Gavop shows you how to buy homeowners insurance in Thurston County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $28,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $75,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $121,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $151,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $205,500 | $190,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $655 |
| Home and Two Car | -$122 | $598 |
| Home and Three Car | -$173 | $547 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Thurston County | $1,500 | $711 | $2,211 | $517 | $2,017 | $194 |
| Thurston County, NE | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Macy, NE | $200 | $603 | $803 | $438 | $638 | $165 |
| Galena, NE | $700 | $1,086 | $1,786 | $789 | $1,489 | $297 |
| Lawton, IA | $300 | $897 | $1,197 | $652 | $952 | $245 |
| Carroll, NE | $2,000 | $717 | $2,717 | $521 | $2,521 | $196 |
| Hooper, NE | $100 | $1,026 | $1,126 | $745 | $845 | $280 |
| Ridgeley, NE | $700 | $1,298 | $1,998 | $943 | $1,643 | $355 |
| Kingsley, IA | $100 | $729 | $829 | $530 | $630 | $199 |
| Ramshorn, NE | $1,000 | $1,442 | $2,442 | $1,048 | $2,048 | $394 |
| Obert, NE | $500 | $620 | $1,120 | $451 | $951 | $170 |
| Modale, IA | $1,000 | $574 | $1,574 | $417 | $1,417 | $157 |
| Home Insurance Company Thurston County, NE | Homeowners Insurance Agency Thurston County, NE | Address | Popularity Score | Distance from Thurston County (miles) |
|---|---|---|---|---|
| State Farm | Michelle Mathison | 2155 E 23rd Ave S, Fremont, NE, 68025-7849 | 48.6 | |
| State Farm | Joe Peleska | 1829 Washington St, Blair, NE, 68008-1561 | 46.8 | |
| State Farm | Gaylord Mussman | 1455 N Bell, Fremont, NE, 68025-3500 | 49.2 | |
| Travelers | Mooney Insurance | 301 E 6th Ste 103, Fremont, NE, 68025 | 49.7 | |
| State Farm | Tim Lambert | 517 E 23rd St, Fremont, NE, 68025-2305 | 48.5 | |
| State Farm | Annette Pritchard | 112 E 2nd St, Laurel, NE, 68745-1990 | 34.3 | |
| State Farm | Stephanie Scoggan | 116 E Main St, Hartington, NE, 68739-5703 | 49.4 | |
| State Farm | Tom Yaneff | 1000 W. 29th Street, South Sioux City, NE, 68776-3841 | 22.0 | |
| State Farm | Bob Weisenberg | 539 Main St., North Bend, NE, 68649 | 49.4 | |
| State Farm | Rusty Parker | 202 N Pearl St, Wayne, NE, 68787-1902 | 25.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $880 | $1,740 | $860 |
| Thurston County, NE | $79,100 | $720 | $510 | $1,030 | $520 |
| Thurston County, NE | $79,100 | $720 | $530 | $990 | $460 |
| Macy, NE | $42,500 | $610 | $450 | $870 | $420 |
| Galena, NE | $119,900 | $1,099 | $800 | $1,530 | $730 |
| Lawton, IA | $166,700 | $908 | $660 | $1,240 | $580 |
| Carroll, NE | $59,200 | $726 | $490 | $1,010 | $520 |
| Hooper, NE | $109,100 | $1,038 | $740 | $1,470 | $730 |
| Ridgeley, NE | $161,600 | $1,314 | $960 | $1,800 | $840 |
| Kingsley, IA | $110,100 | $738 | $540 | $1,030 | $490 |
| Ramshorn, NE | $193,800 | $1,460 | $1,050 | $2,000 | $950 |
| Obert, NE | $45,000 | $628 | $460 | $900 | $440 |
| Modale, IA | $73,000 | $581 | $410 | $800 | $390 |