |
| 5 Bedroom | $514,500 | $420,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Inver Grove Heights, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$213 | $971 |
| Superior Protection Discount | -$107 | $1,077 |
| Fire & Security Discount | -$95 | $1,089 |
| Hail Resistant Roof Discount | -$24 | $1,160 |
| Newly Constructed Home Discount | -$296 | $888 |
Choose the Right Deductible for your Inver Grove Heights, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dakota County | $2,500 | $1,198 | $3,698 | $871 | $3,371 | $327 |
| Inver Grove Heights, MN | $1,000 | $1,170 | $2,170 | $850 | $1,850 | $320 |
| Nininger, MN | $200 | $1,484 | $1,684 | $1,078 | $1,278 | $406 |
| Troy, WI | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Grant, MN | $400 | $2,098 | $2,498 | $1,524 | $1,924 | $573 |
| Dellwood, MN | $700 | $2,733 | $3,433 | $1,986 | $2,686 | $747 |
| Oak Grove, WI | $100 | $830 | $930 | $603 | $703 | $227 |
| Elko New Market, MN | $2,000 | $1,404 | $3,404 | $1,020 | $3,020 | $384 |
| Featherstone, MN | $300 | $1,288 | $1,588 | $936 | $1,236 | $352 |
| Waconia, MN | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| Goodhue, MN | $300 | $1,045 | $1,345 | $760 | $1,060 | $286 |
| Lester Prairie, MN | $700 | $887 | $1,587 | $645 | $1,345 | $242 |
Identify Top Home Insurance Agents near Inver Grove Heights, MN | Back to Top
| Home Insurance Company Inver Grove Heights, MN | Homeowners Insurance Agency Inver Grove Heights, MN | Address | Popularity Score | Distance from Inver Grove Heights (miles) |
|---|---|---|---|---|
| State Farm | Jerry Stanke | 13100 Wayzata Blvd Ste 110, Minnetonka, MN, 55305-1803 | 21.6 | |
| State Farm | Ian Davy | 454 Temperance St, Saint Paul, MN, 55101-2325 | 8.9 | |
| Travelers | Advisornet Property & Casualty | 701 Fourth Ave S Ste 1620, Minneapolis, MN, 55415 | 14.6 | |
| State Farm | John Griep | 551 Snelling Ave S, Saint Paul, MN, 55116-1582 | 8.8 | |
| Allstate | Tom Baecker | 373 Pedersen St Ste 104, Saint Paul, MN, 55119 | 9.2 | |
| Allstate | Brian Seedorf | 4580 Scott Trl Ste 220, Eagan, MN, 55122 | 8.0 | |
| Travelers | Richfield State Insurance | 6625 Lyndale Ave S Ste 410, Richfield, MN, 55423 | 11.9 | |
| Farmers | Gretchen Frana | 5445 28th Ave S, Minneapolis, MN, 55417 | 10.2 | |
| State Farm | Tom Swirtz | 14635 Excelsior Blvd, Minnetonka, MN, 55345-6605 | 20.8 | |
| State Farm | Tam Chau | 8729 Central Ave Ne, Blaine, MN, 55434 | 22.8 |
Compare Rates for Inver Grove Heights, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,680 | $830 |
| Dakota County, MN | $238,000 | $1,213 | $820 | $1,730 | $910 |
| Inver Grove Heights, MN | $226,900 | $1,184 | $840 | $1,680 | $840 |
| Nininger, MN | $307,700 | $1,502 | $1,100 | $2,090 | $990 |
| Troy, WI | $328,000 | $873 | $600 | $1,210 | $610 |
| Grant, MN | $444,900 | $2,123 | $1,550 | $3,010 | $1,460 |
| Dellwood, MN | $585,500 | $2,766 | $1,990 | $3,840 | $1,850 |
| Oak Grove, WI | $303,300 | $840 | $570 | $1,190 | $620 |
| Elko New Market, MN | $280,000 | $1,421 | $1,040 | $1,960 | $920 |
| Featherstone, MN | $238,000 | $1,304 | $890 | $1,860 | $970 |
| Waconia, MN | $265,300 | $981 | $670 | $1,340 | $670 |
| Goodhue, MN | $160,600 | $1,058 | $710 | $1,460 | $750 |
| Lester Prairie, MN | $122,800 | $898 | $640 | $1,230 | $590 |
Research Home Insurance Companies Reviews in Inver Grove Heights, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: October 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I rated my home insurance company customer service a rate on a scale of 4. I haven't had any issues with them in the past or present. When I did contact them they were courteous and was able to answer my questions.
Date: April 06, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Premium
I AM SATISFIED WITH DEDUCTIBLE WITH MY CAR INSURANCE AND RENTERS INSURANCE. I HAVE FOUND THESE TO BE FAIR AND NOT UNREASONABLE.
Date: January 19, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I would rate our local State Farm agency a 5! They are always accommodating and fast at getting what we need for our auto, home, motorcycles, business insurance policies.
Allstate Home Insurance Reviews
Date: July 11, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I think our annual premium in reasonable compared to what my friends and neighbors are paying.I have not shopped around so I do not have anything to compare exact coverages.
Date: February 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Home insurance policies are compared with other insurance to very benefit to useful in the plans. this is very easy to move on the plans.
Foremost Insurance Home Insurance Reviews
Date: October 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Mobile home coverage is more expensive then regular home owner's coverage. Our coverage is giving us a discount for multiple policies but the premium is still to high but lower than previous policies.
Grange Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
when i have called they have either answered or called me back in a reasonable amount of time. they have also been able to answer my question.
MAPFRE Insurance Home Insurance Reviews
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
the service of telephone attention should be improved, although I like the speed with which they attend me, it does not take more than 10 minutes to be attended
GEICO Home Insurance Reviews
Date: November 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The price was a little better then the company I was with , which is what made me switch to them. They were also the cheapest compared to five or so other companies that I called also.
Farmer's Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
After researching other insurance companies and their policies and prices, we went with Farmer's Insurance. They ultimately had better pricing for the policy we needed.