Gavop's guide to buying homeowners insurance in Briscoe County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Briscoe County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 2nd St, Co Rd 10, Co Rd 25, 10th St, Northridge Dr, Co Rd D, Saye St, Loretta St, Stalbird St, Co Rd 17 | $119,000 | $110,000 | $100,000-$125,000 | $94,500 | $90,000 | $75,000-$100,000 |
| Wilson St, Co Rd Ss, Goodnight, 11th St, N Mackenzie Rd, FM 378, Geisler, Briscoe St, Ranch Rd 145, Co Rd 12 | $81,000 | $70,000 | $75,000-$100,000 | $53,000 | $50,000 | $25,000-$50,000 |
| Co Rd CCC, Arnold Rd, 9th St, 7th St, 5th, FM 1065, Co Rd 23, Sierra Dr, State Hwy 256, Tunnell St | $94,000 | $90,000 | $75,000-$100,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Co Rd C, Broadway, Ranch Rd 599, Co Rd Ff, Co Rd Q, Mesquite Dr, 3rd, Ranch Rd 3365, FM 599, Co Rd K | $100,500 | $90,000 | $75,000-$100,000 | $52,000 | $40,000 | $50,000-$75,000 |
| Garrison Rd, Ranch Rd 1065, Cottonwood, Lobo Dr, W Lonestar St, State Hwy 207, Peralta Dr, Co Rd Fff, Co Rd 18, Co Rd Jj | $112,000 | $90,000 | $100,000-$125,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $781 |
| Superior Protection Discount | -$95 | $857 |
| Fire & Security Discount | -$67 | $885 |
| Hail Resistant Roof Discount | -$19 | $933 |
| Newly Constructed Home Discount | -$228 | $724 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Briscoe County | $1,500 | $941 | $2,441 | $684 | $2,184 | $257 |
| Briscoe County, TX | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| Quitaque, TX | $200 | $1,515 | $1,715 | $1,101 | $1,301 | $414 |
| Claude South, TX | $1,500 | $1,545 | $3,045 | $1,123 | $2,623 | $422 |
| Floyd County, TX | $500 | $918 | $1,418 | $667 | $1,167 | $251 |
| Hall County, TX | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Clarendon, TX | $300 | $1,319 | $1,619 | $959 | $1,259 | $360 |
| Howardwick, TX | $1,500 | $1,347 | $2,847 | $979 | $2,479 | $368 |
| Motley County, TX | $500 | $904 | $1,404 | $657 | $1,157 | $247 |
| Plainview, TX | $1,500 | $1,012 | $2,512 | $735 | $2,235 | $276 |
| Claude, TX | $300 | $1,534 | $1,834 | $1,115 | $1,415 | $419 |
| Groom, TX | $700 | $1,503 | $2,203 | $1,092 | $1,792 | $411 |
| Home Insurance Company Briscoe County, TX | Homeowners Insurance Agency Briscoe County, TX | Address | Popularity Score | Distance from Briscoe County (miles) |
|---|---|---|---|---|
| State Farm | Jim Landtroop | 3206 Olton Rd, Plainview, TX, 79072-6628 | 38.6 | |
| Travelers | Southwest Ag Insurance Services | 103 Goodnight, Claude, TX, 79019 | 41.2 | |
| Farmers | Jennie Laird | 722 Ash St, Plainview, TX, 79072 | 36.7 | |
| Allstate | Fisher Insurance | 112 S. 5th, Memphis, TX, 79245 | 40.5 | |
| State Farm | Jan Alford | 2608b Olton Rd Ste A, Plainview, TX, 79072-6702 | 38.3 | |
| Allstate | Goen & Goen Inc | 102 E California St, Floydada, TX, 79235 | 38.0 | |
| Allstate | Fisher Insurance | 112 S 5th St Po Box 417, Memphis, TX, 79245 | 40.5 | |
| Farmers | John Mcgavock Lutcf | 2219 W 5th St, Plainview, TX, 79072 | 38.1 | |
| State Farm | Nick Long | 201 W California St, Floydada, TX, 79235-2700 | 38.0 | |
| State Farm | Jim Landtroop Cpcu | 3206 Olton Road, Plainview, TX, 79072 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Briscoe County, TX | $65,700 | $952 | $630 | $1,470 | $840 |
| Briscoe County, TX | $65,700 | $952 | $630 | $1,470 | $840 |
| Quitaque, TX | $103,100 | $1,533 | $1,010 | $2,360 | $1,350 |
| Claude South, TX | $110,300 | $1,564 | $1,030 | $2,410 | $1,380 |
| Floyd County, TX | $60,500 | $929 | $610 | $1,430 | $820 |
| Hall County, TX | $48,700 | $874 | $580 | $1,350 | $770 |
| Clarendon, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |
| Howardwick, TX | $69,700 | $1,363 | $900 | $2,100 | $1,200 |
| Motley County, TX | $57,300 | $915 | $600 | $1,410 | $810 |
| Plainview, TX | $83,700 | $1,024 | $680 | $1,580 | $900 |
| Claude, TX | $107,700 | $1,553 | $1,020 | $2,390 | $1,370 |
| Groom, TX | $100,500 | $1,521 | $1,000 | $2,340 | $1,340 |