How Can I Make My Kissimmee, FL Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Kissimmee, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Kissimmee, FL Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $50,500 $40,000 $25,000-$50,000
2 Bedroom $82,500 $70,000 $75,000-$100,000
3 Bedroom $142,000 $120,000 $125,000-$150,000
4 Bedroom $172,500 $160,000 $150,000-$175,000
5 Bedroom $359,000 $330,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Kissimmee, FL | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$239 $1,090
Superior Protection Discount -$133 $1,196
Fire & Security Discount -$120 $1,210
Hail Resistant Roof Discount -$27 $1,303
Newly Constructed Home Discount -$266 $1,063

Choose your Kissimmee, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,794
Physical Damage $2,295
Hail Damage $4,806
Wind Damage $6,114
Expensive Claims
Fire $43,336
Smoke $17,054

Identify Top Home Insurance Agents near Kissimmee, FL | Back to Top

Home Insurance Company Kissimmee, FL Homeowners Insurance Agency Kissimmee, FL Address Popularity Score Distance from Kissimmee (miles)
Allstate Darrayl Miles 200 N John Young Pkwy, Kissimmee, FL, 34741
5.7
State Farm Ron Siegel 1615 E Vine St, Kissimmee, FL, 34744-3721
7.8
Travelers Ford Insurance 1200 N Central Ave Ste 107, Kissimmee, FL, 34741
6.5
Travelers Ford Insurance 1200 N Central Ave Ste 107, Kissimmee, FL, 34741
6.5
Allstate Craig Tiede 2342 E Ibm Hwy # B, Kissimmee, FL, 34744
8.4
Allstate Sydney Harrell 1131 E Vine St, Kissimmee, FL, 34744
7.2
Travelers Encompass Insurance & Financial Solutions Llc 2180 Central Florida Parkway Ste A-11, Orlando, FL, 32837
12.9
State Farm Bill Pancake 920 N Main St, Kissimmee, FL, 34744-4566
6.5
Allstate K. Shawn Keiling 614 W Michigan St, Orlando, FL, 32805
20.3
Travelers Mike Elliott Insurance Agency Inc 401 Lake Howell Rd, Maitland, FL, 32751
28.7

Compare Rates for Kissimmee, FL Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Florida $178,700 $1,605 $1,250 $2,150 $900
Osceola County, FL $164,500 $1,360 $1,060 $1,820 $760
Kissimmee, FL $159,400 $1,329 $1,040 $1,780 $740
Babson Park, FL $117,900 $1,198 $930 $1,610 $680
Maitland, FL $320,700 $954 $740 $1,280 $540
Minneola, FL $158,700 $1,047 $820 $1,400 $580
Wekiwa Springs, FL $257,900 $1,153 $900 $1,550 $650
Apopka, FL $181,100 $1,459 $1,140 $1,950 $810
Medulla, FL $153,200 $1,020 $800 $1,370 $570
Heathrow, FL $399,200 $939 $730 $1,260 $530
Titusville, FL $125,100 $1,159 $900 $1,550 $650
Pine Lakes, FL $81,300 $949 $740 $1,270 $530
San Antonio, FL $187,500 $1,663 $1,300 $2,230 $930

Research Home Insurance Companies Reviews in Kissimmee, FL Before Buying | Back to Top

Share a review on your home insurance company


USAA Home Insurance Reviews

Date: October 26, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service at USAA have always been very helpful whenever I have a question for them about anything. They are always willing to answer any questions I have and explain anything I may not understand.

Date: September 24, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
The policy offerings are excellent and offer quick response to all my inquisitions.In addition they offer online service to keep their cost down.


Date: April 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The price for insurance through USAA is comparable to prices for similar deductibles and options available at other companies.I have proved around out of curiosity.

Date: January 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I love my home insurance company's customer service. They were total life savers while I l was living overseas and I didn't feel ripped off. I rate them a 5.

Date: January 30, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
Using USAA has been easy and the best experience we could have hoped for when it comes to something like insurance. The customer service is excellent, they are always willing to help and go the extra mile to make sure the customer is satisfied. I would give them a 5.

