Gavop tells you how to get the best homeowners insurance in Ste. Genevieve, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $147,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $158,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $415,500 | $370,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $763 |
| Superior Protection Discount | -$91 | $817 |
| Fire & Security Discount | -$91 | $817 |
| Hail Resistant Roof Discount | -$27 | $881 |
| Newly Constructed Home Discount | -$200 | $708 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ste. Genevieve County | $1,500 | $907 | $2,407 | $659 | $2,159 | $248 |
| Ste. Genevieve, MO | $700 | $897 | $1,597 | $652 | $1,352 | $245 |
| Perry County, MO | $200 | $869 | $1,069 | $631 | $831 | $237 |
| Cobalt, MO | $700 | $624 | $1,324 | $454 | $1,154 | $171 |
| Barnhart, MO | $300 | $893 | $1,193 | $649 | $949 | $244 |
| Mineral Point, MO | $2,000 | $647 | $2,647 | $470 | $2,470 | $177 |
| Belleville, IL | $200 | $610 | $810 | $443 | $643 | $167 |
| St. Clair, IL | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Perry County, IL | $500 | $804 | $1,304 | $584 | $1,084 | $220 |
| East St. Louis, IL | $2,500 | $825 | $3,325 | $600 | $3,100 | $226 |
| Eureka, MO | $200 | $927 | $1,127 | $673 | $873 | $253 |
| Gordonville, MO | $700 | $1,104 | $1,804 | $802 | $1,502 | $302 |
| Home Insurance Company Ste. Genevieve, MO | Homeowners Insurance Agency Ste. Genevieve, MO | Address | Popularity Score | Distance from Ste. Genevieve (miles) |
|---|---|---|---|---|
| Farmers | Tony Bekemeier | 4029 Jeffco Blvd, Arnold, MO, 63010 | 34.8 | |
| Farmers | Chelsea Eaton | 1166 Greenway Dr Ste B5, Jackson, MO, 63755 | 47.2 | |
| Travelers | Siebert Insurance Agency | 520 Gravois Rd, Fenton, MO, 63026 | 43.1 | |
| Travelers | Crestwood Insurance Agency | 9800 Watson Rd Suite 4, St Louis, MO, 63126 | 44.8 | |
| Farmers | Mindi Montgomery | 120 E College Ave, Fredericktown, MO, 63645 | 28.7 | |
| Travelers | Dierker Knobbe Insurance Services | 3522 Lemay Ferry Road, St Louis, MO, 63125 | 40.7 | |
| State Farm | Toni Smith | 4601 Hampton Avenue, St Louis, MO, 63109-2715 | 45.5 | |
| Allstate | Bob Ryals | 2745 High Ridge Blvd Ste 13, High Ridge, MO, 63049 | 42.5 | |
| Allstate | Michael O Kane | 300 Biltmore Dr Ste 334, Fenton, MO, 63026 | 42.8 | |
| State Farm | Jeff Ehrhardt | 11237 Manchester Rd, Kirkwood, MO, 63122-1122 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| Ste. Genevieve County, MO | $148,800 | $918 | $620 | $1,310 | $690 |
| Ste. Genevieve, MO | $144,100 | $908 | $610 | $1,290 | $680 |
| Perry County, MO | $131,900 | $879 | $610 | $1,250 | $640 |
| Cobalt, MO | $28,900 | $632 | $440 | $900 | $460 |
| Barnhart, MO | $142,300 | $904 | $660 | $1,280 | $620 |
| Mineral Point, MO | $33,100 | $655 | $470 | $940 | $470 |
| Belleville, IL | $96,000 | $617 | $420 | $860 | $440 |
| St. Clair, IL | $158,800 | $679 | $470 | $930 | $460 |
| Perry County, IL | $80,500 | $814 | $560 | $1,120 | $560 |
| East St. Louis, IL | $55,000 | $835 | $560 | $1,140 | $580 |
| Eureka, MO | $247,600 | $938 | $680 | $1,290 | $610 |
| Gordonville, MO | $157,900 | $1,117 | $770 | $1,550 | $780 |