How Can I Make My Southington, CT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Southington, CT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Southington, CT Home Insurance Coverage Levels | Back to Top
| Southington, CT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marguerite St, Woodridge St, Meander Ln, Lowery Dr, Cianci Dr, Vermont Ter, Verderame Ct, S Plains Rd, Metals Dr, Nutmeg Dr | $279,000 | $240,000 | $250,000-$300,000 | $206,000 | $190,000 | $200,000-$250,000 |
| Rockwood Ct, Lynwood Dr, Forest Hill Rd, Jude Ln, Evan Rd, Captain Lewis Dr, Blue Hills Dr, Saw Mill Ln, Woodruff St, Hitchcock Rd | $172,000 | $160,000 | $175,000-$200,000 | $98,000 | $80,000 | $75,000-$100,000 |
| Stuart Dr, Eden Ave, Old State Rd, Windsor Way, Moore Hill Dr, W Pine Dr, Rahlene Dr, Kane St, Vineyard Ln, Columbus Ave | $207,000 | $200,000 | $200,000-$250,000 | $230,500 | $210,000 | $175,000-$200,000 |
| Plaza Ave, Meriden Waterbury Tpke, Sunnybrook Hill Rd, Rockwood Dr, Berin Ct, Nunzio Dr, Cowles Ave, James Ave, Juniper Rd, April Ln | $365,500 | $340,000 | $300,000-$350,000 | $260,500 | $230,000 | $200,000-$250,000 |
| Lawncrest Dr, Shuttle Meadow Rd, Paul Hts, Stuart Dr, Beal Dr, Claudia Dr, Jude Ln, Pacer Ln, Jeanette Ct, Berkley Ave | $389,500 | $340,000 | $350,000-$400,000 | $320,000 | $270,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Southington, CT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$199 | $971 |
| Superior Protection Discount | -$105 | $1,065 |
| Fire & Security Discount | -$129 | $1,041 |
| Hail Resistant Roof Discount | -$35 | $1,135 |
| Newly Constructed Home Discount | -$328 | $842 |
Choose the Right Deductible for your Southington, CT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartford County | $2,500 | $1,063 | $3,563 | $773 | $3,273 | $291 |
| Southington, CT | $1,000 | $1,156 | $2,156 | $840 | $1,840 | $316 |
| Weatogue, CT | $400 | $1,363 | $1,763 | $991 | $1,391 | $373 |
| Colchester, CT | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Kent, CT | $500 | $1,495 | $1,995 | $1,086 | $1,586 | $409 |
| South Coventry, CT | $2,500 | $1,270 | $3,770 | $923 | $3,423 | $347 |
| Tolland, CT | $500 | $911 | $1,411 | $662 | $1,162 | $249 |
| Old Saybrook, CT | $1,000 | $954 | $1,954 | $693 | $1,693 | $261 |
| North Salem, NY | $500 | $841 | $1,341 | $611 | $1,111 | $230 |
| Mattituck, NY | $1,000 | $2,515 | $3,515 | $1,828 | $2,828 | $687 |
| Chester, MA | $500 | $950 | $1,450 | $691 | $1,191 | $260 |
| Port Jefferson Station, NY | $2,500 | $1,049 | $3,549 | $762 | $3,262 | $287 |
Identify Top Home Insurance Agents near Southington, CT | Back to Top
| Home Insurance Company Southington, CT | Homeowners Insurance Agency Southington, CT | Address | Popularity Score | Distance from Southington (miles) |
|---|---|---|---|---|
| Travelers | Adam Miller Agency Llc | 227 Monroe Turnpike 2nd Fl, Monroe, CT, 6468 | 27.8 | |
| Liberty Mutual Independent | Park City Insurance Group Llc | 3354 Main St, Bridgeport, CT, 6606 | 32.4 | |
| Allstate | Anthony Marciano | 940 High Ridge Rd, Stamford, CT, 6905 | 49.2 | |
| Allstate | Charles J. Trombetta | 45 Padanaram Rd, Danbury, CT, 6811 | 33.1 | |
| Allstate | Noorddin T. Meghani | 64 Federal Rd, Danbury, CT, 6810 | 31.7 | |
| Travelers | Hughes Agency | 60 Waterbury Rd Ste 2, Prospect, CT, 6712 | 8.5 | |
| Travelers | Gustafson Agencies Inc | 790 Farmington Ave, Farmington, CT, 6032 | 8.7 | |
| Nationwide | Ira J. Kaplan | 331 Meriden Rd, Waterbury, CT, 6705 | 7.7 | |
| Allstate | Timothy Saller | 232 Boston Post Rd, Milford, CT, 6460 | 28.5 | |
| Liberty Mutual Independent | Ryan Associates Llc | 850 N Main Street Ext Ste 1a, Wallingford, CT, 6492 | 9.5 |
Compare Rates for Southington, CT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,770 | $930 |
| Hartford County, CT | $235,300 | $1,076 | $740 | $1,500 | $760 |
| Southington, CT | $271,900 | $1,170 | $840 | $1,660 | $820 |
| Weatogue, CT | $317,600 | $1,380 | $980 | $1,890 | $910 |
| Colchester, CT | $254,000 | $860 | $610 | $1,230 | $620 |
| Kent, CT | $363,700 | $1,513 | $1,010 | $2,150 | $1,140 |
| South Coventry, CT | $282,400 | $1,285 | $910 | $1,790 | $880 |
| Tolland, CT | $286,600 | $922 | $640 | $1,300 | $660 |
| Old Saybrook, CT | $373,200 | $966 | $700 | $1,340 | $640 |
| North Salem, NY | $582,400 | $852 | $580 | $1,180 | $600 |
| Mattituck, NY | $560,600 | $2,546 | $1,710 | $3,620 | $1,910 |
| Chester, MA | $204,800 | $962 | $660 | $1,340 | $680 |
| Port Jefferson Station, NY | $355,800 | $1,061 | $710 | $1,520 | $810 |
Research Home Insurance Companies Reviews in Southington, CT Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 14, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Policy Offerings
I usually like the best price in the market and with my insurance I think I have the best price it means a lot
Date: July 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I never had any issues with trying to get insurance or talk with someone about it. customer service is always friendly when I call
State Farm Home Insurance Reviews
Date: October 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The deductible is low enough for us to handle and it was the lowest of the plans we looked at at the time of signing up.