Gavop shows you how to buy homeowners insurance in Alexander County, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $74,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $243,000 | $200,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $749 |
| Home and Two Car | -$130 | $684 |
| Home and Three Car | -$203 | $610 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alexander County | $2,000 | $804 | $2,804 | $584 | $2,584 | $220 |
| Alexander County, IL | $2,000 | $804 | $2,804 | $584 | $2,584 | $220 |
| Pulaski, IL | $200 | $423 | $623 | $307 | $507 | $116 |
| Oran, MO | $2,000 | $931 | $2,931 | $676 | $2,676 | $254 |
| Dongola District 1, IL | $100 | $621 | $721 | $452 | $552 | $170 |
| Richland, MO | $2,000 | $792 | $2,792 | $575 | $2,575 | $216 |
| Elvira, IL | $300 | $533 | $833 | $387 | $687 | $146 |
| Kinder, MO | $2,000 | $1,131 | $3,131 | $822 | $2,822 | $309 |
| Carbondale, IL | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Blairsville, IL | $500 | $818 | $1,318 | $595 | $1,095 | $224 |
| Dudley, MO | $2,000 | $842 | $2,842 | $612 | $2,612 | $230 |
| Home Insurance Company Alexander County, IL | Homeowners Insurance Agency Alexander County, IL | Address | Popularity Score | Distance from Alexander County (miles) |
|---|---|---|---|---|
| State Farm | Bill Ecker | 805 W Deyoung St Ste F, Marion, IL, 62959-1602 | 44.7 | |
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 38.3 | |
| Travelers | Polar Investment & Insurance Services Inc | 300 E Main St Ste 1, Carbondale, IL, 62901 | 38.2 | |
| State Farm | Bob Bahr | 2015 W Main St Ste 6, Carbondale, IL, 62901-2073 | 38.2 | |
| Travelers | Aldridge Insurance Agency Inc | 1601 Walnut Street, Murphysboro, IL, 62966 | 40.0 | |
| Farmers | Brian Winters | 1011 Chestnut St, Murphysboro, IL, 62966 | 40.0 | |
| State Farm | John Foster | 616 E 5th St, Metropolis, IL, 62960-2149 | 34.5 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Road Suite 105, Carbondale, IL, 62901 | 41.4 | |
| State Farm | Paul Lawrence | 305 E Broadway Blvd, Johnston City, IL, 62951-1606 | 49.5 | |
| Farmers | Steven Urban | 1000 Leigh Ave Ste F, Anna, IL, 62906 | 20.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $590 | $1,170 | $580 |
| Alexander County, IL | $53,200 | $814 | $560 | $1,160 | $600 |
| Alexander County, IL | $53,200 | $814 | $550 | $1,160 | $610 |
| Pulaski, IL | $46,300 | $428 | $300 | $610 | $310 |
| Oran, MO | $98,900 | $942 | $650 | $1,300 | $650 |
| Dongola District 1, IL | $93,900 | $629 | $430 | $890 | $460 |
| Richland, MO | $102,400 | $801 | $580 | $1,110 | $530 |
| Elvira, IL | $70,500 | $539 | $370 | $750 | $380 |
| Kinder, MO | $169,500 | $1,145 | $780 | $1,610 | $830 |
| Carbondale, IL | $124,700 | $674 | $450 | $960 | $510 |
| Blairsville, IL | $82,000 | $828 | $600 | $1,180 | $580 |
| Dudley, MO | $75,000 | $852 | $580 | $1,180 | $600 |