Gavop shows you how to buy homeowners insurance in Richland, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Richland, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 80, S 70 Rd, Station St, National Rd E, Reservoir Rd, Edgewood St, Jug Run Rd, Twp Hwy 215, Anna Dr, Stewart Ave | $192,500 | $170,000 | $150,000-$175,000 | $133,500 | $110,000 | $150,000-$175,000 |
| Twp Hwy 333, Vista Ln, Red Roof Ln, N Market St, N Butler St, Iona Dr, Twp Hwy 431, Johnson Dr, Willow Grove Rd, Scales Rd | $191,000 | $150,000 | $175,000-$200,000 | $181,500 | $160,000 | $150,000-$175,000 |
| Twp Hwy 281, Twp Hwy 254, Crescent Rd, Brush Run Rd, Johnet Dr, Nelson Ave, Tar Run Rd, Trabar Dr, S Ray Rd, Pine Ln | $168,500 | $160,000 | $125,000-$150,000 | $140,500 | $130,000 | $100,000-$125,000 |
| N Market St Exd, Singer Rd, Belmont Dr, Henderson Rd, Provident Fairport Rd, Cooper Dr, S Market St, Coopler Dr, Twp Hwy 435, Belmont Warnock Rd | $145,500 | $130,000 | $150,000-$175,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Maher St, Glencoe-Warnock Rd, Ebbert South Rd, Hutchinson Dr, Vineyard Hill-Provident, Provident Rd, Little McMahon Creek Rd, Atkinson Rd, Pine Knoll Ter, Lodge Hill Rd | $162,500 | $140,000 | $175,000-$200,000 | $137,500 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $635 |
| Home and Two Car | -$117 | $573 |
| Home and Three Car | -$166 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Belmont County | $2,500 | $792 | $3,292 | $575 | $3,075 | $216 |
| Richland, OH | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| St. Clairsville, OH | $100 | $680 | $780 | $494 | $594 | $186 |
| Wolfhurst, OH | $1,000 | $539 | $1,539 | $392 | $1,392 | $147 |
| Pultney, OH | $100 | $691 | $791 | $502 | $602 | $189 |
| Shadyside, OH | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| Jefferson County, OH | $500 | $792 | $1,292 | $575 | $1,075 | $216 |
| Morgan, PA | $1,500 | $530 | $2,030 | $385 | $1,885 | $145 |
| Glenmoor, OH | $500 | $561 | $1,061 | $408 | $908 | $153 |
| St. Clair, OH | $400 | $601 | $1,001 | $437 | $837 | $164 |
| Millsboro, PA | $1,500 | $516 | $2,016 | $375 | $1,875 | $141 |
| Home Insurance Company Richland, OH | Homeowners Insurance Agency Richland, OH | Address | Popularity Score | Distance from Richland (miles) |
|---|---|---|---|---|
| State Farm | Amy Latham | 40091 Barnesville Bethesda Rd, Bethesda, OH, 43719 | 9.5 | |
| Farmers | Heather Mahaffey | 1030 N Water St, Uhrichsville, OH, 44683 | 33.2 | |
| State Farm | John Ratti | 120 N 4th St, Toronto, OH, 43964-1410 | 32.4 | |
| Allstate | Minor Insurance Agency | 956 E Lincolnway, Minerva, OH, 44657 | 47.9 | |
| Travelers | Cadiz Insurance Agency | 111 E Market St, Cadiz, OH, 43907 | 15.6 | |
| Farmers | Laura Ford | 121 N Market St, Minerva, OH, 44657 | 47.4 | |
| State Farm | Stephen Spurlock | 331 Main St, Wintersville, OH, 43953-3737 | 24.7 | |
| Travelers | Hanhart Agency Inc | 122 West Third Street, Dover, OH, 44622 | 44.0 | |
| Travelers | Walrath Insurance Agency | 149 W. Market St. , Cadiz, OH, 43907 | 15.6 | |
| Nationwide | Rinkes Insurance Llc | 125 N Market St, Minerva, OH, 44657-1613 | 47.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Belmont County, OH | $94,800 | $801 | $580 | $1,110 | $530 |
| Richland, OH | $149,500 | $690 | $500 | $970 | $470 |
| St. Clairsville, OH | $148,500 | $688 | $490 | $960 | $470 |
| Wolfhurst, OH | $74,300 | $546 | $400 | $780 | $380 |
| Pultney, OH | $84,600 | $700 | $510 | $990 | $480 |
| Shadyside, OH | $92,500 | $603 | $430 | $830 | $400 |
| Jefferson County, OH | $88,700 | $801 | $540 | $1,100 | $560 |
| Morgan, PA | $78,000 | $536 | $360 | $730 | $370 |
| Glenmoor, OH | $81,100 | $568 | $400 | $780 | $380 |
| St. Clair, OH | $110,900 | $608 | $410 | $850 | $440 |
| Millsboro, PA | $73,200 | $522 | $350 | $740 | $390 |