How Can I Make My Greenville, SC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Greenville, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Greenville, SC Home Insurance Coverage Levels | Back to Top

Greenville, SC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Mossy Brook Trl, E Lanneau Dr, Brookview Dr, Co Rd 512, Wild Fern Ct, Old Sentell Rd, Co Rd 405, Wyoming Ave, Ymca St, N Leach St $213,000 $180,000 $200,000-$250,000 $172,000 $160,000 $200,000-$250,000
Piney Grove Rd, Shemwood Ln, Co Rd 843, Huff Line Ln, Montverde Dr, Snowbird Ln, Bay Point Way, Randolph St, Rear Gower St, Stonewall Ln $124,000 $120,000 $125,000-$150,000 $92,500 $70,000 $75,000-$100,000
Monarch Pl, Rutherford Rd Exn, Co Rd 425, Dexter Dr, Mordecai St, Whisperingbrook Dr, Estelle St, Co Rd 846, Industrial Blvd, Fairfield Dr $171,000 $150,000 $175,000-$200,000 $107,500 $90,000 $100,000-$125,000
Oakway Cir, Co Rd 473, Chalet Pl, Castell Dr, Maydell Ave, Churchill Cir, Winn Cir, Old Mauldin Rd, Hoptree Dr, Perry Rd $82,500 $70,000 $50,000-$75,000 $84,000 $80,000 $75,000-$100,000
W 5th St, Ohio Loop, Pigeon Pt, S Old Piedmont Hwy, Spur Dr, Howell Cir, Tasha Dr, Fair St, Abney St, Hiley Ct $142,500 $130,000 $150,000-$175,000 $124,500 $120,000 $100,000-$125,000
Vermont Dr, Meddabrook Dr, Tanglewood Dr, Co Rd 923, Quail Hill Ct, Sentell Rd, Sycamore Dr, Co Rd 360, Alley Allen & Blake, L-614 $170,500 $150,000 $175,000-$200,000 $65,500 $60,000 $50,000-$75,000
Stonewyck Dr, Davis Rd, Tahoe Dr, Creekside Dr, Stonefield Ct, Dylan Oaks Dr, Pinehurst Dr, Alderberry Dr, E Welcome Rd, Darien Way $217,000 $200,000 $175,000-$200,000 $227,500 $200,000 $175,000-$200,000
River Way Dr, Woodstone Dr, Douthit Cir, Fairview Dr, Mayfield St, Coach Hill Dr, Patricia Ave, Sagitairus Way, Lake Point Dr, Club Rd $93,000 $80,000 $100,000-$125,000 $73,500 $70,000 $50,000-$75,000
Co Rd 206, Co Rd 384, Enfield Way, Parkins Glen Ct, N Georgia Ave, Eastview Dr, Plumbridge Ln, Birkdale Dr, Rosalee Dr, J-Pd-66 $194,000 $160,000 $175,000-$200,000 $107,000 $100,000 $75,000-$100,000
Laurel Creek Ln, Wexford Dr, Raes Creek Dr, Josiah Ct, Elf Ln, Henderson St, Rose Ave, Wedgefield Ln, Dalegrove Ct, C St $162,500 $140,000 $125,000-$150,000 $121,000 $100,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Greenville, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$184 $839
Superior Protection Discount -$102 $921
Fire & Security Discount -$92 $931
Hail Resistant Roof Discount -$20 $1,003
Newly Constructed Home Discount -$276 $747

Choose the Right Deductible for your Greenville, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Greenville County $2,500 $990 $3,490 $719 $3,219 $270
Greenville, SC $1,000 $1,011 $2,011 $735 $1,735 $276
Gantt, SC $100 $623 $723 $453 $553 $170
Taylors, SC $1,500 $1,020 $2,520 $741 $2,241 $279
Green River, NC $400 $1,031 $1,431 $750 $1,150 $282
Northlake, SC $700 $1,100 $1,800 $799 $1,499 $301
Centerville, SC $500 $774 $1,274 $563 $1,063 $212
Henderson County, NC $2,000 $954 $2,954 $693 $2,693 $261
Boyd, NC $300 $932 $1,232 $677 $977 $255
Bostic, NC $500 $548 $1,048 $398 $898 $150
Abbeville, SC $700 $661 $1,361 $480 $1,180 $181

