Gavop shows you how to buy homeowners insurance in Vermilion County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $109,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $190,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $285,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $812 |
| Superior Protection Discount | -$86 | $869 |
| Fire & Security Discount | -$67 | $888 |
| Hail Resistant Roof Discount | -$19 | $936 |
| Newly Constructed Home Discount | -$258 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Vermilion County | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| Vermilion County, IL | $2,500 | $943 | $3,443 | $685 | $3,185 | $258 |
| Indianola, IL | $300 | $463 | $763 | $337 | $637 | $127 |
| Mellott, IN | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Wallace, IN | $300 | $606 | $906 | $440 | $740 | $166 |
| Embarrass, IL | $2,500 | $492 | $2,992 | $358 | $2,858 | $134 |
| Belmont, IL | $100 | $634 | $734 | $461 | $561 | $173 |
| Florida, IN | $2,500 | $662 | $3,162 | $481 | $2,981 | $181 |
| Brenton, IL | $100 | $545 | $645 | $396 | $496 | $149 |
| Fayette, IN | $1,000 | $809 | $1,809 | $588 | $1,588 | $221 |
| Piper City, IL | $300 | $546 | $846 | $397 | $697 | $149 |
| Donovan, IL | $1,000 | $503 | $1,503 | $365 | $1,365 | $137 |
| Home Insurance Company Vermilion County, IL | Homeowners Insurance Agency Vermilion County, IL | Address | Popularity Score | Distance from Vermilion County (miles) |
|---|---|---|---|---|
| Travelers | Pridemore Insurance | 217 1/2 W Williams, Danville, IL, 61832 | 6.2 | |
| State Farm | Toni Stone | 711 Oak St, Danville, IL, 61832-3945 | 6.0 | |
| Erie | Giuliani Insurance Agency | 917 N Walnut Street Suite 103, Danville, IL, 61832 | 6.0 | |
| State Farm | Jeff Mcmorris | 710 N Gilbert St, Danville, IL, 61832-3942 | 6.0 | |
| Travelers | Old National Insurance | 2 W Main St, Danville, IL, 61832 | 6.7 | |
| State Farm | Mike Pemberton | 322 E Main St, Hoopeston, IL, 60942-1505 | 19.6 | |
| State Farm | Joe Stovall | 1401 N Prospect Ave Ste 8, Champaign, IL, 61820-2552 | 28.4 | |
| State Farm | Robert Boyd | 2 E Main St Ste 45, Danville, IL, 61832-5844 | 6.7 | |
| Travelers | Myers Insurance Group Inc | 108 Hessel Blvd. Ste 202, Champaign, IL, 61820 | 28.0 | |
| State Farm | Chris Booth | 1713 S State St Ste 102, Champaign, IL, 61820-7265 | 28.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Vermilion County, IL | $75,900 | $955 | $650 | $1,360 | $710 |
| Vermilion County, IL | $75,900 | $955 | $680 | $1,360 | $680 |
| Indianola, IL | $54,700 | $469 | $340 | $640 | $300 |
| Mellott, IN | $61,400 | $590 | $400 | $830 | $430 |
| Wallace, IN | $66,300 | $613 | $450 | $850 | $400 |
| Embarrass, IL | $61,100 | $498 | $340 | $710 | $370 |
| Belmont, IL | $97,700 | $642 | $440 | $920 | $480 |
| Florida, IN | $79,300 | $670 | $460 | $920 | $460 |
| Brenton, IL | $73,600 | $552 | $390 | $760 | $370 |
| Fayette, IN | $120,800 | $819 | $560 | $1,170 | $610 |
| Piper City, IL | $73,900 | $553 | $370 | $770 | $400 |
| Donovan, IL | $63,600 | $509 | $370 | $720 | $350 |