Gavop shows you how to buy homeowners insurance in Emmett, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Emmett, ID - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lower Bluff Rd, Sunrise St, Orchard Ln, Bowman Rd, W Black Canyon Hwy, Liberty Rd, Cherry Ln, Old Freeze Out Rd, Honey Ln, Wildwood Ln | $199,500 | $180,000 | $200,000-$250,000 | $152,000 | $130,000 | $125,000-$150,000 |
| Brill Rd, Corral Rd, Celeste Dr, Verdant Ct, Sundown St, Wilson Ave, Jackson Ave, Main St, Greenbrier Dr, E 7th St | $168,500 | $150,000 | $175,000-$200,000 | $123,500 | $110,000 | $100,000-$125,000 |
| Princess St, Brandi Ln, Lark Ln, Sheri Dr, Second Fork Rd, Third Fork Rd, NFD 653 Rd, N Locust St, Berglund Rd, Katie Ln | $175,500 | $150,000 | $150,000-$175,000 | $140,000 | $110,000 | $125,000-$150,000 |
| Maple Ave, Hanna Ave, W Musser St, Scenic Dr, NFD 766 Rd, Julie Ln, 6th St, Linn Ave, Vanderdasson Rd, E Central Rd | $144,000 | $130,000 | $125,000-$150,000 | $91,000 | $70,000 | $75,000-$100,000 |
| Fernlee St, Upper Ave, Kaetzel Way, Tanglewood Ln, Walker Trl, Picket Ln, Hollywood Blvd, Sand Hill Ln, Van Duesen Rd, Kirkpatrick Rd | $266,000 | $220,000 | $250,000-$300,000 | $216,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $545 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$73 | $592 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$146 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gem County | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Emmett, ID | $2,500 | $657 | $3,157 | $477 | $2,977 | $179 |
| Emmett Bench, ID | $400 | $606 | $1,006 | $440 | $840 | $166 |
| Boise City, ID | $1,500 | $617 | $2,117 | $449 | $1,949 | $169 |
| Wilder, ID | $400 | $602 | $1,002 | $437 | $837 | $164 |
| Huston, ID | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Adrian, OR | $300 | $519 | $819 | $377 | $677 | $142 |
| Vale, OR | $2,500 | $497 | $2,997 | $361 | $2,861 | $136 |
| Orchard, ID | $400 | $640 | $1,040 | $465 | $865 | $175 |
| Weiser, ID | $2,500 | $663 | $3,163 | $481 | $2,981 | $181 |
| Cascade, ID | $200 | $691 | $891 | $502 | $702 | $189 |
| Home Insurance Company Emmett, ID | Homeowners Insurance Agency Emmett, ID | Address | Popularity Score | Distance from Emmett (miles) |
|---|---|---|---|---|
| Travelers | Ezr Insurance Services | 1509 Caldwell Blvd Ste 1108, Nampa, ID, 83651 | 19.2 | |
| Nationwide | Butler Insurance Services Incorporated | 9504 Fairview Ave, Boise, ID, 83704-8103 | 19.6 | |
| Liberty Mutual Independent | The Insurance Group | 444 Highway 16 Ste 102, Emmett, ID, 83617 | 0.6 | |
| Farmers | Gene Young | 816 W Bannock St Ste B-A, Boise, ID, 83702 | 22.5 | |
| Allstate | Jeremy Fitzsimmons | 2053 E Fairview Ave Ste 103, Meridian, ID, 83642 | 18.2 | |
| Travelers | All American Insurance Inc | 929 N Main St, Meridian, ID, 83642 | 18.3 | |
| Liberty Mutual Independent | Jim Waters Insurance | 1713 12th Ave Rd, Nampa, ID, 83686 | 22.2 | |
| Farmers | Lynn Walker | 9646 W State St, Star, ID, 83669 | 12.2 | |
| State Farm | Mike Taylor | 820 S Washington Ave, Emmett, ID, 83617-3529 | 0.6 | |
| State Farm | Shauna Mickens | 5266 W State St Ste 102, Boise, ID, 83703-3332 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $430 | $890 | $460 |
| Gem County, ID | $148,800 | $671 | $490 | $960 | $470 |
| Emmett, ID | $108,400 | $665 | $450 | $940 | $490 |
| Emmett Bench, ID | $166,800 | $613 | $440 | $850 | $410 |
| Boise City, ID | $212,700 | $625 | $420 | $870 | $450 |
| Wilder, ID | $198,300 | $609 | $420 | $850 | $430 |
| Huston, ID | $218,600 | $679 | $500 | $960 | $460 |
| Adrian, OR | $153,400 | $525 | $350 | $750 | $400 |
| Vale, OR | $138,900 | $503 | $360 | $700 | $340 |
| Orchard, ID | $234,200 | $648 | $470 | $930 | $460 |
| Weiser, ID | $137,700 | $671 | $450 | $950 | $500 |
| Cascade, ID | $235,800 | $699 | $480 | $1,000 | $520 |