Gavop shows you how to buy homeowners insurance in Sand Springs, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $95,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $157,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $252,000 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $431,500 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$92 | $930 |
| Home and Two Car | -$174 | $848 |
| Home and Three Car | -$245 | $776 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Sand Springs, OK | Homeowners Insurance Agency Sand Springs, OK | Address | Popularity Score | Distance from Sand Springs (miles) |
|---|---|---|---|---|
| State Farm | Bryan Smith | 6770 S Sheridan Rd Ste B, Tulsa, OK, 74133-1774 | 13.7 | |
| State Farm | Shannon Morris | 2511 E 21st St, Tulsa, OK, 74114-1705 | 9.9 | |
| State Farm | Bobby Williamson | 7992 S Sheridan Rd, Tulsa, OK, 74133-8954 | 14.1 | |
| Farmers | Steve Grogan | 8 N Maple St, Sapulpa, OK, 74066 | 9.6 | |
| State Farm | Karen Holmes | 13513 S Highway 51, Coweta, OK, 74429-7106 | 29.0 | |
| State Farm | Janine Morales | 4401 S Peoria Ave Ste A, Tulsa, OK, 74105-3925 | 9.1 | |
| Farmers | Johnny Haynes | 102 E 2nd St, Sand Springs, OK, 74063 | 1.3 | |
| State Farm | Floyd Morris | 127 E Dewey Ave, Sapulpa, OK, 74066-4203 | 9.6 | |
| Travelers | Main Street Insurance Agency Llc | 319 S Main St, Sapulpa, OK, 74066 | 9.8 | |
| State Farm | Gail Boyce | 6149 S Peoria Ave, Tulsa, OK, 74136-0514 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,060 | $2,070 | $1,010 |
| Osage County, OK | $110,100 | $1,229 | $840 | $1,750 | $910 |
| Sand Springs, OK | $119,000 | $1,022 | $730 | $1,460 | $730 |
| Mannford, OK | $121,000 | $1,452 | $970 | $2,000 | $1,030 |
| Sapulpa, OK | $123,400 | $1,324 | $950 | $1,870 | $920 |
| Owasso, OK | $162,900 | $957 | $690 | $1,320 | $630 |
| Terlton, OK | $75,700 | $1,076 | $760 | $1,470 | $710 |
| Beggs, OK | $110,600 | $974 | $710 | $1,340 | $630 |
| Limestone, OK | $205,800 | $2,026 | $1,480 | $2,780 | $1,300 |
| Justice, OK | $188,900 | $1,924 | $1,310 | $2,730 | $1,420 |
| Pawnee, OK | $82,800 | $810 | $560 | $1,160 | $600 |
| Kendrick, OK | $39,200 | $734 | $500 | $1,010 | $510 |
| Agra, OK | $49,500 | $834 | $590 | $1,140 | $550 |