Identify Top Home Insurance Agents near Greenville, SC | Back to Top

Home Insurance Company Greenville, SC Homeowners Insurance Agency Greenville, SC Address Popularity Score Distance from Greenville (miles)
Allstate Brad A. Hughes 528 Howell Rd Ste 12, Greenville, SC, 29615
2.9
Allstate Karen Crowder 843 Ne Main St, Simpsonville, SC, 29681
8.5
State Farm Mahler Nunez 1905 Laurens Rd, Greenville, SC, 29607-2912
0.7
Travelers Advisors Insurance Agency 2702 E North St., Greenville, SC, 29615
1.9
State Farm Steve Borklund 6719 State Park Road, Travelers Rest, SC, 29690-1831
9.3
Allstate Angela Devore 119 Pelham Commons Blvd, Greenville, SC, 29615
1.8
Liberty Mutual Independent The Stover Company Inc 1218 Laurens Rd, Greenville, SC, 29607
0.1
Liberty Mutual Independent Newton Insurance Solutions Llc 620 Howell Rd Ste 9, Greenville, SC, 29615
2.8
Travelers Hemly Insurance Group Llc 411 N Main St, Mauldin, SC, 29662
5.1
State Farm Joe Bond 1503 Augusta St, Greenville, SC, 29605-2921
2.3

Compare Rates for Greenville, SC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $680 $1,370 $690
Greenville County, SC $165,600 $1,002 $670 $1,390 $720
Greenville, SC $170,300 $1,023 $740 $1,450 $710
Gantt, SC $98,100 $631 $430 $880 $450
Taylors, SC $172,300 $1,032 $740 $1,430 $690
Green River, NC $205,200 $1,044 $760 $1,480 $720
Northlake, SC $173,000 $1,113 $750 $1,540 $790
Centerville, SC $138,600 $784 $570 $1,110 $540
Henderson County, NC $193,200 $966 $650 $1,320 $670
Boyd, NC $174,600 $943 $650 $1,310 $660
Bostic, NC $87,300 $555 $400 $770 $370
Abbeville, SC $104,100 $669 $460 $950 $490

Research Home Insurance Companies Reviews in Greenville, SC Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: April 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Every time I need to call my insurance agent for assistance they are very friendly and willing to help. I have always had a positive experience with their customer service.

Date: March 08, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
I really dont know about other companies this was the company my family used so I called them they have a great reputation for taking care of the customer


Date: March 08, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
I don't really care about the company's offerings. I assume that there isn't anything much different from one to the next. I do know that their personal liability umbrella is $400 a year cheaper than Allstate's, so price is a selling point.


Date: March 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
we have had no issues in which we have needed to file. We transferred over from nationwide and the process was pretty easy. Everything is handled in escrow.

Date: January 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
They provide an average policy with a medium to high cost. I have not found better offers but many of the same offer.


Date: November 10, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
my insurance company name was state form. it is a good insurance company. it provide all the help to the customer. it have any doubt means clarified easily.


Date: October 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
I honestly haven't had to use the website/mobile app much but they both offer some really awesome features. For example, I have access to a digital copy of my insurance card, and I can even print it from home if needed. I can run my own quotes online for home and auto. I can also report a claim online. The State Farm Pocket Agent app even allows me an option to help with accidents right after they have occurred by giving me instructions on what info to gather on the scene, and an option to upload all the pictures directly from the scene as I am right there so that way I don't miss anything.

Date: September 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I have done a little shopping but I haven't been able to really find anyone that is much less expensive than my current carrier when I consider the coverage compared to premium. State Farm has been consistently a tad more expensive in every case but the coverage is worth it so I stay.

