Gavop's guide to buying homeowners insurance in Milford, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $74,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $155,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $298,000 | $280,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $673 |
| Home and Two Car | -$126 | $614 |
| Home and Three Car | -$170 | $570 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $17,389 |
| Home Insurance Company Milford, MI | Homeowners Insurance Agency Milford, MI | Address | Popularity Score | Distance from Milford (miles) |
|---|---|---|---|---|
| Allstate | Ray Moulden | 26013 Coolidge Hwy, Oak Park, MI, 48237 | 22.6 | |
| Allstate | Marty Gross | 2753 S Milford Rd Ste C, Highland, MI, 48357 | 1.9 | |
| Allstate | Prince Elia | 4088 Haggerty Hwy, Commerce Township, MI, 48390 | 8.3 | |
| State Farm | Ryan Wagner | 11770 Newburgh Rd, Livonia, MI, 48150-1061 | 18.0 | |
| State Farm | David Sutherland | 10490 Highland Rd Ste B, Hartland, MI, 48353-2639 | 7.9 | |
| Allstate | Jeff Babisz | 23123 21 Mile Rd, Macomb, MI, 48042 | 37.3 | |
| State Farm | Larry Brandon | 1350 E West Maple Rd, Walled Lake, MI, 48390-3727 | 7.4 | |
| State Farm | Dolapo Shodipo | 22516 Telegraph Rd, Southfield, MI, 48033-4107 | 18.9 | |
| Farmers | Austin Omalley | 880 Fralick St, Plymouth, MI, 48170 | 16.4 | |
| State Farm | Dalan Eubanks | 31613 Gratiot Ave, Roseville, MI, 48066-4553 | 35.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Oakland County, MI | $209,800 | $847 | $620 | $1,160 | $540 |
| Milford, MI | $215,300 | $740 | $500 | $1,010 | $510 |
| Handy, MI | $144,300 | $660 | $480 | $940 | $460 |
| Madison Heights, MI | $91,300 | $657 | $470 | $900 | $430 |
| Sterling Heights, MI | $164,700 | $789 | $540 | $1,080 | $540 |
| Lapeer, MI | $93,400 | $660 | $450 | $920 | $470 |
| Gibraltar, MI | $132,900 | $770 | $530 | $1,050 | $520 |
| Clinton, MI | $134,000 | $772 | $550 | $1,090 | $540 |
| Deerfield, MI | $127,900 | $641 | $440 | $880 | $440 |
| Henderson, MI | $118,400 | $750 | $530 | $1,030 | $500 |
| Richmond, MI | $159,200 | $677 | $450 | $930 | $480 |
| Ovid, MI | $119,000 | $750 | $520 | $1,040 | $520 |