Gavop shows you how to buy homeowners insurance in Clearlake, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Clearlake, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cache Creek Ln, Oak Dr, Pick Rd, Cerrito Dr, Beryl Way, 12th Ave, Marina Ct, Lakeview Ave, Olive St, Pine Ave | $100,000 | $90,000 | $75,000-$100,000 | $109,000 | $90,000 | $100,000-$125,000 |
| Jensen Rd, Bartram Cir, Co Rd 208A, Stonybrook Dr, Grey Ave, Sulphur Bank Mine Rd, Veterens Ln, Locust St, Co Rd 210, Taft Dr | $103,500 | $90,000 | $75,000-$100,000 | $113,000 | $100,000 | $125,000-$150,000 |
| Evans Ave, Vallejo Ave, Mesa Dr, Arcata St, Cache Creek Rd, Lakeshore Dr Exd, Green Ave, Park St, State Hwy 20, Brown Ave | $150,000 | $140,000 | $125,000-$150,000 | $163,000 | $140,000 | $125,000-$150,000 |
| Redwood Way, Fir Ave, 15th St, Olympic Dr, Pluth Ln, Blueberry Way, Birch Ave, Hillcrest Ave, E Lake Dr, Hopi Trl | $176,500 | $170,000 | $175,000-$200,000 | $251,500 | $200,000 | $250,000-$300,000 |
| Rumsey Rd, Park Place Blvd, 7th St, Vista St, Sycamore St, Co Rd 209, Arnold Ave, Kings Ln, Lakeview Ct, 32nd Ave | $149,500 | $140,000 | $125,000-$150,000 | $179,000 | $170,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $963 |
| Home and Two Car | -$178 | $868 |
| Home and Three Car | -$262 | $785 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,537 |
| Hail Damage | $4,665 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
| Home Insurance Company Clearlake, CA | Homeowners Insurance Agency Clearlake, CA | Address | Popularity Score | Distance from Clearlake (miles) |
|---|---|---|---|---|
| Travelers | Wine Valley Insurance Services Inc | 2017 Redwood Rd, Napa, CA, 94558 | 47.2 | |
| Farmers | Robert Stroud | 1275 4th St Ste 105, Santa Rosa, CA, 95404 | 37.5 | |
| Farmers | Rob Mokry | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 38.5 | |
| State Farm | Anea Kamahele | 730 W Napa St, Sonoma, CA, 95476-6413 | 47.4 | |
| Allstate | Michael Scully | 3367 California Blvd, Napa, CA, 94558 | 47.4 | |
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 47.7 | |
| Farmers | Rafael Gutierrez | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 38.5 | |
| Allstate | Gary Matto | 579 1st St W, Sonoma, CA, 95476 | 47.7 | |
| Allstate | Debi Fitzgerald | 659 Cherry St Ste 101, Santa Rosa, CA, 95404 | 37.8 | |
| State Farm | Mellissa Lopez | 575 Jefferson St, Napa, CA, 94559-3236 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Lake County, CA | $182,000 | $609 | $450 | $830 | $380 |
| Clearlake, CA | $96,600 | $1,046 | $770 | $1,420 | $650 |
| Kelseyville, CA | $171,600 | $1,046 | $770 | $1,420 | $650 |
| Guinda, CA | $301,600 | $807 | $600 | $1,100 | $500 |
| Dunnigan, CA | $128,300 | $552 | $410 | $750 | $340 |
| Colusa, CA | $210,800 | $618 | $460 | $840 | $380 |
| Rohnert Park, CA | $377,200 | $968 | $720 | $1,320 | $600 |
| Sutter County, CA | $234,500 | $676 | $500 | $920 | $420 |
| Robbins, CA | $186,300 | $634 | $470 | $860 | $390 |