Gavop's guide to buying homeowners insurance in Union County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $77,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $169,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $237,500 | $200,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $671 |
| Superior Protection Discount | -$73 | $736 |
| Fire & Security Discount | -$65 | $744 |
| Hail Resistant Roof Discount | -$16 | $792 |
| Newly Constructed Home Discount | -$210 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Union County, SC | $1,000 | $799 | $1,799 | $581 | $1,581 | $218 |
| Jonesville, SC | $500 | $522 | $1,022 | $379 | $879 | $143 |
| Chester, SC | $700 | $577 | $1,277 | $419 | $1,119 | $158 |
| Pomaria, SC | $300 | $683 | $983 | $496 | $796 | $187 |
| Boiling Springs, SC | $2,500 | $804 | $3,304 | $584 | $3,084 | $220 |
| Little Mountain, SC | $100 | $1,141 | $1,241 | $829 | $929 | $312 |
| Lesslie, SC | $2,000 | $1,055 | $3,055 | $767 | $2,767 | $288 |
| Sulphur Springs, NC | $200 | $580 | $780 | $421 | $621 | $158 |
| Fort Mill, SC | $2,500 | $1,296 | $3,796 | $942 | $3,442 | $354 |
| , NC | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Camp Ground, SC | $2,000 | $878 | $2,878 | $638 | $2,638 | $240 |
| Home Insurance Company Union County, SC | Homeowners Insurance Agency Union County, SC | Address | Popularity Score | Distance from Union County (miles) |
|---|---|---|---|---|
| Allstate | Keith Veltri | 2013 Ebenezer Rd, Rock Hill, SC, 29732 | 37.2 | |
| Travelers | Correll Insurance Group | 1066 Asheville Highway, Spartanburg, SC, 29304 | 26.9 | |
| Allstate | Brad A. Hughes | 528 Howell Rd Ste 12, Greenville, SC, 29615 | 42.6 | |
| State Farm | Ashley Turner | 133 W Main St, Union, SC, 29379-2328 | 1.8 | |
| Travelers | Advisors Insurance Agency | 2702 E North St., Greenville, SC, 29615 | 43.5 | |
| State Farm | Frank Coyle | 1128 Main St S, Greenwood, SC, 29646-3842 | 46.7 | |
| State Farm | Letha King | 408 N Duncan Byp Ste C, Union, SC, 29379-8640 | 2.5 | |
| Allstate | Jim Windham | 14328 E Wade Hampton Blvd, Greer, SC, 29651 | 38.5 | |
| State Farm | Brian Tolbert | 708 S Duncan Byp Ste I, Union, SC, 29379-7839 | 1.3 | |
| Allstate | Tommy Meadows | 2700 Woodruff Rd Ste M, Simpsonville, SC, 29681 | 35.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,360 | $640 |
| Union County, SC | $75,600 | $809 | $560 | $1,120 | $560 |
| Union County, SC | $75,600 | $809 | $540 | $1,140 | $600 |
| Jonesville, SC | $77,700 | $528 | $390 | $750 | $360 |
| Chester, SC | $91,100 | $584 | $420 | $810 | $390 |
| Pomaria, SC | $100,000 | $691 | $500 | $980 | $480 |
| Boiling Springs, SC | $144,900 | $814 | $550 | $1,120 | $570 |
| Little Mountain, SC | $181,800 | $1,155 | $800 | $1,610 | $810 |
| Lesslie, SC | $163,700 | $1,068 | $770 | $1,510 | $740 |
| Sulphur Springs, NC | $101,500 | $587 | $400 | $800 | $400 |
| Fort Mill, SC | $259,700 | $1,312 | $930 | $1,860 | $930 |
| , NC | $110,500 | $657 | $470 | $930 | $460 |
| Camp Ground, SC | $161,700 | $889 | $610 | $1,240 | $630 |