Gavop's guide to buying homeowners insurance in Ignacio, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $167,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $269,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $474,000 | $380,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$88 | $886 |
| Home and Two Car | -$156 | $818 |
| Home and Three Car | -$243 | $730 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
| Home Insurance Company Ignacio, CO | Homeowners Insurance Agency Ignacio, CO | Address | Popularity Score | Distance from Ignacio (miles) |
|---|---|---|---|---|
| State Farm | Denise Elliott | 25825 Highway 160, Durango, CO, 81301-7918 | 17.1 | |
| Travelers | Mackey Insurance Llc | 565 Village Dr Ste A, Pagosa Springs, CO, 81147 | 31.2 | |
| Farmers | Courtney Harshberger | 555 S Camino Del Rio # A3, Durango, CO, 81303 | 18.1 | |
| State Farm | Truett Forrest | 452 Pagosa St, Pagosa Springs, CO, 81147 | 34.5 | |
| Farmers | Shari Jones | 555 S Camino Del Rio Ste A3, Durango, CO, 81303 | 18.1 | |
| State Farm | Jay Hwang | 207 E 11th St, Durango, CO, 81301-5235 | 19.4 | |
| Travelers | Wolcott Insurance Services Inc | 730 S Camino Del Rio, Durango, CO, 81301 | 17.9 | |
| Travelers | Wolcott Insurance Services Inc | 730 S. Camiono Del Rio, Durango, CO, 81301 | 17.9 | |
| Allstate | Natalie Rose | 2974 Main Ave, Durango, CO, 81301 | 20.1 | |
| State Farm | Wendy Most | 1315 Main Ave Ste 211, Durango, CO, 81301-5154 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| La Plata County, CO | $356,700 | $1,480 | $1,040 | $1,940 | $900 |
| Ignacio, CO | $258,800 | $973 | $680 | $1,280 | $600 |
| Southern Ute, CO | $267,900 | $1,391 | $970 | $1,820 | $850 |
| La Plata County, CO | $356,700 | $1,480 | $1,040 | $1,940 | $900 |
| Arboles, CO | $296,400 | $1,462 | $1,020 | $1,920 | $900 |
| Cedar Hill, NM | $218,700 | $969 | $710 | $1,370 | $660 |
| Bayfield, CO | $292,000 | $1,032 | $720 | $1,350 | $630 |
| Silverton, CO | $269,400 | $1,395 | $980 | $1,830 | $850 |
| San Juan County, CO | $269,400 | $1,395 | $980 | $1,830 | $850 |
| Upper Fruitland, NM | $48,400 | $594 | $400 | $850 | $450 |
| Kirtland, NM | $198,000 | $783 | $560 | $1,080 | $520 |