How Can I Make My Coon Rapids, MN Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Coon Rapids, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Coon Rapids, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $66,000 $50,000 $50,000-$75,000
2 Bedroom $162,000 $150,000 $125,000-$150,000
3 Bedroom $253,000 $230,000 $250,000-$300,000
4 Bedroom $268,000 $250,000 $300,000-$350,000
5 Bedroom $477,500 $450,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Coon Rapids, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$188 $856
Superior Protection Discount -$104 $939
Fire & Security Discount -$83 $960
Hail Resistant Roof Discount -$31 $1,012
Newly Constructed Home Discount -$250 $793

Choose the Right Deductible for your Coon Rapids, MN Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Anoka County $700 $1,110 $1,810 $807 $1,507 $303
Coon Rapids, MN $1,000 $1,031 $2,031 $749 $1,749 $282
New Brighton, MN $200 $901 $1,101 $654 $854 $246
Columbia Heights, MN $2,000 $880 $2,880 $639 $2,639 $240
Vadnais Heights, MN $500 $882 $1,382 $641 $1,141 $241
Willernie, MN $1,500 $985 $2,485 $716 $2,216 $269
Orono, MN $400 $862 $1,262 $627 $1,027 $236
Marine on St. Croix, MN $1,500 $1,715 $3,215 $1,246 $2,746 $469
Baldwin, MN $500 $832 $1,332 $605 $1,105 $227
Osceola, WI $1,000 $719 $1,719 $523 $1,523 $197
New Prague, MN $200 $880 $1,080 $640 $840 $241
Kimball, MN $1,500 $948 $2,448 $689 $2,189 $259

Identify Top Home Insurance Agents near Coon Rapids, MN | Back to Top

Home Insurance Company Coon Rapids, MN Homeowners Insurance Agency Coon Rapids, MN Address Popularity Score Distance from Coon Rapids (miles)
State Farm Amy Wakem 2191 Silver Lk Rd Nw, New Brighton, MN, 55112-5331
7.7
State Farm Heather Kielpinski 2707 Lincoln Dr, Roseville, MN, 55113-1334
12.6
State Farm Mike Orn 3366 Bunkr Lk Blvd Nw Ste 3, Andover, MN, 55304-3507
3.5
Travelers Insurance Brokers Of Mn Inc 6300 Shingle Creek Pkwy, Brooklyn Center, MN, 55430
7.4
State Farm Jessica Thompson 2436 Highway 10 Ste 110, Mounds View, MN, 55112-1482
9.0
State Farm Steve Woog 551 Snelling Ave S, Saint Paul, MN, 55116-1582
18.8
Liberty Mutual Independent Rdm Insurance Agency Inc. 9201 Lexington Ave N, Circle Pines, MN, 55014
7.7
Allstate Tom Baecker 3673 Lexington Ave N Ste E, Arden Hills, MN, 55126
11.8
State Farm Randy Sonnenfeld 13630 Grove Dr, Maple Grove, MN, 55311-4404
8.6
Farmers James Schmidt 277 Coon Rapids Blvd Nw Ste 114, Coon Rapids, MN, 55433
3.2

Compare Rates for Coon Rapids, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $850 $1,690 $840
Anoka County, MN $205,000 $1,123 $780 $1,560 $780
Coon Rapids, MN $178,400 $1,043 $710 $1,440 $730
New Brighton, MN $230,200 $911 $660 $1,290 $630
Columbia Heights, MN $161,100 $890 $650 $1,230 $580
Vadnais Heights, MN $221,200 $893 $620 $1,280 $660
Willernie, MN $145,300 $997 $710 $1,420 $710
Orono, MN $563,700 $873 $620 $1,200 $580
Marine on St. Croix, MN $373,000 $1,736 $1,200 $2,480 $1,280
Baldwin, MN $197,400 $843 $570 $1,200 $630
Osceola, WI $198,600 $728 $530 $1,000 $470
New Prague, MN $220,100 $891 $610 $1,240 $630
Kimball, MN $136,500 $960 $660 $1,350 $690

Research Home Insurance Companies Reviews in Coon Rapids, MN Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: August 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
All instances including times in which I had to reach out to customer support were very good. 5 representatives were always helpful and friendly.

Date: July 29, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible are comparable to other companies. I did do some research on this awhile back. I also call my agent and talk about rates.

Date: April 26, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Allstate is a nice insurance company with good customer service and credibility. Home insurance services are worthwhile and at reasonable cost and terms.

Date: April 21, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible of my policy are very fair. I did a lot of shopping for the right premium and Allstate offered the best deal and a good deductible.

Date: March 20, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium is assigned and people want to learn more about the program itself. The team is well equipped to handling any kind of request that people will follow in time.

Date: January 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The deductible offered were the same as most of the other companies I looked at. They did not have anything that stood out.

GEICO Home Insurance Reviews

Date: January 06, 2020    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I like their customer service very much. they have taken care of all my questions and concerns. helped me to identify lot of different scenarios available.I would recommend them for sure.

Date: April 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have always enjoyed using Geico. They have easy to use customer service tools. The response times were fast as well. I would rate them a 5

Date: April 13, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I hope I never need to use my insurance because in order for it to be affordable, I had to make all of the deductibles outrageously high.


Date: April 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Premium is good compared with other company. We have car insurance with the same company, so it has more discount.

Date: November 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I love the customer service. Since we are military, I always get fast tracked from customer service and even have specific customer service that I deal with. This means no wait times.

Farm Bureau Home Insurance Reviews

Date: October 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Farm Bureau has been an excellent insurance company. Their customer service is always friendly and listens. They also are always fast to reply when you need something.

Date: September 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Our premium is the cheapest through them that we were able to find, and the deductible was also cheaper through them then what we were able to find through anyone else which is one reason we decided to go with this company.

Date: April 02, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I am really very satisfied with our insurance company. They were really easy to work with in transitioning insurance needs through the process of building our home to moving in it.


Date: December 03, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My insurance company's offerings seem to be similar to that of other companies when last I checked it was mostly the same between them and their competitors.


Country Financial Home Insurance Reviews

Date: March 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
I have never had to make a claim but every time I have called someone picks up right away and either has the answer to my question or is able to get me an answer. Emails are the same. Very quick response.

Date: March 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am satisfied with my company's offerings but I don't think they are really any different than any other insurance company out there.


Progressive Home Insurance Reviews

Date: April 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
customer service is good however they tend to put me on hold for what i feel is a long time. My local office is who I call when i have an issue and they do not seem very busy.

Date: February 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
4 for Progressive. They came in pretty well under a lot of other companies, and while they aren't the cheapest, they definitely are not the most expensive

State Farm Home Insurance Reviews

Date: August 14, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have a home insurance policy with State Farm, with whom I also have an auto insurance policy. My customer service experience with them has been excellent.

Date: October 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
On the premium version, they give a bigger percentange of money for whatever happens, if your hause is robbed, totally lost, or damaged by a natural disaster. That is the main difference. And the waiting time is significantly less.

Travelers Home Insurance Reviews

Date: March 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I have had no problem with my insurance's customer service. They have always helped me with everything I have needed. They pick up right away when I need to call them.

Nationwide Home Insurance Reviews

Date: March 29, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Compared to the other companies I reviewed, Nationwide had the cheapest premium and deductible for our home and our two barns.

American Family Insurance Home Insurance Reviews

Date: July 02, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
THIS COMPANY PROVIDES BEST CUSTOMER SERVICE FOR ALL TIMES.AND BEST CUSTOMER CARINGAND THIS IS THE BEST EXPERIENCED COMPANY COMPARING ANY OTHER COMPANIES..

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