Gavop's guide to buying homeowners insurance in Whitehouse, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Whitehouse, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 1318, Co Rd 2324, Persimmon Dr, R L Lilly Rd, Co Rd 2328, Mackey Rd, Autumn Dr, Meador Cemetary Rd, Oak Garden Cir, Bluebird Ln | $131,000 | $110,000 | $125,000-$150,000 | $299,000 | $280,000 | $200,000-$250,000 |
| W Main St, Rosebrook Cir, Co Rd 2307, Dennis Ln, Co Rd 2288, Stonegate Valley Dr, Co Rd 1296, Samuel Dr, Monarch Rd, Co Rd 2283 | $145,500 | $130,000 | $150,000-$175,000 | $293,000 | $240,000 | $250,000-$300,000 |
| Stonegate Trl, Macarthur Dr, Mustang Trl, Nelwyn Ln, Waterton Cir, Co Rd 2183, Meadowglen Ct, Apache Trl, Lakeview, Meador Cemetary Rd | $189,000 | $160,000 | $200,000-$250,000 | $282,500 | $250,000 | $250,000-$300,000 |
| Rhones Quarter Rd, Co Rd 2312, Co Rd 2235, Coral Cove, Co Rd 2296, Beverly Ln, Lost Creek, Onyx Cove, Brixworth Dr, Co Rd 2119 | $230,000 | $190,000 | $200,000-$250,000 | $410,000 | $370,000 | $400,000-$500,000 |
| Co Rd 2214, Co Rd 2333, Pine Cone Ln, Co Rd 2314, Kingspark Cir, Hillcreek Dr, Gloucester Dr, Windridge Rd, Calvert Dr, Arbor Oak Dr | $151,500 | $140,000 | $125,000-$150,000 | $255,500 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $806 |
| Superior Protection Discount | -$86 | $873 |
| Fire & Security Discount | -$67 | $893 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$269 | $691 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Smith County | $2,000 | $1,502 | $3,502 | $1,091 | $3,091 | $410 |
| Whitehouse, TX | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| New Chapel Hill, TX | $100 | $1,708 | $1,808 | $1,241 | $1,341 | $467 |
| Troup-Arp, TX | $1,000 | $938 | $1,938 | $681 | $1,681 | $256 |
| Noonday, TX | $400 | $1,686 | $2,086 | $1,225 | $1,625 | $461 |
| Smith County, TX | $700 | $1,502 | $2,202 | $1,091 | $1,791 | $410 |
| Liberty City, TX | $500 | $1,627 | $2,127 | $1,183 | $1,683 | $445 |
| Longview, TX | $2,000 | $1,477 | $3,477 | $1,073 | $3,073 | $404 |
| Henderson County, TX | $200 | $1,347 | $1,547 | $979 | $1,179 | $368 |
| Long Branch-Dotson, TX | $1,000 | $1,516 | $2,516 | $1,101 | $2,101 | $414 |
| Beckville, TX | $200 | $1,446 | $1,646 | $1,051 | $1,251 | $395 |
| Star Harbor, TX | $1,500 | $1,820 | $3,320 | $1,323 | $2,823 | $497 |
| Home Insurance Company Whitehouse, TX | Homeowners Insurance Agency Whitehouse, TX | Address | Popularity Score | Distance from Whitehouse (miles) |
|---|---|---|---|---|
| Travelers | Goosehead Insurance | 6761 Old Jacksonville Hwy Ste A, Tyler, TX, 75703 | 7.1 | |
| Farmers | Lance Eitel | 17052 Fm 2493, Flint, TX, 75762 | 6.6 | |
| Travelers | Jim Toman Agency Inc | 728 Wsw Loop 323, Tyler, TX, 75701 | 8.3 | |
| State Farm | Michael Munn | 6004 S Broadway Ave Ste 302, Tyler, TX, 75703-4424 | 6.2 | |
| Travelers | Bergfeld Agency Llc | 2001 S Donnybrook, Tyler, TX, 75701 | 8.6 | |
| Travelers | Malakoff Insurance | 102 S Terry Street, Malakoff, TX, 75148 | 45.4 | |
| Farmers | Steve Irvin | 3200 Troup Hwy Ste 242, Tyler, TX, 75701 | 7.3 | |
| State Farm | Chuck Osborn | 1200 Hwy 110 N Ste A, Whitehouse, TX, 75791-3058 | 2.3 | |
| Allstate | Neal J Nevejans | 413 S College Ave, Tyler, TX, 75702 | 9.8 | |
| Allstate | David Lomax | 1417 Lamar St, Tyler, TX, 75701 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Smith County, TX | $144,800 | $1,520 | $1,000 | $2,340 | $1,340 |
| Whitehouse, TX | $169,800 | $960 | $630 | $1,480 | $850 |
| New Chapel Hill, TX | $158,200 | $1,729 | $1,140 | $2,660 | $1,520 |
| Troup-Arp, TX | $137,100 | $949 | $630 | $1,460 | $830 |
| Noonday, TX | $150,300 | $1,706 | $1,130 | $2,630 | $1,500 |
| Smith County, TX | $144,800 | $1,520 | $1,000 | $2,340 | $1,340 |
| Liberty City, TX | $132,000 | $1,647 | $1,090 | $2,540 | $1,450 |
| Longview, TX | $136,300 | $1,495 | $990 | $2,300 | $1,310 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Long Branch-Dotson, TX | $103,200 | $1,534 | $1,010 | $2,360 | $1,350 |
| Beckville, TX | $88,400 | $1,464 | $970 | $2,250 | $1,280 |
| Star Harbor, TX | $203,400 | $1,842 | $1,220 | $2,840 | $1,620 |