Gavop's guide to buying homeowners insurance in Beekmantown, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $128,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $176,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $266,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $443,500 | $360,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $503 |
| Superior Protection Discount | -$56 | $565 |
| Fire & Security Discount | -$68 | $553 |
| Hail Resistant Roof Discount | -$12 | $609 |
| Newly Constructed Home Discount | -$149 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Beekmantown, NY | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Grand Isle, VT | $300 | $895 | $1,195 | $651 | $951 | $245 |
| Lyon Mountain, NY | $1,500 | $595 | $2,095 | $432 | $1,932 | $163 |
| Redford, NY | $300 | $608 | $908 | $442 | $742 | $166 |
| Highgate, VT | $2,500 | $718 | $3,218 | $522 | $3,022 | $196 |
| Franklin, VT | $400 | $743 | $1,143 | $540 | $940 | $203 |
| Cambridge, VT | $700 | $819 | $1,519 | $595 | $1,295 | $224 |
| Starksboro, VT | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| Waltham, VT | $200 | $790 | $990 | $574 | $774 | $216 |
| Home Insurance Company Beekmantown, NY | Homeowners Insurance Agency Beekmantown, NY | Address | Popularity Score | Distance from Beekmantown (miles) |
|---|---|---|---|---|
| Travelers | Northern Insuring Agency Inc | 171 Margaret St, Plattsburgh, NY, 12901 | 6.5 | |
| Allstate | Timothy Ruscio | 25 Plattsburgh Plz, Plattsburgh, NY, 12901 | 6.4 | |
| Travelers | Brooke & Irwin Insurance Agency Inc | 14 Healey Ave, Plattsburgh, NY, 12901 | 6.5 | |
| Travelers | Riverside Insurance Agency | 9665 State Route 9, Chazy, NY, 12921 | 7.7 | |
| Erie | Shumway Insurance Agency Inc. | 2 Cogan Avenue Suite 103, Plattsburgh, NY, 12901 | 6.4 | |
| Liberty Mutual Independent | The Chauvin Agency Inc | 6064 State Route 22 Ste 6, Plattsburgh, NY, 12901 | 4.9 | |
| Allstate | Beverly Peryea-Labarge | 34 Skyway Plz Ste 4, Plattsburgh, NY, 12901 | 6.1 | |
| Allstate | Patrick Kowalczyk | 336 W Main St, Malone, NY, 12953 | 39.3 | |
| Travelers | Rose & Kiernan Inc | 498 Route 3, Plattsburgh, NY, 12901 | 6.4 | |
| Allstate | Clark Forster | 85 Kent St, Keeseville, NY, 12944 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Clinton County, NY | $129,000 | $1,226 | $820 | $1,700 | $880 |
| Beekmantown, NY | $135,400 | $621 | $450 | $850 | $400 |
| Grand Isle, VT | $303,800 | $906 | $650 | $1,260 | $610 |
| Lyon Mountain, NY | $65,500 | $602 | $430 | $830 | $400 |
| Redford, NY | $131,000 | $615 | $440 | $850 | $410 |
| Highgate, VT | $185,900 | $727 | $520 | $1,030 | $510 |
| Franklin, VT | $200,300 | $752 | $500 | $1,080 | $580 |
| Cambridge, VT | $252,900 | $829 | $590 | $1,140 | $550 |
| Starksboro, VT | $221,000 | $784 | $560 | $1,120 | $560 |
| Waltham, VT | $232,400 | $800 | $580 | $1,130 | $550 |