Gavop shows you how to buy homeowners insurance in Yuma County, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Yuma County, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Isabel Dr, W Co 17th St, Riley Ave, S Kathleen Ave, W Co 12 5/10 St, S Rainier Ave, Capital St, W 2nd Pl, Cam Barranca, S Pageant Ave | $136,000 | $130,000 | $150,000-$175,000 | $107,500 | $90,000 | $75,000-$100,000 |
| S Walnut Ave, Lakeview Pl, Los Tres Hombres St, E Morning Ln, 12E Ave, Castle Dome Rd, S Ave 37 E, 42nd Ave, S Cam Tierra, Cristina St | $128,500 | $120,000 | $125,000-$150,000 | $145,500 | $130,000 | $150,000-$175,000 |
| S Tucson Dr, Lorenza St, S Pate Dr, W Cactus St, S Ave 1 1/2 E, W Ocotillo Ln, Union Ave, Terralucia Dr, S Eleanor Ave, N McGrady Ave | $206,500 | $190,000 | $200,000-$250,000 | $140,000 | $120,000 | $150,000-$175,000 |
| W 21st Pl, Sommer Ave, 27th St, W Cam Harina, W 13th Pl, Brittlebush Ave, E Moreno Ln, Williams St, W 34th Pl, W del Sol Ln | $105,500 | $90,000 | $125,000-$150,000 | $90,000 | $80,000 | $100,000-$125,000 |
| E 31st St, E Corral St, W 15th Ln, E County 1st St, E Palo Verde St, E 45th Dr, 55th Ln, S Araby Rd, Karmine Ave, W Chico Ln | $153,500 | $130,000 | $125,000-$150,000 | $153,500 | $140,000 | $175,000-$200,000 |
| E 45th Dr, 31st Dr, W Ash Dr, W 30th St, 4th Ave, Sage Ave, Congress Ave, S Ave 14 E, W Arabian Ln, Guiu Dr | $194,000 | $180,000 | $175,000-$200,000 | $158,000 | $140,000 | $175,000-$200,000 |
| W Allen St, Drysdale Ave, Fairway Ln, E Alpha Way, Los Olivos Dr, E Sapphire Dr, S San Clemente Dr, San Diego Ave, E 14th St, Cecilia Torres Ct | $226,500 | $190,000 | $200,000-$250,000 | $146,500 | $130,000 | $125,000-$150,000 |
| Montana Dr, Castano Ln, S Palomino Way, E 51st St, San Luis Ln, 36th Pl, Well St, S Ave 28 E, S 28th Ave, W Spring St | $97,500 | $90,000 | $75,000-$100,000 | $72,500 | $60,000 | $75,000-$100,000 |
| S Ave 3 3/4 E, S Elmwood Dr, E 17th St, E Udall Ln, Evenfall Dr, Via Salida, 36th Ln, W Park Ln, S 16th Ave, Ave 7e | $254,000 | $210,000 | $250,000-$300,000 | $197,500 | $170,000 | $175,000-$200,000 |
| W 31st Ln, 53rd Ln, Clara Anita Pl, Los Valles St, Galbreath Ave, Marea St, 20th Ln, Martinez Lake Rd, E 44 Dr, W Brandi Ln | $95,000 | $80,000 | $75,000-$100,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $713 |
| Superior Protection Discount | -$83 | $746 |
| Fire & Security Discount | -$58 | $771 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$240 | $588 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yuma County | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Yuma County, AZ | $1,000 | $819 | $1,819 | $595 | $1,595 | $224 |
| Winterhaven-Bard, CA | $400 | $454 | $854 | $330 | $730 | $124 |
| Avenue B and C, AZ | $1,500 | $289 | $1,789 | $210 | $1,710 | $79 |
| Donovan Estates, AZ | $100 | $503 | $603 | $365 | $465 | $137 |
| Somerton, AZ | $1,500 | $826 | $2,326 | $600 | $2,100 | $226 |
| Home Insurance Company Yuma County, AZ | Homeowners Insurance Agency Yuma County, AZ | Address | Popularity Score | Distance from Yuma County (miles) |
|---|---|---|---|---|
| State Farm | Katie Figueroa | 360 W 20th St Ste C, Yuma, AZ, 85364-5637 | 41.9 | |
| Allstate | Blake Doten | 2241 S Avenue A Ste 5, Yuma, AZ, 85364 | 42.5 | |
| Allstate | Randal Mcclure | 2589 E 24th St Ste 1, Yuma, AZ, 85365 | 40.1 | |
| Travelers | Desert Insurance | 2589 E 24th St Ste 4, Yuma, AZ, 85365 | 40.1 | |
| Allstate | Arnold F. Duarte | 1355 W 16th St Ste 2, Yuma, AZ, 85364 | 42.6 | |
| Allstate | Jeanne A. Weatherly | 11611 S Foothills Blvd Ste F, Yuma, AZ, 85367 | 30.1 | |
| Allstate | Anna Vargas-Hopper | 3939 S Avenue 3 E Ste 111, Yuma, AZ, 85365 | 39.9 | |
| State Farm | Martin Armijo | 708 E 32nd St, Yuma, AZ, 85365-3435 | 41.6 | |
| State Farm | Gene Bostic | 408 E 16th St Ste A, Yuma, AZ, 85364-4700 | 41.4 | |
| Allstate | Eric Eggebrecht | 11710 S Fortuna Rd Ste A, Yuma, AZ, 85367 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $500 | $1,060 | $560 |
| Yuma County, AZ | $117,000 | $829 | $560 | $1,170 | $610 |
| Yuma County, AZ | $117,000 | $829 | $570 | $1,180 | $610 |
| Winterhaven-Bard, CA | $78,500 | $460 | $340 | $630 | $290 |
| Avenue B and C, AZ | $32,000 | $293 | $200 | $420 | $220 |
| Donovan Estates, AZ | $83,200 | $509 | $340 | $700 | $360 |
| Somerton, AZ | $117,000 | $836 | $580 | $1,200 | $620 |