Gavop's guide to buying homeowners insurance in Stutsman County, ND covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stutsman County, ND - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 15th Ave SW, 15th Ave SE, 12th Ave SW, 6th Ave N, State Hwy 20, 5th St NW, 74th Ave SE, Frances St S, Sandy Beach Rd, 5th St NW | $144,500 | $120,000 | $125,000-$150,000 | $105,000 | $90,000 | $75,000-$100,000 |
| 8th Ave, E Lakeside Rd, 64th Ave SE, Co Rd 43, 7th Ave SE, 83 1/2 Ave SE, 6th St N, 12th Ave NE, 16 1/2 Northdale NE, Spirit Inn Rd | $117,500 | $110,000 | $100,000-$125,000 | $151,500 | $140,000 | $125,000-$150,000 |
| 81st Ave SE, Foster Ave N, 10th St NE, 3rd St NE, 63 1/2 Ave SE, 36th St, 21st Ave NE, Helen St S, 3rd Ave SE, 15th St NE | $125,500 | $110,000 | $100,000-$125,000 | $62,000 | $50,000 | $50,000-$75,000 |
| 1st Ave SE, 2nd St N, Co Hwy 69, 14th Ave NE, 5th Ave NW, 52nd St SE, 5th Ave SE, Church St, 4th Ave S, 12th St NW | $86,000 | $80,000 | $75,000-$100,000 | $78,000 | $70,000 | $75,000-$100,000 |
| 57th Ave SE, 7th St SW, Frontage Rd, 2nd Ave N, 8th St SW, 3rd Ave, 85th Ave SE, 78th Ave SE, 19th St SE, 30th St SE | $93,500 | $80,000 | $75,000-$100,000 | $81,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $708 |
| Superior Protection Discount | -$83 | $750 |
| Fire & Security Discount | -$75 | $758 |
| Hail Resistant Roof Discount | -$17 | $817 |
| Newly Constructed Home Discount | -$200 | $633 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Stutsman County | $1,500 | $823 | $2,323 | $598 | $2,098 | $225 |
| Stutsman County, ND | $1,500 | $823 | $2,323 | $598 | $2,098 | $225 |
| Glen, ND | $1,500 | $624 | $2,124 | $454 | $1,954 | $171 |
| Edna, ND | $700 | $1,381 | $2,081 | $1,004 | $1,704 | $377 |
| Sanborn, ND | $300 | $624 | $924 | $454 | $754 | $171 |
| Hobart, ND | $700 | $1,358 | $2,058 | $987 | $1,687 | $371 |
| Woodlawn, ND | $1,000 | $1,384 | $2,384 | $1,006 | $2,006 | $378 |
| New Rockford, ND | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Home Insurance Company Stutsman County, ND | Homeowners Insurance Agency Stutsman County, ND | Address | Popularity Score | Distance from Stutsman County (miles) |
|---|---|---|---|---|
| Farmers | Scott Pethel | 1209 5th Ave Se Ste 11, Jamestown, ND, 58401 | 13.2 | |
| State Farm | Bob Flach | 832 Main St, Carrington, ND, 58421 | 34.0 | |
| State Farm | Rich Colbert | 311 Meidinger Sq, Jamestown, ND, 58401 | 11.5 | |
| State Farm | Erin Lamp | 324 2nd Ave Sw, Jamestown, ND, 58401-4157 | 12.6 | |
| State Farm | Lance Jenison | 674 15th Ave Sw, Valley City, ND, 58072-3629 | 44.4 | |
| Travelers | Northland Financial Insurance | 101 E Broadway, Steele, ND, 58482 | 46.1 | |
| Allstate | Bowerman Ins Agy | 114 S Mitchell Po Box 288, Steele, ND, 58482 | 46.0 | |
| Travelers | R L Jans Insurance Agency | 13 Main Ave N, Kulm, ND, 58456 | 46.2 | |
| Allstate | Harty Ins Inc | 1300 6th Ne Po Box 1627, Jamestown, ND, 58402 | 12.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $830 | $1,640 | $810 |
| Stutsman County, ND | $130,900 | $833 | $570 | $1,160 | $590 |
| Stutsman County, ND | $130,900 | $833 | $570 | $1,180 | $610 |
| Glen, ND | $55,000 | $632 | $430 | $880 | $450 |
| Edna, ND | $260,000 | $1,398 | $960 | $1,940 | $980 |
| Sanborn, ND | $55,000 | $632 | $460 | $880 | $420 |
| Hobart, ND | $251,000 | $1,374 | $990 | $1,910 | $920 |
| Woodlawn, ND | $261,100 | $1,401 | $1,020 | $2,000 | $980 |
| New Rockford, ND | $67,700 | $702 | $480 | $990 | $510 |