How Can I Make My Denton, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Denton, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Denton, TX Home Insurance Coverage Levels | Back to Top
| Denton, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Chippewa Ct, English Manor Rd, Hobson Ln, Abbott Ln, Carter, June Rd, N Mayhill Rd, E Harpole Rd, Copper Cir, W Daugherty St | $160,000 | $130,000 | $125,000-$150,000 | $145,000 | $130,000 | $150,000-$175,000 |
| Cochran Rd, Leuty Ave, Forest Glen Dr, N 2nd St, Clear Spring Trl, Great Bear Ln, C Taylor Rd, Autumn Oak Dr, Sapphire Ridge, Hill Top Rd | $313,000 | $280,000 | $300,000-$350,000 | $168,500 | $140,000 | $150,000-$175,000 |
| Dundee Dr, Cactus Dr, FM 3163, Ridgemont Ln, Kootenay Cir, Chevelly Ct, Yorkshire St, Lakewood Cir, Daisey Ln, Forest Bend Ct | $232,000 | $220,000 | $200,000-$250,000 | $182,500 | $160,000 | $175,000-$200,000 |
| Sandstone Dr, S Irick St, Munro Park Ave, Jefferson St, Creekbend Dr, W Shady Shores Rd, la Croix Rd, Moonlit Path Dr, Second St, Hillside Loop N | $158,500 | $150,000 | $125,000-$150,000 | $172,500 | $140,000 | $150,000-$175,000 |
| W Flake St, San Jacinto Blvd, Chase Ln, Shawn Dr, Administration Dr, Fox Hollow St, Tuscany Ct, Live Oak Ln, Silver Dome Rd, Keyes Ln | $124,500 | $100,000 | $125,000-$150,000 | $119,500 | $100,000 | $125,000-$150,000 |
| Crossvine, Palamino Ct, Marina Dr, Brett Rd, Vine St, Bruce Rd, Manhattan Dr, Oak Creek Dr, E Jeter Rd, Red Oak Cir | $124,500 | $120,000 | $125,000-$150,000 | $141,000 | $120,000 | $125,000-$150,000 |
| Highpoint Dr, Redfearn Rd, Skyler St, S 3rd St, Country Club Rd, Cedar Creek Ln, Salado St, Jones St, Ave H, Hawthorn Cir | $177,500 | $160,000 | $175,000-$200,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Oak Park Dr, S Levy St, Crisoforo Dr, Inca Rd, Ave A, Siena Dr, S Beck St, S Bonnie Brae St, Mulberry St, Cardinal Cir | $163,000 | $150,000 | $175,000-$200,000 | $156,000 | $130,000 | $125,000-$150,000 |
| Railroad Ave, Brookshire Run, Snyder St, Spanish Oak Cir, Country Club Rd, Amherst Rd, Woodson Cir, Woodridge Rd, S County Line Rd, Metalmark Ct | $159,000 | $150,000 | $175,000-$200,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Eagles Nest Trl, Swisher Rd, Sun Ray Dr, E Newberry St, Wolf Run, Glencoe Rd, Bryn Mawr Pl, Buckhorn Dr, W Mulberry St, N Bluebonnet Cir | $205,500 | $180,000 | $200,000-$250,000 | $146,500 | $130,000 | $150,000-$175,000 |
Estimate your Savings with Home Insurance Discounts in Denton, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$246 | $1,119 |
| Superior Protection Discount | -$123 | $1,242 |
| Fire & Security Discount | -$109 | $1,256 |
| Hail Resistant Roof Discount | -$41 | $1,324 |
| Newly Constructed Home Discount | -$328 | $1,037 |
Choose your Denton, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near Denton, TX | Back to Top
| Home Insurance Company Denton, TX | Homeowners Insurance Agency Denton, TX | Address | Popularity Score | Distance from Denton (miles) |
|---|---|---|---|---|
| State Farm | Roxanne Haug | 211 Main St Ste 150, Lake Dallas, TX, 75065-3729 | 9.5 | |
| State Farm | Grace Quevedo | 5566 W Main Street, Frisco, TX, 75033-3669 | 18.2 | |
| State Farm | Doug Becker | 4720 W Sublett Rd Ste 106, Arlington, TX, 76017-4016 | 39.5 | |
| State Farm | Jenny Weidner | 606 W Mcdermott Dr Ste A, Allen, TX, 75013-2704 | 28.2 | |
| Nationwide | David King | 549 E Sandy Lake Rd Ste 100, Coppell, TX, 75019-2546 | 19.6 | |
| Farmers | Brandy Lane | 1306 W Euless Blvd Ste 100, Euless, TX, 76040 | 27.0 | |
