Gavop tells you how to get the best homeowners insurance in Charles Town, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Charles Town, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Crescent Dr, Stiles Way, Saint Andrews Dr, Barrel Horse Dr, Edaw Dr, Caperton Rd, Cypress Point Dr, Bayshire Ave, Stark Rd, Co Rte 34/2 | $112,000 | $100,000 | $100,000-$125,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Bugs Ct, Walnut Grove Rd, Ambrose Dr, Crab Apple Ln, Tall Oak Dr, Crabapple Ln, E Park Ave, Orchard Dr, E Burr Blvd, Euclid Ave | $136,000 | $120,000 | $100,000-$125,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Park Ave, Morgan Ave, Wilt Ln, Southridge Ct, Paddock Pl, Boundary St, Riviera Ct, W Burr Blvd, Sire Ct, Spring Run Ln | $280,000 | $260,000 | $250,000-$300,000 | $176,000 | $160,000 | $175,000-$200,000 |
| Duncan Field Lndg, Azalea Dr, Brookline Cir, Huyette Rd, Douglas Dr, Shenandoah Dr, Orchard Dr, Fairfax Blvd, Grant Ct, Turtle Ln | $252,000 | $220,000 | $200,000-$250,000 | $136,500 | $120,000 | $100,000-$125,000 |
| Battlefield Dr, Whiskers Way, N Reymann St, Burns St, Concord Ct, Steed St, S Marshall St, Pommel Ln, Boxwood Ln, E 11th Ave | $175,500 | $150,000 | $200,000-$250,000 | $147,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $618 |
| Superior Protection Discount | -$69 | $695 |
| Fire & Security Discount | -$76 | $687 |
| Hail Resistant Roof Discount | -$15 | $748 |
| Newly Constructed Home Discount | -$221 | $542 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,368 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Charles Town, WV | Homeowners Insurance Agency Charles Town, WV | Address | Popularity Score | Distance from Charles Town (miles) |
|---|---|---|---|---|
| Erie | Smallwood & Small Insurance | 121 Administrative Drive Suite 200, Martinsburg, WV, 25404 | 15.1 | |
| State Farm | Tammy Sirbaugh | 217 Oak Lee Drive, Ranson, WV, 25438-4871 | 2.6 | |
| Erie | Insurance Outfitters | 7866 Martinsburg Pike, Shepherdstown, WV, 25443 | 10.5 | |
| State Farm | Kay Lewis | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 15.5 | |
| Allstate | Amber Ritchie | 59 Ruland Rd Ste I, Kearneysville, WV, 25430 | 5.4 | |
| Allstate | Greg Smith | 39 Meadow Ln, Martinsburg, WV, 25404 | 14.6 | |
| State Farm | Lana Shultz | 1119 S George St, Charles Town, WV, 25414-4433 | 0.6 | |
| Allstate | Louis J. Diguglielmo | 111 Topper Ave Ste 100, Ranson, WV, 25438 | 1.9 | |
| State Farm | Jerry Williams | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 15.5 | |
| Nationwide | Kimberly R Martin | 121 Warm Springs Ave, Martinsburg, WV, 25404 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,020 | $520 |
| Jefferson County, WV | $227,300 | $959 | $690 | $1,330 | $640 |
| Charles Town, WV | $184,000 | $764 | $550 | $1,060 | $510 |
| Buckmarsh, VA | $268,200 | $966 | $700 | $1,360 | $660 |
| Boonsboro, MD | $238,200 | $882 | $700 | $1,110 | $410 |
| Ringgold, MD | $177,800 | $772 | $610 | $970 | $360 |
| Derwood, MD | $559,400 | $1,874 | $1,480 | $2,360 | $880 |
| Linton Hall, VA | $423,200 | $904 | $640 | $1,280 | $640 |
| Woodstock, VA | $199,600 | $731 | $490 | $1,040 | $550 |
| Opal, VA | $318,000 | $1,026 | $690 | $1,410 | $720 |
| Kings Park, VA | $458,400 | $1,428 | $1,040 | $1,980 | $940 |
| Four Corners, MD | $448,300 | $965 | $760 | $1,220 | $460 |
| Fairland, MD | $307,100 | $869 | $690 | $1,100 | $410 |