Gavop's guide to buying homeowners insurance in Iron County, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Iron County, UT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Baver Rd, Sage Cir, N 5900 W, S 200 West St, N Azalea Ln, 6800 N, E 100 North St, S 515 W, N 5700 W, 1400 N St | $219,500 | $200,000 | $200,000-$250,000 | $145,500 | $130,000 | $125,000-$150,000 |
| 325 South Cir, W Cody Dr, N 2900 W, Millstone Cir, Hawthorne Ln, W 4300 N, N 350 E, 2150 N, S 6300 W, W 775 S | $146,000 | $120,000 | $150,000-$175,000 | $165,500 | $150,000 | $175,000-$200,000 |
| Appaloosa Loop, S 500 W, E 600 N, 1675 N, W Pinto Rd, E 100 N, W Midvalley Rd, E 820 S, W 1400 S, W 1200 N | $271,000 | $240,000 | $250,000-$300,000 | $207,000 | $170,000 | $175,000-$200,000 |
| Hamilton Dr, N 3700 W, S 3525 W, N 3700 W, W 1380 S, Desert Pines Dr, State Rte 274, W 500 S, S 1840 W, W 100 South St | $235,500 | $210,000 | $200,000-$250,000 | $147,000 | $140,000 | $150,000-$175,000 |
| W 200 S, W 4000 N, Bulldog Rd, E 700 S, Aspen Dr, S 1850 W, 5175 W, W 6400 N, W 1125 N, N 4600 W | $227,000 | $210,000 | $200,000-$250,000 | $188,000 | $180,000 | $200,000-$250,000 |
| W 425 N, Sunnyview Rd, Utah Trl, W 200 S, W 1775 N, 4420 N, Matheson Way, W 3350 N, N 4100 W, 3380 N | $135,500 | $120,000 | $100,000-$125,000 | $144,000 | $130,000 | $125,000-$150,000 |
| W 5200 N, 5100 W, S 860 W, W 970 S Cir, Columbine Cir, N 1800 W, S 200 W, W 100 N, S Bumblebee Dr W, 2000 N | $123,500 | $110,000 | $125,000-$150,000 | $91,500 | $80,000 | $100,000-$125,000 |
| S 1650 W, S 200 East St, N 1700 W, N 600 E, Old Paragonah Hwy, S 225 E, Gemini Meadows Ln, W 4900 N, S 2400 E, W 100 N | $193,000 | $160,000 | $175,000-$200,000 | $210,000 | $170,000 | $200,000-$250,000 |
| Vista Cir, 700 E, N Paiute Dr, W Midvalley Rd, W 320 S, W 900 N, N Roundabout Way, Sheltie Ln, W Harding Ave, W 3600 S | $134,000 | $110,000 | $100,000-$125,000 | $104,500 | $100,000 | $75,000-$100,000 |
| N Ashdown Forest Rd E, W 4800 N, W 5200 N, Valley Ln, Sugar Plum Cir, N 1225 W, 4500 W, Aspen Cir, N Ridgeway Dr, S 5225 W | $178,500 | $170,000 | $175,000-$200,000 | $118,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $572 |
| Superior Protection Discount | -$68 | $613 |
| Fire & Security Discount | -$61 | $620 |
| Hail Resistant Roof Discount | -$20 | $661 |
| Newly Constructed Home Discount | -$170 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iron County | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Iron County, UT | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Beryl-Newcastle, UT | $100 | $425 | $525 | $309 | $409 | $116 |
| Newcastle, UT | $1,500 | $587 | $2,087 | $426 | $1,926 | $160 |
| Parowan, UT | $1,000 | $547 | $1,547 | $398 | $1,398 | $150 |
| Minersville, UT | $500 | $544 | $1,044 | $396 | $896 | $149 |
| Beaver County, UT | $2,000 | $657 | $2,657 | $477 | $2,477 | $179 |
| Milford-Minersville, UT | $400 | $491 | $891 | $357 | $757 | $134 |
| Enterprise, UT | $1,500 | $547 | $2,047 | $398 | $1,898 | $150 |
| Milford, UT | $200 | $472 | $672 | $343 | $543 | $129 |
| Veyo, UT | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Home Insurance Company Iron County, UT | Homeowners Insurance Agency Iron County, UT | Address | Popularity Score | Distance from Iron County (miles) |
|---|---|---|---|---|
| Allstate | Leavitt Group Insurance | 95 W Harding Ave Ste 2, Cedar City, UT, 84720 | 18.8 | |
| State Farm | Amy Carter | 1322 S Prvdnce Ctr Dr Ste 102, Cedar City, UT, 84720-1977 | 20.0 | |
| Allstate | White Insurance Agency | 15 South Main, Beaver, UT, 84713 | 44.5 | |
| State Farm | Suzette Cardon | 415 N Main St Ste 201, Cedar City, UT, 84721-6177 | 18.5 | |
| State Farm | Sherrie Hansen | 118 W 200 S, Cedar City, UT, 84720-3244 | 19.0 | |
| Liberty Mutual Independent | Dixie Leavitt Agency | 115 N Main St, Cedar City, UT, 84720 | 18.8 | |
| State Farm | Mark Drawe | 109 S 700 W Ste 1, Hurricane, UT, 84737-2583 | 48.8 | |
| Allstate | Michael Haight | 1870 N Main St Ste 106, Cedar City, UT, 84721 | 17.2 | |
| Allstate | Dixie Leavitt Agcy | 115 N Main St, Cedar City, UT, 84720 | 18.8 | |
| State Farm | Brent Stapley | 45 N Main St, Beaver, UT, 84713-7729 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $420 | $840 | $420 |
| Iron County, UT | $183,100 | $681 | $460 | $960 | $500 |
| Iron County, UT | $183,100 | $681 | $490 | $940 | $450 |
| Beryl-Newcastle, UT | $88,100 | $430 | $290 | $590 | $300 |
| Newcastle, UT | $212,500 | $594 | $410 | $830 | $420 |
| Parowan, UT | $169,000 | $554 | $400 | $790 | $390 |
| Minersville, UT | $166,700 | $551 | $400 | $760 | $360 |
| Beaver County, UT | $147,300 | $665 | $490 | $940 | $450 |
| Milford-Minersville, UT | $124,400 | $497 | $330 | $710 | $380 |
| Enterprise, UT | $169,400 | $554 | $380 | $770 | $390 |
| Milford, UT | $112,500 | $478 | $320 | $650 | $330 |
| Veyo, UT | $264,100 | $641 | $440 | $880 | $440 |