How Can I Make My Fayette County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fayette County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Fayette County, TX Home Insurance Coverage Levels | Back to Top

Fayette County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
W Bell St, Rocky Acres Rd, S Old Smithville Rd, Biegel Rd, Gebert Rd, Fairgrounds Rd, N Water St, Thigpen St, FM 3171, Josie Ln $152,500 $140,000 $125,000-$150,000 $119,500 $110,000 $125,000-$150,000
Salem-Freyburg Rd, FM 1457, Wied Rd, Leonard St, Bruno Rd, E Charles St, Speed Ln, Deer Loop, FM 609, W Mill St $157,500 $130,000 $150,000-$175,000 $132,000 $110,000 $100,000-$125,000
Umland St, Bauer Rd, Klatt Rd, Garrett, FM 2436, Columbus Hall Ln, Doe Run Dr, E Main St, Roznov Rd, Bluebonnet St $179,000 $160,000 $175,000-$200,000 $170,000 $160,000 $150,000-$175,000
High Hill Rd, W Bluffview Dr, Anchor Ranch Loop, Groveland Trl, E Summit St, Co Rd 105, E Old Hallettsville Rd, N River St, Charcoal Company Ln, S Reynolds St $165,500 $150,000 $150,000-$175,000 $76,500 $70,000 $50,000-$75,000
Rabbs Prairie Rd, E Upper Line St, Mr Tom St, Creekwood Dr, Munn St, Jerome Rd, W 9th St, W State Hwy 71, FM 956, Victor Ln $143,000 $130,000 $125,000-$150,000 $148,500 $140,000 $125,000-$150,000
Kruse Rd, Belota-Walla Rd, W 1st St, Freyburg Hall Rd, Svaboda Ln, Concho Trl, Klesel Rd, Weber St, Hatterman Rd, S Cindy Ln $137,500 $110,000 $125,000-$150,000 $74,500 $70,000 $50,000-$75,000
Krause Rd, Baseball Diamond Loop, W Guenther Ln, Maynard Hallmark Rd, E Walnut St, Co Rd 210, Bauersville Rd, S FM 609, Swiss Alp Hall Rd, W State Hwy 71 $160,000 $140,000 $150,000-$175,000 $145,500 $120,000 $125,000-$150,000
E Lower Line St, Guenther Rd, Smith-Marek Rd, Trailer Park Rd, W Franklin St, N Converse St, Cedar Cir, Muldoon Cemetaries Ln, St John Rd, S Middle St $99,500 $80,000 $100,000-$125,000 $103,500 $90,000 $100,000-$125,000
W Hollmann St, Lane Pool Rd, Noak Rd, Congress St, Grande Dr, Boehnke Rd, Jalufka Ln, W Main St N, Vacula Ln, Zoch Ln $176,000 $150,000 $125,000-$150,000 $104,000 $90,000 $75,000-$100,000
S Overbay St, Mulberry Creek Rd, Panorama Dr W, Legler Rd, Bridge Valley Rd, East Ave, Whistleville Rd, Withers Rd, E Travis St, Stanzel St $164,500 $160,000 $150,000-$175,000 $80,500 $70,000 $75,000-$100,000

Choose the Best Fayette County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 600-649 Credit Score >$150,000 1 Pet, Non-Smoker $1,360
Part Time Job 800-850 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $610
Retired 750-799 Credit Score $25 to 50,000 3 Pets, Smoker $960

Choose the Right Deductible for your Fayette County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $480 $880 $410 $810 $70
Fayette County, TX $1,000 $470 $970 $420 $1,420 $-450
Fayette County, TX $1,000 $630 $1,130 $520 $1,520 $-390
Round Top, TX $300 $680 $980 $550 $850 $130
Columbus, TX $700 $710 $1,210 $590 $1,290 $-80
Bastrop, TX $500 $550 $1,050 $470 $970 $80
Lee County, TX $2,500 $610 $1,110 $500 $3,000 $-1,890
Lavaca County, TX $100 $450 $550 $390 $490 $60
Gonzales, TX $2,000 $410 $910 $350 $2,350 $-1,440
Elgin, TX $500 $490 $990 $410 $910 $80
Eagle Lake, TX $1,000 $250 $750 $210 $1,210 $-460
Lockhart, TX $200 $490 $690 $400 $600 $90
Old River, TX $1,500 $450 $950 $380 $1,880 $-930

Identify Top Home Insurance Agents near Fayette County, TX | Back to Top

Home Insurance Company Fayette County, TX Homeowners Insurance Agency Fayette County, TX Address Popularity Score Distance from Fayette County (miles)
Travelers Wellmann Insurance Agency Inc 103 E Academy St, Brenham, TX, 77833
37.3
State Farm Virginia Gilbert 238 Moody St, Sealy, TX, 77474-3962
46.7
Travelers Chromcak Insurance Agency 714 Lyons Ave, Schulenburg, TX, 78956
13.6
State Farm Jimmie Fucik 661 Ellinger Road, La Grange, TX, 78945
4.4
Travelers Carter & Company Llp 522 E Crockett St, Luling, TX, 78648
45.8
State Farm Ken Kram 401 E Saint Charles St, Weimar, TX, 78962-2526
15.1
State Farm Roberta Harbers Bittick 620 Irvine St, Yoakum, TX, 77995-3031
42.9
Farmers Gary Smith 118 S Commerce St, Lockhart, TX, 78644
45.0
Travelers Maney Insurance Agency 304 Main St, Smithville, TX, 78957
16.9
Farmers Peter Pete Holland 311 E South St, Weimar, TX, 78962
15.2

Compare Rates for Fayette County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Fayette County, TX $131,000 $720 $480 $1,110 $630
Fayette County, TX $131,000 $710 $470 $1,090 $620
Round Top, TX $164,900 $690 $460 $1,060 $600
Columbus, TX $140,200 $590 $390 $910 $520
Bastrop, TX $129,400 $530 $350 $820 $470
Lee County, TX $113,400 $660 $440 $1,020 $580
Lavaca County, TX $87,300 $450 $300 $690 $390
Gonzales, TX $80,200 $340 $220 $520 $300
Elgin, TX $115,700 $470 $310 $720 $410
Eagle Lake, TX $64,600 $310 $200 $480 $280
Lockhart, TX $109,200 $500 $330 $770 $440
Old River, TX $95,900 $400 $260 $620 $360