Gavop shows you how to buy homeowners insurance in Franklin County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,000 | $20,000 | $0-$25,000 |
| 2 Bedroom | $72,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 4 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $75,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $653 |
| Superior Protection Discount | -$78 | $699 |
| Fire & Security Discount | -$70 | $707 |
| Hail Resistant Roof Discount | -$23 | $754 |
| Newly Constructed Home Discount | -$218 | $559 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,500 | $768 | $2,268 | $558 | $2,058 | $210 |
| Franklin County, MS | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Meadville, MS | $500 | $998 | $1,498 | $725 | $1,225 | $273 |
| Roxie, MS | $1,000 | $795 | $1,795 | $578 | $1,578 | $217 |
| Magnolia, MS | $500 | $970 | $1,470 | $705 | $1,205 | $265 |
| Port Gibson, MS | $2,500 | $936 | $3,436 | $680 | $3,180 | $256 |
| Wilson, LA | $100 | $868 | $968 | $631 | $731 | $237 |
| Concordia, LA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| Kentwood, LA | $200 | $957 | $1,157 | $696 | $896 | $262 |
| Tensas, LA | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Newellton, LA | $300 | $733 | $1,033 | $533 | $833 | $200 |
| St. Helena, LA | $2,500 | $804 | $3,304 | $584 | $3,084 | $220 |
| Home Insurance Company Franklin County, MS | Homeowners Insurance Agency Franklin County, MS | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Byrne Insurance Agency Inc | 98 Homochitto St, Natchez, MS, 39120 | 30.0 | |
| Allstate | Beverley Greene | 228 John R Junkin Dr Ste A, Natchez, MS, 39120 | 30.8 | |
| Liberty Mutual Independent | Davis Insurance Agency Inc | 331 W Cherokee St, Brookhaven, MS, 39601 | 27.4 | |
| State Farm | Stuart Heflin | 507 John R Junkin Dr Ste A, Natchez, MS, 39120-4709 | 29.8 | |
| State Farm | Mike Mckennon | 171 Green St, Monticello, MS, 39654 | 46.9 | |
| Liberty Mutual Independent | Insurance & Risk Managers | 315 South Jackson Street, Brookhaven, MS, 39601 | 27.5 | |
| Allstate | Watts Agency Inc | 335 E Broad St Po Box 487, Monticello, MS, 39654 | 46.9 | |
| State Farm | Terry Estes | 35 Seargent S Prentiss Dr, Natchez, MS, 39120 | 29.4 | |
| Liberty Mutual Independent | Insurance & Risk Managers | 315 S Jackson St, Brookhaven, MS, 39601 | 27.4 | |
| Allstate | Tahida Peyton | 625 W Congress St, Brookhaven, MS, 39601 | 27.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,610 | $790 |
| Franklin County, MS | $74,700 | $777 | $530 | $1,110 | $580 |
| Franklin County, MS | $74,700 | $777 | $550 | $1,100 | $550 |
| Meadville, MS | $86,800 | $1,010 | $730 | $1,430 | $700 |
| Roxie, MS | $58,500 | $805 | $580 | $1,120 | $540 |
| Magnolia, MS | $82,800 | $982 | $680 | $1,380 | $700 |
| Port Gibson, MS | $77,800 | $947 | $640 | $1,310 | $670 |
| Wilson, LA | $70,300 | $879 | $620 | $1,270 | $650 |
| Concordia, LA | $78,500 | $825 | $580 | $1,190 | $610 |
| Kentwood, LA | $77,400 | $969 | $680 | $1,400 | $720 |
| Tensas, LA | $62,200 | $648 | $450 | $930 | $480 |
| Newellton, LA | $60,000 | $742 | $520 | $1,070 | $550 |
| St. Helena, LA | $77,400 | $814 | $570 | $1,170 | $600 |