Date: September 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
My agent and his staff are really nice local people whom I can talk to. They seem knowledgeable, and they are always available when I need something. I like that I know all the staff by name, and they know me and my family very well. We joke a lot, and It feels like I'm talking to friends in most cases.

Date: August 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I really like that I have options available if I need to speak to someone in person, over the phone, or even online if needed. My agent's office will even text me if I want so communication is available based on my preference which is really convenient. I would never shop an insurance company for example that didn't allow me face to face contact with real people. The agent is really nice and his staff is always there when I need them.

Date: August 22, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance covers all the basics structure, contents, detached structures and about $100k in liability. It also covers loss of use for up to a year in the event my home is a total loss. It also has a few extra endorsements added like the back of sewer/drain and earthquake coverage.


Farmer's Insurance Home Insurance Reviews

Date: September 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My premium is pretty decent for all that farmers offers me. The deductible is reasonable compared to other insurance companies I feel. I don't feel like I am paying too much.

Date: July 16, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I have had several insurance companies before for my homeowners insurance and Farmer's Insurance seems to be a good company to work with for my home.


Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
The website shows me all of my policies which is good, but I do not have the ability to change anything.

Date: September 07, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I am sure that I can find a lower premium, but farmers handle claims very well. I have had bad experiences in the past with other companies.

Date: August 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They are always looking to keep me out of trouble and save me some money.

Date: May 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My insurance policy Covers theft, personal liability, replacement, and situations that cause severe damage to the home.


Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
My agent contacts me every so often to check in and see if I have any concerns.

Liberty Mutual Home Insurance Reviews

Date: October 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
When compared to other insurance companies, Liberty Mutual offered me lowest estimate for the same or better coverage as other insurance compies.

Date: September 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Flood damage, fire damage, theft, wind damage, act of nature. They seem to cover everything that I need in order to fee safe in the event something happens.


Date: July 26, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Communication
I dislike that they keep sending me the bill every year when it is paid by the morgage company. I have tried to fix it multiple times but it keeps coming to me.

Date: May 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
Their website is very clean and well laid out. I can find most of what I am looking for with relative ease.

Date: January 19, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I liked that they were very personal and wanted to get me the best deal possible. They even helped me bundle my auto insurance which decreased my payment.

Horace Mann Educators Corporation Home Insurance Reviews

Date: October 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I have made rate comparisons with several major companies (Allstate, State Farm, Liberty Mutual). Of the companies that I have checked, my current insurance company has lower premiums.

Date: September 11, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
I like the fact that the company's website is simple and easy to navigate. The site has links to the basic necessities.

Date: August 11, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
The company did a tremendous job with filing my claims and gave detailed information. The process took over a year and they kept me informed the entire time.

Date: August 07, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
The insurance covers things both outside and inside the house, such as the roof, antenna, food, appliances, windows, and replacements to the house structure.


Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The customer service was great. They were able to answer all of my questions as well as walk me through the claims process from beginning to end.

Progressive Home Insurance Reviews

Date: January 05, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have had no issues with my provider. When I do call I get prompt, attentive, service and am left with a feeling that the company actually cares about me, the end user.

Date: March 03, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I feel that progressive is decent compared to other providers. They have good coverage but not the best.


Date: November 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I would think our insurance rates with our current company are pretty similar to other companies offering the same amount of coverage.

Allstate Home Insurance Reviews

Date: December 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium and deductible of the policy are about average for the market. I don't necessarily need to switch companies at this time.

Date: December 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I actually switched to Allstate from another company who had been charging us double what we needed on our home insurance. I have had a good experience with Allstate since switching over.


Assurant Specialty Property Home Insurance Reviews

Date: December 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Iv'e had my home insurance through Assurant Specialty Property for 5 years now and so far I have been very satisfied with their customer service.

GEICO Home Insurance Reviews

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