Gavop shows you how to buy homeowners insurance in Florence, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Florence, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hidden Bear Rd, Lackey Creek Rd, Co Rd 234, Stable Oaks Dr, Council Rd, Oak Ln, N Patterson Ave, San Gabriel Oaks Dr, Red Oak, Rawhide Ln | $244,500 | $220,000 | $250,000-$300,000 | $217,500 | $190,000 | $250,000-$300,000 |
| Jonathan Dr, Hidden Ln, Appaloosa Cove, Co Rd 236, Co Rd 243, Fissure Cv, Palmetto Dr, Bronco Blvd, Co Rd 249, FM 2843 | $279,500 | $230,000 | $300,000-$350,000 | $140,500 | $130,000 | $150,000-$175,000 |
| Ranch Rd 1869, San Gabriel Ranch Rd, W Ridgewood Rd, Copper Breaks Dr, River Rd, Lackey Ave, Co Rd 245, Co Rd 213, River Rock Dr, Powderhorn Rd | $212,500 | $180,000 | $200,000-$250,000 | $142,500 | $130,000 | $150,000-$175,000 |
| W Bear Creek Rd, W Bennet St, Co Rd 255A, Ruby, Westridge Ln, Hwy 1869, Co Rd 232, Belfalls Dr, Flint Rock Cove, Fieldstone Dr | $180,500 | $170,000 | $150,000-$175,000 | $191,500 | $160,000 | $175,000-$200,000 |
| Courtyard Garden Ln, Co Rd 246, S Patterson Ave, FM 440, Frontier Trl, Cherokee Trl, S Sumac Ln, Drystone Trl, Mill Creek Path, N Love Ave | $187,500 | $170,000 | $150,000-$175,000 | $130,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $942 |
| Superior Protection Discount | -$109 | $985 |
| Fire & Security Discount | -$88 | $1,007 |
| Hail Resistant Roof Discount | -$22 | $1,073 |
| Newly Constructed Home Discount | -$318 | $777 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
| Home Insurance Company Florence, TX | Homeowners Insurance Agency Florence, TX | Address | Popularity Score | Distance from Florence (miles) |
|---|---|---|---|---|
| State Farm | David Schara | 12001 W Parmer Ln, Cedar Park, TX, 78613-7767 | 18.8 | |
| Allstate | Fleming & Conway Agency | 3435 Greystone Dr Ste 107, Austin, TX, 78731 | 30.3 | |
| Allstate | J. Scott Biscoe | 12233 Rr 620 N Ste 202, Austin, TX, 78750 | 22.7 | |
| Farmers | Marcos Esparza | 301 Hesters Crossing Rd Ste 208, Round Rock, TX, 78681 | 22.7 | |
| Travelers | Keystone Insurance Services Inc | 8704 Dawnridge Cir, Austin, TX, 78757 | 29.4 | |
| Farmers | Drake Besheer | 5910 Courtyard Dr Ste 160, Austin, TX, 78731 | 30.0 | |
| State Farm | Todd Hargrove | 118 E 8th Street, Georgetown, TX, 78626-5802 | 13.8 | |
| Farmers | Ozzie Mckenery | 2405 S Highway 183 Ste 102, Leander, TX, 78641 | 16.9 | |
| State Farm | Greg Meyer | 1101 Arrow Point Dr Ste 206, Cedar Park, TX, 78613-7739 | 18.2 | |
| Travelers | Ivan Booker Insurance Agency | 706b W. Ben White Blvd. 706b W. Ben White Blvd., Austin, TX, 78704 | 39.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Williamson County, TX | $227,100 | $1,278 | $840 | $1,970 | $1,130 |
| Florence, TX | $275,700 | $1,095 | $720 | $1,690 | $970 |
| Round Rock-Georgetown, TX | $235,900 | $1,530 | $1,010 | $2,360 | $1,350 |
| Leander, TX | $214,500 | $1,017 | $670 | $1,570 | $900 |
| Harker Heights, TX | $171,900 | $962 | $640 | $1,480 | $840 |
| Belton, TX | $148,200 | $969 | $640 | $1,490 | $850 |
| Northeast Travis, TX | $189,300 | $1,447 | $960 | $2,230 | $1,270 |
| Buckholts, TX | $73,500 | $1,385 | $910 | $2,130 | $1,220 |
| Evant, TX | $134,100 | $1,654 | $1,090 | $2,550 | $1,460 |
| Hays, TX | $168,800 | $1,758 | $1,160 | $2,710 | $1,550 |