How Can I Make My Crofton, MD Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Crofton, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Crofton, MD Home Insurance Coverage Levels | Back to Top
| Crofton, MD - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Shaftsbury Ave, Seabury Dr, Wellfleet Ln, Harewood Ln, Assabet Ct, Ormsby Pl, Layton St, Rochester Ct, Erics Ct, Birchleaf Ct | $583,000 | $510,000 | $500,000-$600,000 | $420,000 | $390,000 | $350,000-$400,000 |
| Needham Ct, Pecantree Ct, Bloomsberry Ct, Erna Ct, Forest Hill Ln, Foxdale Ct, Lake Grove Ln, Kingsgate Dr, Elton Ct, Crofton Pkwy | $401,500 | $370,000 | $350,000-$400,000 | $280,000 | $230,000 | $250,000-$300,000 |
| Andy Ct, Endsley Pl, Cornerstone Ct, Hallwood Ct, Jolie Pl, Aberdeen Ct, Guares Ct, Carver Rd, Crofton Colony Dr, Tana Ln | $635,500 | $530,000 | $500,000-$600,000 | $293,000 | $240,000 | $300,000-$350,000 |
| E Queens Ct, Followfield Ct, Remington Dr, Friar Ct, Linkwood Ln, Whitesferry Pl, Judicial Way, Tarrytown Ave, Chamberlain Ct, Reynolds St | $388,000 | $360,000 | $400,000-$500,000 | $185,000 | $160,000 | $175,000-$200,000 |
| Wickham Way, Granite Ct, Dryden Way, Howard Chapel Turn, Bellefield Ct, Mount Airy Ct, Tyrone St, Log Ln, Hylton Pl, Kendsha Ct | $548,000 | $460,000 | $600,000-$700,000 | $367,000 | $320,000 | $300,000-$350,000 |
Bundle your Crofton, MD Auto & Home Insurance from the Same Company | Back to Top
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $799 |
| Home and Two Car | -$148 | $721 |
| Home and Three Car | -$209 | $660 |
Choose the Right Deductible for your Crofton, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anne Arundel County | $2,000 | $1,050 | $3,050 | $763 | $2,763 | $287 |
| Crofton, MD | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Laurel, MD | $400 | $734 | $1,134 | $534 | $934 | $201 |
| Brookeville, MD | $1,500 | $1,950 | $3,450 | $1,417 | $2,917 | $533 |
| Essex, MD | $400 | $745 | $1,145 | $541 | $941 | $203 |
| Alexandria, VA | $2,500 | $1,376 | $3,876 | $1,000 | $3,500 | $376 |
| Towson, MD | $100 | $1,048 | $1,148 | $762 | $862 | $287 |
| Montgomery Village, MD | $200 | $939 | $1,139 | $682 | $882 | $257 |
| Montclair, VA | $400 | $802 | $1,202 | $583 | $983 | $219 |
| Leesburg, VA | $1,500 | $1,081 | $2,581 | $786 | $2,286 | $296 |
Identify Top Home Insurance Agents near Crofton, MD | Back to Top
| Home Insurance Company Crofton, MD | Homeowners Insurance Agency Crofton, MD | Address | Popularity Score | Distance from Crofton (miles) |
|---|---|---|---|---|
| Travelers | Jack Martin Insurance Advisors | 111 Forbes St, Annapolis, MD, 21401 | 9.6 | |
| Liberty Mutual Independent | Henry M Murray Agency Inc | 2498 Riva Rd, Annapolis, MD, 21401 | 7.7 | |
| State Farm | Dovie Metzger | 1410 Forest Dr Ste 8, Annapolis, MD, 21403-1442 | 9.9 | |
| State Farm | Patrick Cloyd | 1406b Crain Hwy S Ste 201, Glen Burnie, MD, 21061-4336 | 9.6 | |
| Allstate | Cassie Mcgovern | 495 Old Mill Rd Ste C, Millersville, MD, 21108 | 7.9 | |
| Liberty Mutual Independent | Horenberg Insurance Services Inc | 3915 National Dr Ste 400, Burtonsville, MD, 20866 | 15.2 | |
| State Farm | Scott Spedden | 5525 Twin Knolls Rd Ste 324, Columbia, MD, 21045-3274 | 16.7 | |
| Liberty Mutual Independent | Yates Insurance Inc | 3294 Solomons Island Rd, Edgewater, MD, 21037 | 8.5 | |
| State Farm | Valerie Cherry | 6800 York Rd, Baltimore, MD, 21212-1848 | 25.4 | |
| Allstate | Michael Terry | 9470 Annapolis Rd Ste 113, Lanham, MD, 20706 | 9.4 |
Compare Rates for Crofton, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Crofton, MD | $370,700 | $869 | $690 | $1,090 | $400 |
| Laurel, MD | $239,700 | $743 | $590 | $940 | $350 |
| Brookeville, MD | $600,000 | $1,974 | $1,560 | $2,490 | $930 |
| Essex, MD | $180,900 | $754 | $600 | $950 | $350 |
| Alexandria, VA | $537,900 | $1,392 | $930 | $1,980 | $1,050 |
| Towson, MD | $345,500 | $1,061 | $840 | $1,340 | $500 |
| Montgomery Village, MD | $289,000 | $950 | $750 | $1,200 | $450 |
| Montclair, VA | $380,800 | $812 | $580 | $1,120 | $540 |
| Leesburg, VA | $394,000 | $1,095 | $760 | $1,540 | $780 |
Research Home Insurance Companies Reviews in Crofton, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: January 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I know that USAA offers a number of different options for picking how much of a deductible I want to pay and what works best for my budget.
Date: January 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
We have usaa for all of our insurance need and everything is bundled together. no complaints. you pay for what you get. and we have been with them for a very long time.
Date: October 24, 2018 Age: Above 60 Gender: Female Marital Status: Married
Premium
Nationwide premiums are at $793 annually, while USAA is higher at $977 annually, the security and the ability to pass it on to my future children makes the price difference worth it
State Farm Home Insurance Reviews
Date: April 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I mean they are safer and more confident than other home insurance company for me this company is the best for the satisfaction they give
Date: February 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Our company deserves a '5' for customer service. We have been very satisfied with the help we have received from State Farm. They have always been willing to listen and make changes we needed when the time was right.
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: November 18, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
My premiums when up after a fire claim which I find unfair considering the fire wasn't my fault and my deductible is very high in order to keep my premiums low. I dont make small claims so I don't worry too much about it