Date: November 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
The website and app is very easy to use and I can find everything I need in a timely manner. The online chat customer service is great and has hours to fit all time zones, which is beneficial for me.

Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
They are through with the knowledge and always helpful in answering our questions.

Date: September 19, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Other companies will not allow you to make a claim from your phone or website, requiring that you call and speak to a representative to file a claim. That process can be time-consuming, inefficient, and very frustrating.

Date: September 14, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium is the standard market cost for the amount of coverage that I have. I price shop my insurance every few years and have always found that any cost savings isn't worth the hassle of changing.

Date: August 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
Well the website is quite simple and easier to use and all the things which we need are present in that

Date: August 24, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The company used to be more small company feel where you used to get more personal attention now it seems like there is more of a big company lost in the shuffle feel to it.

Date: August 17, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is multifunctional and also works well with their app. I appreciate the ability to check my coverage or make a claim on my phone or laptop at any time, anywhere.

Date: August 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The company's customer service is good, but they commonly transfer claims and customers between multiple employees, which can cause confusion and loss of communication. This also ends up making the closing satisfaction survey much longer, as they ask that you evaluate each and every employee that you interacted with.

Date: August 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Generally speaking, the interaction is very easy, you can initiate from the app then update the claim as needed over the phone. Wait times to talk to someone are generally minimal so that is nice.

Date: July 31, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
I enjoy coverage for loss due to power outage form a natural disaster. We recently had a claim of $500 of food loss during a power outage from a hurricane in our area.


Date: July 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Everything internal to the house is covered in my policy including plumbing wiring flood fire and liability for medical if something were to happen.


Date: July 28, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
It is hard to provide specific detail on the app, then there are sets of questions with predetermined answers and it would be nice to add free text to inputs.

Date: May 08, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
The communication can be lacking, as we have had problems getting ahold of representatives and have had to leave numerous voicemails without response. This is frustrating and makes me feel unvalued as a customer.

Date: March 16, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Customer service is really good in this company, the staff were friendly and very knowledgeable people

State Farm Home Insurance Reviews

Date: September 26, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
It's a bit outdated, but it gets the job done. It's not as modern as you would see apps like Facebook / Snapchat and the user-ability isn't as smooth, but it lets you do what you need to.

Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I can directly call my agent's office (that is in the same city as where I live), and they always get back to me promptly.

Date: September 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I never compared my premium to other insurance companies. At only $100/mo, I don't have a problem with it at all. In this scenario, wasting my time trying to find a rate better than $100/mo isn't worth it to me.

Date: September 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
The administrative professional who works at the office always gets back to me quickly and has never had trouble answering any question.

Date: November 19, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My house is covered, including my garage. Any dwelling or outside structure on my property is covered. I am not sure if a vehicle on the property is covered.


Allstate Home Insurance Reviews

Date: December 09, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Our policy premium is very reasonable. We bundle home and auto and by doing so have a premium that other companies have not been able to match or beat and we have price shopped.

Progressive Home Insurance Reviews

Date: February 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
This famous company is characterized by offering better insurance policy and better qualities than unlike other companies such as their good treatment and economic adjustment


Liberty Mutual Home Insurance Reviews

Date: July 05, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Liberty Mutual was very helpful when setting up my account. They answered all of my questions with clear and concise answers.

Assurant Specialty Property Home Insurance Reviews

Date: January 13, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The cost is about what I expected it would be when I got it, and I actually got my premiums to lower this year by fiddling with my coverages.

American Integrity Insurance Home Insurance Reviews

Date: April 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They were able to offer me more coverage for less than any other company. I got quotes from at least 7 different companies.


GEICO Home Insurance Reviews

Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
When shopping for insurance policies, we found a few plans that had similar premium and deductible rates and wound up choosing our provider based on the nature of how available and helpful their representatives were.

Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: November 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
They have a web site that is easy to access and get answers to most of your questions. The customer service reps are very helpful in explaining any issues and helping with problems.

People's Trust Insurance Home Insurance Reviews

Date: January 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
In the State of Florida, there are levels of deductibles. We chose the middle deductible. The deductibles were the same across the board for all of the policies that I got quotes for. When we needed to pay a larger hurricane deductible, People's Trust worked with us to help get the repairs done faster.

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