Gavop's guide to buying homeowners insurance in Marion County, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $112,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $123,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $211,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $213,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $598 |
| Superior Protection Discount | -$63 | $633 |
| Fire & Security Discount | -$49 | $647 |
| Hail Resistant Roof Discount | -$21 | $675 |
| Newly Constructed Home Discount | -$188 | $508 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Marion County, WV | $700 | $687 | $1,387 | $499 | $1,199 | $188 |
| Point Marion, PA | $500 | $526 | $1,026 | $382 | $882 | $144 |
| North, WV | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
| Nicholson, PA | $100 | $545 | $645 | $396 | $496 | $149 |
| Fredericktown, PA | $2,500 | $551 | $3,051 | $401 | $2,901 | $151 |
| Clarington, OH | $100 | $532 | $632 | $386 | $486 | $145 |
| Allison, PA | $700 | $482 | $1,182 | $350 | $1,050 | $132 |
| Crellin, MD | $300 | $738 | $1,038 | $536 | $836 | $202 |
| Fayette County, PA | $700 | $814 | $1,514 | $592 | $1,292 | $222 |
| Ellsworth, PA | $500 | $496 | $996 | $360 | $860 | $136 |
| Arnold City, PA | $2,000 | $450 | $2,450 | $327 | $2,327 | $123 |
| Home Insurance Company Marion County, WV | Homeowners Insurance Agency Marion County, WV | Address | Popularity Score | Distance from Marion County (miles) |
|---|---|---|---|---|
| State Farm | Stan Cameon | 420 Marion Sq, Fairmont, WV, 26554-1369 | 4.2 | |
| State Farm | Ray Thompson | 436 E Main St, Kingwood, WV, 26537-1722 | 30.8 | |
| Liberty Mutual Independent | Cheslock Insurance Agency | 2809 White Hall Blvd, Fairmont, WV, 26554 | 6.5 | |
| Erie | United Security Agency | 1207 Fairmont Avenue, Fairmont, WV, 26554 | 5.3 | |
| State Farm | Greg Kelly | 1315 Fairmont Ave, Fairmont, WV, 26554-3525 | 5.3 | |
| State Farm | Rick Bailey | 2868 White Hall Blvd, Fairmont, WV, 26554-8227 | 6.6 | |
| State Farm | Dave Michael | 548 Beechurst Avenue, Morgantown, WV, 26505-4907 | 17.7 | |
| Allstate | Randy A. Parks | 503 Morgantown Ave Ste 225, Fairmont, WV, 26554 | 6.3 | |
| Allstate | Larry Morgan | 1543 Fairmont Ave, Fairmont, WV, 26554 | 5.3 | |
| State Farm | Jack Gainer | 2363 Ellenboro Rd, Harrisville, WV, 26362 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,020 | $490 |
| Marion County, WV | $110,100 | $695 | $470 | $990 | $520 |
| Marion County, WV | $110,100 | $695 | $470 | $960 | $490 |
| Point Marion, PA | $76,700 | $532 | $390 | $740 | $350 |
| North, WV | $117,700 | $740 | $510 | $1,030 | $520 |
| Nicholson, PA | $83,700 | $552 | $380 | $770 | $390 |
| Fredericktown, PA | $85,900 | $558 | $370 | $760 | $390 |
| Clarington, OH | $72,100 | $538 | $390 | $740 | $350 |
| Allison, PA | $61,800 | $488 | $350 | $700 | $350 |
| Crellin, MD | $163,500 | $747 | $590 | $940 | $350 |
| Fayette County, PA | $94,600 | $824 | $550 | $1,160 | $610 |
| Ellsworth, PA | $66,300 | $502 | $350 | $700 | $350 |
| Arnold City, PA | $51,700 | $455 | $310 | $640 | $330 |