Gavop tells you how to get the best homeowners insurance in Cape Elizabeth, ME by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Cape Elizabeth, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Concorde Pl, Montgomery Ter, Dyer Pond Rd, Red Oak Dr, Two Lights Ter, Spurwink Ave, Hunt Club Rd, Farm Hill Rd, Charles E Jordan Rd, Reef Rd | $388,000 | $330,000 | $400,000-$500,000 | $382,000 | $360,000 | $400,000-$500,000 |
| Birchwood Rd, Stephenson St, Silva Dr, Mitchell Rd, Highview Rd, Cardinal Ln, Sea Star Ln, Holman Rd, Hamlin St, Whale Back Way | $427,000 | $390,000 | $400,000-$500,000 | $424,500 | $360,000 | $350,000-$400,000 |
| Wheeler Rd, Thrasher Rd, Captain Elliot Rd, Old Sea Point Rd, High Bluff Rd, Ocean View Rd, Algonquin Rd, Grover Rd, Albion Rd, Ann Arbor Dr | $277,000 | $230,000 | $250,000-$300,000 | $292,000 | $240,000 | $300,000-$350,000 |
| Peabbles Cove Rd, Alexander Dr, Pond View Rd, Heatherstone Ln, Tiger Lily Ln, Scott Dyer Rd, Manor Way, Ivie Rd, Crescent View Ave, Sweet Fern Rd | $365,000 | $340,000 | $300,000-$350,000 | $473,000 | $430,000 | $350,000-$400,000 |
| Lawson Rd, Steeplebush Rd, Old Ocean House Rd, Cole Field Rd, Odyssey Ln, Berman Rd, Dominicus Crossing Rd, Maplewood Rd, Columbus Rd, Old Ocean House Rd | $220,000 | $190,000 | $175,000-$200,000 | $459,000 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $716 |
| Superior Protection Discount | -$83 | $749 |
| Fire & Security Discount | -$67 | $766 |
| Hail Resistant Roof Discount | -$17 | $816 |
| Newly Constructed Home Discount | -$167 | $666 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,386 |
| Home Insurance Company Cape Elizabeth, ME | Homeowners Insurance Agency Cape Elizabeth, ME | Address | Popularity Score | Distance from Cape Elizabeth (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Spence & Mathews Insurance | 4 Sullivan St, Berwick, ME, 3901 | 39.2 | |
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 5.4 | |
| Travelers | Foy Insurance - Scarborough | 152 Us Route 1 Ste 11, Scarborough, ME, 4074 | 6.4 | |
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 | 9.7 | |
| Allstate | Jane R Bell | 36 Main St, Gorham, ME, 4038 | 14.3 | |
| Liberty Mutual Independent | Smithwick & Mariners Insurance Inc | 366 Us Route 1, Ste 2 , Falmouth, ME, 4105 | 11.9 | |
| Liberty Mutual Independent | Ann Harris Insurance Agency | 890 Portland Rd Ste 4, Saco, ME, 4072 | 10.9 | |
| State Farm | Jake Rodden | 19 Levesque Dr Ste 3, Eliot, ME, 03903-2077 | 41.7 | |
| Liberty Mutual Independent | Kennebunk Savings Insurance | 50 Portland Rd, Kennebunk, ME, 4043 | 20.4 | |
| State Farm | Robin Thurston | 3 Oak Hill Ter, Scarborough, ME, 4074 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $510 | $1,060 | $550 |
| Cumberland County, ME | $259,400 | $843 | $600 | $1,190 | $590 |
| Cape Elizabeth, ME | $388,200 | $833 | $600 | $1,170 | $570 |
| South Portland, ME | $235,700 | $698 | $500 | $1,000 | $500 |
| Saco, ME | $228,700 | $689 | $500 | $980 | $480 |
| Falmouth Foreside, ME | $579,300 | $1,842 | $1,230 | $2,520 | $1,290 |
| Lewiston, ME | $140,600 | $640 | $440 | $900 | $460 |
| Sabattus, ME | $157,000 | $695 | $480 | $980 | $500 |
| South Bristol, ME | $288,200 | $919 | $650 | $1,300 | $650 |
| Harrison, ME | $183,000 | $745 | $510 | $1,070 | $560 |
| Monhegan, ME | $350,000 | $1,054 | $770 | $1,510 | $740 |
| Monmouth, ME | $168,200 | $718 | $510 | $1,020 | $510 |