How Can I Make My Winkler County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Winkler County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Winkler County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $22,500 $20,000 $0-$25,000
2 Bedroom $66,000 $50,000 $50,000-$75,000
3 Bedroom $75,000 $70,000 $50,000-$75,000
4 Bedroom $99,000 $90,000 $100,000-$125,000
5 Bedroom $104,500 $90,000 $100,000-$125,000

Choose the Best Winkler County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 750-799 Credit Score <$25,000 No Pets, Smoker $310
Retired 600-649 Credit Score <$25,000 2 Pets, Smoker $100
Full Time Job 650-699 Credit Score $75 to $100,000 1 Pet, Non-Smoker $470

Choose the Right Deductible for your Winkler County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $590 $890 $500 $800 $90
Winkler County, TX $1,500 $220 $720 $180 $1,680 $-960
Winkler County, TX $1,500 $210 $710 $170 $1,670 $-960
Kermit, TX $300 $210 $510 $180 $480 $30
Thorntonville, TX $2,000 $290 $790 $240 $2,240 $-1,450
Pyote, TX $100 $290 $390 $250 $350 $40
Monahans, TX $1,500 $260 $760 $230 $1,730 $-970
West Odessa-Goldsmith, TX $100 $270 $370 $220 $320 $50
Mentone, TX $1,500 $460 $960 $370 $1,870 $-910
Ector County, TX $400 $390 $790 $320 $720 $70
West Odessa, TX $2,500 $240 $740 $210 $2,710 $-1,970
Crane North, TX $200 $230 $430 $190 $390 $40
Odessa, TX $2,500 $380 $880 $300 $2,800 $-1,920

Identify Top Home Insurance Agents near Winkler County, TX | Back to Top

Home Insurance Company Winkler County, TX Homeowners Insurance Agency Winkler County, TX Address Popularity Score Distance from Winkler County (miles)
State Farm Barry Smith 1050 N Dixie Blvd, Odessa, TX, 79761-2806
40.9
State Farm Heather Buske 5050 E University Blvd Ste 3, Odessa, TX, 79762-8100
43.6
State Farm Filiberto Gonzales 600 E 42nd St, Odessa, TX, 79762-7722
40.2
State Farm Andrew Hernandez 4401 N Grandview Ave, Odessa, TX, 79762-5311
41.5
Farmers Kelin Jones 1301 S Stockton Ave, Monahans, TX, 79756
19.8
State Farm Patrick Willis 1631 N County Rd W, Odessa, TX, 79763-2960
39.0
Travelers Insource Insurance Group Llc 5108 Wayland Dr, Odessa, TX, 79762
42.3
State Farm Brandon Inman 1300 S Stockton Ave, Monahans, TX, 79756-6027
19.8
Allstate Daniel Mcneely Bertelson 1806 N County Rd W, Odessa, TX, 79763
39.0
Allstate Dan Bertelson 2123 E 42nd St, Odessa, TX, 79762
41.4

Compare Rates for Winkler County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Winkler County, TX $43,000 $220 $150 $340 $190
Winkler County, TX $43,000 $190 $130 $290 $160
Kermit, TX $43,300 $190 $130 $290 $160
Thorntonville, TX $52,100 $260 $170 $400 $230
Pyote, TX $58,700 $310 $200 $480 $280
Monahans, TX $54,400 $290 $190 $450 $260
West Odessa-Goldsmith, TX $61,000 $350 $230 $540 $310
Mentone, TX $83,600 $360 $240 $550 $310
Ector County, TX $88,300 $450 $300 $690 $390
West Odessa, TX $62,100 $350 $230 $540 $310
Crane North, TX $46,700 $220 $150 $340 $190
Odessa, TX $93,700 $370 $240 $570 $330