Gavop shows you how to buy homeowners insurance in Franklin County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Franklin County, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 4th S, S 7200 W, S 2400 W, 2200 W, Cemetery Rd, E 1600 N, S 2nd W, W Side Hwy, N 800 E, N 350 E | $164,000 | $130,000 | $175,000-$200,000 | $210,500 | $190,000 | $200,000-$250,000 |
| N Capitol Hill Rd, W Black Canyon Rd, E 4th N, W 3200 N, Bluffs Loop, W 2000 S, Rivers Bend Dr, E 4000 S, E Buggy Blvd, W 7200 N | $178,500 | $150,000 | $175,000-$200,000 | $172,000 | $160,000 | $175,000-$200,000 |
| W 3rd North St, Double Eagle Cir, 2nd N, E 400 S, N Waterway Rd, S Hwy 36, S Giraffe Rd, Mail Route Rd, Treasureton Rd, S 1st E | $206,000 | $180,000 | $200,000-$250,000 | $182,500 | $150,000 | $150,000-$175,000 |
| N 6600 E, N 800 W, Valley View Dr, 5600 E, W 900 N, W 1st S, N 4th W, W 8th North St, S 2nd E, Oakwood Dr | $114,000 | $90,000 | $100,000-$125,000 | $208,000 | $200,000 | $175,000-$200,000 |
| Read Ln, Carriage Way, W 1400 N, N 2400 W, N 3000 W, Center St, W 800 S, Balls Rd, 1200 N, Laurel Dr | $92,500 | $80,000 | $75,000-$100,000 | $134,500 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $561 |
| Superior Protection Discount | -$68 | $609 |
| Fire & Security Discount | -$61 | $616 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$149 | $528 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $668 | $1,368 | $486 | $1,186 | $183 |
| Franklin County, ID | $2,000 | $668 | $2,668 | $486 | $2,486 | $183 |
| Weston, ID | $200 | $588 | $788 | $427 | $627 | $161 |
| Lewiston, UT | $1,000 | $657 | $1,657 | $477 | $1,477 | $179 |
| Trenton, UT | $300 | $548 | $848 | $398 | $698 | $150 |
| Bloomington, ID | $2,000 | $606 | $2,606 | $440 | $2,440 | $166 |
| Fielding, UT | $400 | $548 | $948 | $398 | $798 | $150 |
| Georgetown, ID | $1,000 | $601 | $1,601 | $437 | $1,437 | $164 |
| Wellsville, UT | $200 | $572 | $772 | $416 | $616 | $156 |
| Howell, UT | $2,500 | $513 | $3,013 | $373 | $2,873 | $140 |
| Hyrum, UT | $200 | $657 | $857 | $477 | $677 | $179 |
| Thatcher, UT | $2,000 | $522 | $2,522 | $379 | $2,379 | $143 |
| Home Insurance Company Franklin County, ID | Homeowners Insurance Agency Franklin County, ID | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| State Farm | Travis Chase | 655 S 4th E Ste 300, Preston, ID, 83263-1619 | 6.6 | |
| Farmers | Mark Bryant | 211 S 3rd E, Soda Springs, ID, 83276 | 35.2 | |
| Allstate | Mountain States Insurance Group Inc | 30 E 2nd S, Soda Springs, ID, 83276 | 35.1 | |
| Allstate | Valley Insurance Inc. | 138 S Main St, Malad City, ID, 83252 | 21.6 | |
| Allstate | Mountain States Insurance Group Inc | 30 East 2nd South Soda Springs, Soda Springs, ID, 83276 | 35.5 | |
| Allstate | Rounds & Associates Insurance Inc. | 85 S State St, Preston, ID, 83263 | 6.1 | |
| Allstate | Insurance Designers | 1011 Washington St, Montpelier, ID, 83254 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Franklin County, ID | $168,200 | $676 | $460 | $930 | $470 |
| Franklin County, ID | $168,200 | $676 | $480 | $960 | $480 |
| Weston, ID | $155,600 | $595 | $430 | $820 | $390 |
| Lewiston, UT | $179,700 | $665 | $490 | $950 | $460 |
| Trenton, UT | $170,300 | $555 | $390 | $790 | $400 |
| Bloomington, ID | $166,700 | $613 | $420 | $880 | $460 |
| Fielding, UT | $170,500 | $555 | $370 | $790 | $420 |
| Georgetown, ID | $163,800 | $608 | $410 | $870 | $460 |
| Wellsville, UT | $246,300 | $579 | $390 | $830 | $440 |
| Howell, UT | $139,600 | $519 | $370 | $740 | $370 |
| Hyrum, UT | $181,300 | $665 | $450 | $940 | $490 |
| Thatcher, UT | $146,600 | $528 | $360 | $760 | $400 |