Gavop shows you how to buy homeowners insurance in Lincoln, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lincoln, ME - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| White Point Estates Rd, Arab Rd, Stoney Dr, Bridge Rd, Transalpine, Lee Rd, Edwards St, Route 95 Connector Rd, Cooks Cor, Warsaw Cir | $75,000 | $70,000 | $50,000-$75,000 | $103,500 | $100,000 | $100,000-$125,000 |
| Gillmor Farm Rd, Whitney Ln, Lakeview, Fair Wind Ln, Mattanawcook St, Calm Cove Rd, Ballantyne Ct, Frost St, Dill Dr, Fern Ln | $111,500 | $100,000 | $100,000-$125,000 | $111,000 | $90,000 | $75,000-$100,000 |
| Hale St, Easy St, Clay St, Cove Rd, Phinney Farm Rd, Lancaster St, Madagascal Pond Rd, Homestead Ln, Copper Ln, State Rte 155 | $109,000 | $100,000 | $75,000-$100,000 | $149,500 | $140,000 | $125,000-$150,000 |
| Lake St, Lakeview St, Park Ave, Millet Rd, Eagle Ridge Rd, Hoover Ln, Gardner Rd, Depot St, Marietta, Enfield Rd | $83,500 | $70,000 | $50,000-$75,000 | $112,000 | $100,000 | $100,000-$125,000 |
| Wildwood Dr, Adams St, Narrow Way, Bailey, Academy St, Ayer St, Sandy Ln, Crane Pond Dr, Frederick St, Transalpine Rd | $77,500 | $70,000 | $75,000-$100,000 | $163,000 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $644 |
| Home and Two Car | -$120 | $587 |
| Home and Three Car | -$163 | $545 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,553 |
| Home Insurance Company Lincoln, ME | Homeowners Insurance Agency Lincoln, ME | Address | Popularity Score | Distance from Lincoln (miles) |
|---|---|---|---|---|
| State Farm | Delia Bouchard | 2 Sylvan Rd, Orono, ME, 04473-3697 | 33.4 | |
| Liberty Mutual Independent | Cross Insurance | 491 Main St, Bangor, ME, 4401 | 42.4 | |
| Travelers | Blackwell Insurance Agency | 575 Main St, Corinth, ME, 4427 | 37.7 | |
| Travelers | Allen / Freeman / Mcdonnell Agency | 141 North Main Street, Brewer, ME, 4412 | 41.8 | |
| Travelers | Katahdin Gateway Insurance | 749 Central St, Millinocket, ME, 4462 | 24.2 | |
| Travelers | F A Peabody Company | 150 West Broadway - Suite 1, Lincoln, ME, 4457 | 4.0 | |
| Travelers | Quirk Insurance | 278 Main St, Bangor, ME, 4401 | 41.9 | |
| Liberty Mutual | Joshua Odonald | 930 Stillwater Avenue Ste C, Bangor, ME, 4401 | 38.6 | |
| Travelers | Blackwell Insurance Agency | 139 Spring St , Dexter, ME, 4930 | 37.4 | |
| Travelers | Allen / Freeman / Mcdonnell Agency | 141 N Main St, Brewer, ME, 4412 | 41.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $530 | $1,020 | $490 |
| Penobscot County, ME | $137,900 | $634 | $430 | $880 | $450 |
| Lincoln, ME | $94,200 | $708 | $480 | $1,010 | $530 |
| Passadumkeag, ME | $85,000 | $506 | $370 | $700 | $330 |
| Prentiss, ME | $50,900 | $376 | $250 | $520 | $270 |
| Argyle, ME | $107,100 | $574 | $400 | $810 | $410 |
| Reed, ME | $82,500 | $497 | $340 | $710 | $370 |
| North Washington, ME | $116,900 | $601 | $430 | $830 | $400 |
| Bowerbank, ME | $296,900 | $935 | $650 | $1,340 | $690 |
| Patten, ME | $84,600 | $504 | $340 | $710 | $370 |
| Eastbrook, ME | $156,500 | $694 | $490 | $960 | $470 |
| Corinna, ME | $114,500 | $595 | $420 | $850 | $430 |