Gavop shows you how to buy homeowners insurance in Mount Pleasant, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Mount Pleasant, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 3353, Tennison Rd, Co Rd 3335, W Arkansas St, Co Rd 2015, Farm Rd 1402, N Edwards Dr, N Forrest Ave, Co Rd 3249, Co Rd 1440 | $95,500 | $80,000 | $100,000-$125,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Branch Ave, SW 37th St, Co Rd 1734, W Ferguson Rd, W 13th St, Amy St, Quille Ave, Mackinnon St, Co Rd 1635, Joel Dr | $161,500 | $140,000 | $125,000-$150,000 | $111,000 | $100,000 | $100,000-$125,000 |
| FM 127, Co Rd 2319, SW 30th St, S E 18, Capers St, Co Rd 1220, Jeffrey Ave, E 13th St, St Andrews Ct, Moore Ave | $174,000 | $140,000 | $150,000-$175,000 | $77,500 | $70,000 | $50,000-$75,000 |
| Edwards Dr, W 14th St, Austin Ave, Farm Rd 419, SW 48th St, W Ferguson Rd/us Hwy 271, Bob O Link St, NE 30, Peel Ave, Parish Rd Cord 2317 | $122,500 | $110,000 | $125,000-$150,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Lawn Ave, Bryan Ave, NE 27, E Holland St, Co Rd 3425, Co Rd 4520, Wolfe Ave, S McMinn Ave, Co Rd 3340, S E 3 | $163,000 | $150,000 | $175,000-$200,000 | $99,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $862 |
| Superior Protection Discount | -$90 | $912 |
| Fire & Security Discount | -$70 | $932 |
| Hail Resistant Roof Discount | -$30 | $972 |
| Newly Constructed Home Discount | -$231 | $772 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Titus County | $700 | $1,336 | $2,036 | $971 | $1,671 | $365 |
| Mount Pleasant, TX | $700 | $990 | $1,690 | $720 | $1,420 | $271 |
| Cookville, TX | $400 | $993 | $1,393 | $722 | $1,122 | $271 |
| Bettie, TX | $1,500 | $1,503 | $3,003 | $1,092 | $2,592 | $411 |
| Avinger, TX | $200 | $1,308 | $1,508 | $951 | $1,151 | $357 |
| Linden, TX | $1,000 | $983 | $1,983 | $715 | $1,715 | $269 |
| Seymore, TX | $200 | $1,672 | $1,872 | $1,215 | $1,415 | $457 |
| Hawkins, TX | $1,000 | $929 | $1,929 | $675 | $1,675 | $254 |
| Southeast McCurtain, OK | $500 | $1,055 | $1,555 | $767 | $1,267 | $288 |
| Harleton, TX | $1,500 | $1,045 | $2,545 | $760 | $2,260 | $286 |
| Foreman, AR | $100 | $783 | $883 | $569 | $669 | $214 |
| Red Lick, TX | $1,000 | $1,807 | $2,807 | $1,313 | $2,313 | $494 |
| Home Insurance Company Mount Pleasant, TX | Homeowners Insurance Agency Mount Pleasant, TX | Address | Popularity Score | Distance from Mount Pleasant (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bockmon Knight & Traylor Insurance Agency | 450 E Loop 281 Ste C1, Longview, TX, 75605 | 48.3 | |
| Farmers | Penny Bynum | 1313 S Jefferson Ave, Mount Pleasant, TX, 75455 | 5.2 | |
| State Farm | Monica Cook | 1032 N Pacific St, Mineola, TX, 75773-1838 | 48.5 | |
| Travelers | Goodman Insurance Agency Inc | 300 E Broadway, Clarksville, TX, 75426 | 27.7 | |
| Travelers | Dunahoe Insurance Agency Inc | 617 B West Broad St, Mineola, TX, 75773 | 49.3 | |
| Allstate | C. Bruce Moler | 400 S Madison Ave, Mount Pleasant, TX, 75455 | 4.4 | |
| Travelers | Baucom Insurance Services Inc | 122 Main St, Sulphur Springs, TX, 75482 | 37.8 | |
| Travelers | Kelley Insurance Agency | 117 E Gilmer St , Big Sandy, TX, 75755 | 44.6 | |
| Allstate | Kimberly Wilkinson | 104 W Cass St, Gilmer, TX, 75644 | 33.5 | |
| Farmers | Glenda Lee | 145 Jefferson St, Pittsburg, TX, 75686 | 15.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Titus County, TX | $96,300 | $1,352 | $890 | $2,080 | $1,190 |
| Mount Pleasant, TX | $95,800 | $1,002 | $660 | $1,540 | $880 |
| Cookville, TX | $104,200 | $1,006 | $660 | $1,550 | $890 |
| Bettie, TX | $100,300 | $1,521 | $1,000 | $2,340 | $1,340 |
| Avinger, TX | $63,200 | $1,324 | $870 | $2,040 | $1,170 |
| Linden, TX | $76,200 | $995 | $660 | $1,530 | $870 |
| Seymore, TX | $145,900 | $1,692 | $1,120 | $2,610 | $1,490 |
| Hawkins, TX | $132,800 | $940 | $620 | $1,450 | $830 |
| Southeast McCurtain, OK | $74,800 | $1,068 | $720 | $1,520 | $800 |
| Harleton, TX | $93,400 | $1,058 | $700 | $1,630 | $930 |
| Foreman, AR | $59,400 | $793 | $550 | $1,120 | $570 |
| Red Lick, TX | $197,900 | $1,829 | $1,210 | $2,820 | $1,610 |