Gavop shows you how to buy homeowners insurance in Yreka, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $163,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $220,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $403,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $498,500 | $440,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $802 |
| Superior Protection Discount | -$87 | $880 |
| Fire & Security Discount | -$87 | $880 |
| Hail Resistant Roof Discount | -$29 | $938 |
| Newly Constructed Home Discount | -$242 | $725 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,556 |
| Home Insurance Company Yreka, CA | Homeowners Insurance Agency Yreka, CA | Address | Popularity Score | Distance from Yreka (miles) |
|---|---|---|---|---|
| State Farm | Shea Staszak | 557 N Main St, Yreka, CA, 96097-2524 | 5.7 | |
| Farmers | Katherine Spearin-Schieck | 1201 S Main St Ste A, Yreka, CA, 96097 | 4.5 | |
| Travelers | Marvin Insurance Agency | 506 4th St, Yreka, CA, 96097 | 5.0 | |
| State Farm | Laura Winkelman | 125 S Weed Blvd, Weed, CA, 96094-2608 | 22.4 | |
| State Farm | Russ Porterfield | 115 E Alma St, Mount Shasta, CA, 96067-2203 | 30.3 | |
| State Farm | Russ Porterfield | 115 East Alma Street, Mount Shasta, CA, 96067-2203 | 30.3 | |
| Farmers | Kenneth Palfini | 305 Maple St, Mount Shasta, CA, 96067 | 30.5 | |
| Travelers | Churchill Ins Inc | 120 S Oregon St, Yreka, CA, 96097 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Siskiyou County, CA | $176,600 | $602 | $450 | $820 | $370 |
| Yreka, CA | $160,400 | $967 | $720 | $1,310 | $590 |
| Gazelle, CA | $87,000 | $478 | $350 | $650 | $300 |
| Hornbrook, CA | $114,300 | $529 | $390 | $720 | $330 |
| Hornbrook-Hilt, CA | $154,700 | $591 | $440 | $800 | $360 |
| Montague, CA | $151,500 | $587 | $430 | $800 | $370 |
| Happy Camp, CA | $156,600 | $594 | $440 | $810 | $370 |
| Dunsmuir, CA | $159,000 | $597 | $440 | $810 | $370 |
| Coffee Creek, CA | $390,600 | $1,056 | $780 | $1,440 | $660 |
| Ruch, OR | $286,500 | $686 | $490 | $980 | $490 |
| Weaverville, CA | $280,600 | $645 | $480 | $880 | $400 |