| Farmers | Laycee Skaggs | 8000 Us Highway 380, Crossroads, TX, 76227 | 8.5 | |
| Farmers | Alejandra Stanfield | 2601 Network Blvd Ste 208, Frisco, TX, 75034 | 20.0 | |
| Travelers | Judge Fite Insurance | 6959 Lebanon Rd Ste 201, Frisco, TX, 75034 | 19.5 | |
| Allstate | Joshua Medlin | 275 Market St, Lake Dallas, TX, 75065 | 9.6 |
Compare Rates for Denton, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Denton, TX | $179,000 | $1,365 | $900 | $2,100 | $1,200 |
| Shady Shores, TX | $288,000 | $2,042 | $1,350 | $3,140 | $1,790 |
| Justin, TX | $177,100 | $1,779 | $1,170 | $2,740 | $1,570 |
| Frisco, TX | $335,900 | $1,491 | $980 | $2,300 | $1,320 |
| Prosper, TX | $408,300 | $993 | $660 | $1,530 | $870 |
| New Fairview, TX | $86,200 | $1,453 | $960 | $2,240 | $1,280 |
| Weston, TX | $214,600 | $1,867 | $1,230 | $2,880 | $1,650 |
| Collin County, TX | $265,300 | $1,338 | $880 | $2,060 | $1,180 |
| Van Alstyne, TX | $133,000 | $1,650 | $1,090 | $2,540 | $1,450 |
| Annetta North, TX | $391,100 | $2,503 | $1,650 | $3,850 | $2,200 |
| Weatherford Southeast, TX | $247,200 | $1,551 | $1,020 | $2,390 | $1,370 |
Research Home Insurance Companies Reviews in Denton, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 29, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They have been decent so far. Their customer service is satisfactory and they can be reached at any time I wish. But I wished their app was slightly better and more intuitive to use.
Date: September 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
For the same coverage, it's cheaper to go with my insurance company. Considering how they are the only ones in my area who offer the level of coverage, the 150 I pay a month isn't bad.
Date: August 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I would rate the policy offerings of my home insurance company as a 5.I have been unable to find another agency offering premiums and deductibles at a more advantageous price point.
Date: February 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
my experience with the company was warm.i had many choices on home loans and there were many offers too
Date: October 23, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like that the app actually works, and the website is easy to use and has a point system assigned to it
Date: October 05, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premium is slightly higher than other companies which doesn't bother me to much for the simple reason it is a name I trust.
Date: September 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
I like that the website offers everything from paying my bill to filing a claim also to chat with a detailed list of everything that is covered so I can only check the things I lost when I file a claim if the case need to be.
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I definitely love the customer experience and interaction that they have with every customer since it's very unique to their needs of the customer but it never changes from customer customer it's always the same communication and service that everybody gets.
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
There really isn't nothing I dislike bout the customer service now on the other hand the service they give to every customer is awesome and doesn't change from anyone it stays the same
Date: August 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
What is covered in my home is almost everything from the t.v. all the way to my game system as well as my collection of Nike basketball shoes.
