Gavop tells you how to get the best homeowners insurance in Jefferson County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $159,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $226,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $239,500 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $446,000 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $775 |
| Superior Protection Discount | -$94 | $850 |
| Fire & Security Discount | -$94 | $850 |
| Hail Resistant Roof Discount | -$19 | $926 |
| Newly Constructed Home Discount | -$236 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $700 | $933 | $1,633 | $678 | $1,378 | $255 |
| Jefferson County, KY | $2,000 | $933 | $2,933 | $678 | $2,678 | $255 |
| Richlawn, KY | $100 | $1,212 | $1,312 | $881 | $981 | $331 |
| Bellemeade, KY | $700 | $1,142 | $1,842 | $830 | $1,530 | $312 |
| Northfield, KY | $100 | $1,452 | $1,552 | $1,055 | $1,155 | $397 |
| Glenview Hills, KY | $700 | $1,678 | $2,378 | $1,219 | $1,919 | $458 |
| Hills and Dales, KY | $300 | $1,719 | $2,019 | $1,249 | $1,549 | $470 |
| Broeck Pointe, KY | $1,000 | $1,284 | $2,284 | $933 | $1,933 | $351 |
| Hillview, KY | $300 | $701 | $1,001 | $510 | $810 | $192 |
| Goshen, KY | $2,000 | $1,040 | $3,040 | $756 | $2,756 | $284 |
| Greenville, IN | $200 | $822 | $1,022 | $598 | $798 | $225 |
| Driftwood, IN | $700 | $800 | $1,500 | $582 | $1,282 | $219 |
| Home Insurance Company Jefferson County, KY | Homeowners Insurance Agency Jefferson County, KY | Address | Popularity Score | Distance from Jefferson County (miles) |
|---|---|---|---|---|
| State Farm | Ivy Brito | 4919 Dixie Hwy Ste B, Louisville, KY, 40216-2554 | 9.4 | |
| Travelers | The Lancaster Agency Inc | 121 E Main St, Lebanon, KY, 40033 | 48.1 | |
| State Farm | Sherry Henry | 5800 Bardstown Rd, Louisville, KY, 40291-1933 | 3.9 | |
| Allstate | Daniel Mason | 3406 Frankfort Ave, Louisville, KY, 40207 | 4.5 | |
| State Farm | Jeremy Graham | 5438 New Cut Rd Ste 102, Louisville, KY, 40214-4544 | 7.0 | |
| Liberty Mutual Independent | Wessel Insurance Agency | 4101 Cane Run Rd, Louisville, KY, 40216 | 9.5 | |
| State Farm | Mayrene Mcpherson | 10214 Westport Rd, Louisville, KY, 40241-2148 | 8.8 | |
| State Farm | David Franck | 8217 Shelbyville Rd, Louisville, KY, 40222-5421 | 5.1 | |
| Allstate | Justin Beasley | 11712 Main St, Louisville, KY, 40243 | 7.6 | |
| State Farm | Stan Simmons | 1080 Bypass S Unit 1, Lawrenceburg, KY, 40342-9094 | 42.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,280 | $670 |
| Jefferson County, KY | $159,000 | $945 | $690 | $1,290 | $600 |
| Jefferson County, KY | $159,000 | $945 | $650 | $1,300 | $650 |
| Richlawn, KY | $263,800 | $1,227 | $900 | $1,710 | $810 |
| Bellemeade, KY | $231,400 | $1,156 | $830 | $1,580 | $750 |
| Northfield, KY | $350,600 | $1,470 | $1,010 | $2,040 | $1,030 |
| Glenview Hills, KY | $402,800 | $1,698 | $1,210 | $2,360 | $1,150 |
| Hills and Dales, KY | $410,700 | $1,740 | $1,250 | $2,450 | $1,200 |
| Broeck Pointe, KY | $294,400 | $1,300 | $870 | $1,790 | $920 |
| Hillview, KY | $115,200 | $710 | $510 | $990 | $480 |
| Goshen, KY | $185,500 | $1,053 | $770 | $1,480 | $710 |
| Greenville, IN | $191,100 | $832 | $560 | $1,190 | $630 |
| Driftwood, IN | $117,900 | $810 | $590 | $1,110 | $520 |