Gavop's guide to buying homeowners insurance in Raymond, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $110,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $267,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $311,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $635 |
| Superior Protection Discount | -$70 | $705 |
| Fire & Security Discount | -$62 | $713 |
| Hail Resistant Roof Discount | -$23 | $751 |
| Newly Constructed Home Discount | -$194 | $581 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company Raymond, WA | Homeowners Insurance Agency Raymond, WA | Address | Popularity Score | Distance from Raymond (miles) |
|---|---|---|---|---|
| Allstate | Willis Barnes | 1611 Harrison Ave Nw, Olympia, WA, 98502 | 48.6 | |
| Farmers | Debra Wilson | 325 Duryea St, Raymond, WA, 98577 | 3.5 | |
| State Farm | Char Mclain | 208 Lee St Sw Ste 104, Tumwater, WA, 98501-4403 | 47.6 | |
| Farmers | Patricia Gow | 401 N Montesano St, Westport, WA, 98595 | 19.8 | |
| Farmers | Richard Sampson | 207 West Lee St, Tumwater, WA, 98501 | 47.6 | |
| State Farm | Renetta Wilson | 525 Pear St Se, Olympia, WA, 98501-1549 | 49.8 | |
| Liberty Mutual Independent | Propel Insurance - Olympia | 315 5th Ave Se, Olympia, WA, 98501 | 49.5 | |
| State Farm | Pete Mattich | 4119 Harrison Ave Nw, Olympia, WA, 98502-5067 | 47.4 | |
| State Farm | Lee Ingrim | 4780 Capitol Blvd Se Unit 1, Tumwater, WA, 98501-4497 | 47.8 | |
| State Farm | Bill Tufts | 1222 Harrison Ave, Centralia, WA, 98531-1853 | 39.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $550 | $1,120 | $570 |
| Pacific County, WA | $163,400 | $600 | $400 | $830 | $430 |
| Raymond, WA | $131,700 | $775 | $560 | $1,110 | $550 |
| Cosmopolis, WA | $153,100 | $628 | $450 | $870 | $420 |
| Oakville, WA | $180,300 | $672 | $460 | $930 | $470 |
| Satsop, WA | $176,300 | $666 | $480 | $910 | $430 |
| Humptulips, WA | $210,100 | $713 | $480 | $1,010 | $530 |
| Newaukum Prairie, WA | $225,800 | $733 | $500 | $1,010 | $510 |
| Olympia West, WA | $315,200 | $850 | $570 | $1,210 | $640 |
| Ryderwood, WA | $110,900 | $541 | $390 | $740 | $350 |
| Bucoda, WA | $111,500 | $543 | $390 | $770 | $380 |
| Clatsop County, OR | $253,900 | $628 | $430 | $900 | $470 |