State Farm Home Insurance Reviews
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I GIVE THEM A 3 STAR RATING BECAUSE ALTHOUGH THEIR PREMIUMS ARENT SIGNIFICANTLY HIGHER THAN OTHER COMPANIES THEIR DEDUCTIBLES ARE A BIT HIGH FOR MY TASTE. IN RETURN LEAVING CUSTOMERS WITH STILL SOMEWHAT HEFTY OUT OF POCKET COSTS.
Date: September 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Communication
I like your attention, your kindness, but I do not like the tone of voice with which you are treated, sometimes it is as if it were obligatory and it does not look like goodness or if it is not a person who is not qualified for that job.
Date: August 28, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
I like that they are attentive, they solve you with your problems, they help you, most of them are actually positive environments, they fulfill their purpose which is to attend to the client correctly.
Date: August 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
It is easy and easy to use, but it has a very graphic interface, it does not have nice attractive graphics in view, but in general it fulfills its purpose
Date: July 30, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
Individual Medical Coverage. Policy designed for people who do not have protection within their jobs or who are out of work. It offers essential basic coverage to comply with the Law and obtain protection against the highest expenses in case of illnesses and serious accidents.
Supplemental Medicare insurance plans. These are policies that cover expenses that are not generally included in other insurance policies, such as deductible, co-insurance, co-payments and others. They are available throughout the country for people over 65 years of age. In some states also for younger people. The policy is individual, so in a couple both require a separate policy.
Additional insurance. Another option of covers designed to cover the extra expenses in case of health problems. These policies cover deductibles and coinsurance, but also offer access to private rooms with private nurses, transportation expenses, accommodation, food and even child care.
Long-term care insurance. Useful protection particularly for people over 50, because they usually suffer more chronic diseases. Covered expenses include private nurses and everything needed until rehabilitation.
Disability insurance. Protection that provides economic security in case you suffer a condition that makes you unable to work.
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
is one of the best companies, which responds best, I do not know if it is true, but I think it is among one of the top 10 insurance companies in the United States.
Farmer's Insurance Home Insurance Reviews
Date: September 18, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium is affordable. My home insurance premium has actually decreased each year. I have not been able to find coverage and premium rates comparable to what I am paying now.
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Communication
Each time I have to call my agent to make changes to the policy or report an issue, they are very friendly and seem very eager to assist any way they can.
Date: August 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
The insurance agent and insurance adjusters have always been very easy to deal with. They are very responsive to my needs and seem to go out of their way to want to help me when something arises.
Date: August 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
My insurance company has always been very responsive and helpful when I have needs. Claims are always processed timely and satisfactory. The premium is not too expensive.
Date: May 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Replacement on the structure, contents replacement, outside buildings, carport, barn, contents of the barn, vehicles in the garage, loss of use, roof
Liberty Mutual Home Insurance Reviews
Date: May 31, 2019 Age: 40 to 49 Gender: Married Marital Status: Male
Premium
Comparing to other companies the premium and deductible is lower than other home insurance companies.They have good and affordable prices.
Date: September 04, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
the customer also the good manner and clear the doubt very well it supports well on phone, message and also mails them.
Date: August 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I like the app very much it shows our payments and limits and due date all of them in just one app.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
the premium amount also low but benefits are very high for that to live long
GEICO Home Insurance Reviews
Date: July 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I honestly, do not know about other home insurance policies. I looked at a few, but since I used Geico for car, it made the most sense to use Geico for my home.
Date: January 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Almost $100 per month, but it is feels reasonable enough price to pay, if it means that there will be coverage should a disaster happen.
Progressive Home Insurance Reviews
Date: January 11, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I called Progressive about replacing my roof due to hail damage. The customer service impressed me very much. The rep I spoke with had all my information pulled up from the get go and could answer all my questions.
RVOS Insurance Home Insurance Reviews
Date: November 22, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
So far I have never had to file on this insurance, it was affordable for retired seniors So far we are satisfied with coverage.