How Can I Make My Merkel, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Merkel, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Merkel, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $28,500 $20,000 $25,000-$50,000
2 Bedroom $63,500 $50,000 $50,000-$75,000
3 Bedroom $122,500 $110,000 $125,000-$150,000
4 Bedroom $116,500 $110,000 $100,000-$125,000
5 Bedroom $152,000 $140,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Merkel, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$176 $802
Superior Protection Discount -$98 $880
Fire & Security Discount -$68 $909
Hail Resistant Roof Discount -$29 $948
Newly Constructed Home Discount -$235 $743

Choose your Merkel, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,337
Physical Damage $2,344
Hail Damage $4,524
Wind Damage $6,178
Expensive Claims
Fire $46,463
Smoke $15,884

Identify Top Home Insurance Agents near Merkel, TX | Back to Top

Home Insurance Company Merkel, TX Homeowners Insurance Agency Merkel, TX Address Popularity Score Distance from Merkel (miles)
Travelers Perry Hunter Hall Inc 1548 N 1st St, Abilene, TX, 79601
16.4
Farmers Jb Cloud 1726 Campus Ct, Abilene, TX, 79601
18.3
State Farm Donna Dougherty 4015 Buffalo Gap Road, Abilene, TX, 79605-7151
15.0
Travelers Perry-Hunter-Hall Inc 1548 N 1st St, Abilene, TX, 79604
16.4
State Farm Benjamin Young 2301 S Danville Dr, Abilene, TX, 79605-6412
13.6
Allstate Tom Massey Agency 3262 Chimney Rock Rd Ste C, Abilene, TX, 79606
14.7
State Farm Travis Scherwitz 4150 Southwest Dr Ste 130, Abilene, TX, 79606-2286
13.9
State Farm Glynn Walker 6350 Buffalo Gap Road, Abilene, TX, 79606-5937
14.1
Travelers The Surety Bonding Agency 3303 N 3rd St Ste G, Abilene, TX, 79603
15.1
Farmers Stacy Cullins 102 Edwards, Merkel, TX, 79536
4.9

Compare Rates for Merkel, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Taylor County, TX $112,400 $1,416 $930 $2,180 $1,250
Merkel, TX $71,900 $978 $650 $1,510 $860
Hawley-Noodle, TX $99,600 $1,517 $1,000 $2,340 $1,340
Nolan County, TX $66,100 $953 $630 $1,470 $840
Anson, TX $71,800 $1,375 $910 $2,120 $1,210
Roby, TX $68,300 $1,355 $890 $2,090 $1,200
Winters, TX $54,700 $1,270 $840 $1,960 $1,120
Clyde, TX $81,500 $1,015 $670 $1,560 $890
Fisher County, TX $60,500 $929 $610 $1,430 $820
Ballinger, TX $78,300 $1,411 $930 $2,170 $1,240
Albany, TX $81,400 $1,428 $940 $2,200 $1,260
Putnam, TX $60,600 $1,308 $860 $2,010 $1,150