Gavop shows you how to buy homeowners insurance in Glen Carbon, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $178,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $138,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $211,000 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $357,000 | $300,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $695 |
| Home and Two Car | -$121 | $634 |
| Home and Three Car | -$181 | $574 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Glen Carbon, IL | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| Jarvis, IL | $400 | $710 | $1,110 | $516 | $916 | $194 |
| Marine, IL | $2,500 | $816 | $3,316 | $593 | $3,093 | $223 |
| Omphghent, IL | $300 | $808 | $1,108 | $587 | $887 | $221 |
| Velda City, MO | $700 | $785 | $1,485 | $571 | $1,271 | $215 |
| Olive, IL | $100 | $644 | $744 | $468 | $568 | $176 |
| Harvester, MO | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| St. Paul, MO | $100 | $1,415 | $1,515 | $1,028 | $1,128 | $387 |
| Meridian, IL | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| Nilwood, IL | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Irvington, IL | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| Home Insurance Company Glen Carbon, IL | Homeowners Insurance Agency Glen Carbon, IL | Address | Popularity Score | Distance from Glen Carbon (miles) |
|---|---|---|---|---|
| Allstate | Jessica Harrison-Wilkins | 310 Bargraves Blvd, Troy, IL, 62294 | 4.8 | |
| State Farm | Dustin De Franco | 121 Glen Crossing Rd, Glen Carbon, IL, 62034 | 0.5 | |
| Travelers | Aw Insurance | 435 S Buchanan Street Suite A, Edwardsville, IL, 62025 | 3.7 | |
| Travelers | Squier Insurance Agency Inc | 801 W Main St, Hardin, IL, 62047 | 44.0 | |
| Erie | Arrow Insurance Specialists Inc. | 216 E Main Street, Collinsville, IL, 62234 | 6.0 | |
| State Farm | Tom Chouinard | 2906 Maryville Rd, Maryville, IL, 62062-5426 | 3.3 | |
| Travelers | Assurance Brokers Ltd | 95 N Research Dr # 100, Edwardsville, IL, 62025 | 2.3 | |
| Liberty Mutual Independent | Heneghan White Cutting & Rice Insurance Agency | 117 S Washington Street, Jerseyville, IL, 62052 | 31.0 | |
| State Farm | Dennis Ford | 1100 S State St, Jerseyville, IL, 62052-2359 | 30.2 | |
| State Farm | Linda Fussell | 2981 Madison Ave, Granite City, IL, 62040-3616 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,170 | $560 |
| Madison County, IL | $130,200 | $718 | $500 | $1,010 | $510 |
| Glen Carbon, IL | $208,200 | $755 | $540 | $1,070 | $530 |
| Jarvis, IL | $182,500 | $718 | $500 | $1,010 | $510 |
| Marine, IL | $167,600 | $826 | $550 | $1,160 | $610 |
| Omphghent, IL | $163,500 | $818 | $590 | $1,120 | $530 |
| Velda City, MO | $61,700 | $795 | $530 | $1,100 | $570 |
| Olive, IL | $100,800 | $652 | $450 | $930 | $480 |
| Harvester, MO | $206,000 | $873 | $620 | $1,240 | $620 |
| St. Paul, MO | $294,200 | $1,432 | $970 | $1,990 | $1,020 |
| Meridian, IL | $87,800 | $607 | $410 | $860 | $450 |
| Nilwood, IL | $99,400 | $648 | $470 | $930 | $460 |
| Irvington, IL | $86,700 | $603 | $410 | $860 | $450 |