Gavop shows you how to buy homeowners insurance in Boyd County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $143,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $162,500 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $171,500 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $641 |
| Home and Two Car | -$120 | $584 |
| Home and Three Car | -$176 | $528 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boyd County | $1,500 | $696 | $2,196 | $505 | $2,005 | $190 |
| Boyd County, NE | $700 | $696 | $1,396 | $505 | $1,205 | $190 |
| Lake Andes, SD | $700 | $582 | $1,282 | $423 | $1,123 | $159 |
| Douglas County, SD | $300 | $681 | $981 | $495 | $795 | $186 |
| Tyndall, SD | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Fair, SD | $300 | $1,027 | $1,327 | $746 | $1,046 | $281 |
| Home Insurance Company Boyd County, NE | Homeowners Insurance Agency Boyd County, NE | Address | Popularity Score | Distance from Boyd County (miles) |
|---|---|---|---|---|
| State Farm | Mike Fredrick | 106 E State Street, Atkinson, NE, 68713-0848 | 27.2 | |
| Travelers | North Central Insurance Agency | 506 W Hwy 20, Atkinson, NE, 68713 | 26.9 | |
| State Farm | Susan Wakefield | 116 South 4th Street, O'Neill, NE, 68763 | 30.9 | |
| State Farm | Susan Wakefield | 116 S 4th St, Oneill, NE, 68763-1814 | 30.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,740 | $920 |
| Boyd County, NE | $63,800 | $704 | $480 | $960 | $480 |
| Boyd County, NE | $63,800 | $704 | $510 | $1,010 | $500 |
| Lake Andes, SD | $41,300 | $589 | $420 | $830 | $410 |
| Douglas County, SD | $80,800 | $689 | $500 | $980 | $480 |
| Tyndall, SD | $83,200 | $749 | $540 | $1,030 | $490 |
| Fair, SD | $170,300 | $1,039 | $700 | $1,480 | $780 |