Gavop tells you how to get the best homeowners insurance in Clay County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Clay County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Meadowlark Dr, N 3rd St NE, Greenlaw Ave, Iola Ln, Shale Rd, Co Rd 250 E, Job Dr, Meadow St, Co Rd 1800 E, Co Rd 400 E | $116,500 | $110,000 | $75,000-$100,000 | $57,500 | $50,000 | $50,000-$75,000 |
| Co Rd 1580 N, 4th Ave SE, Co Rd 1440 E, Co Rd 2325 E, 10th St, Buttercup Ln, Quail Dr, Co Rd 150 E, Pheasant Rd, Old US Hwy 45 | $128,000 | $110,000 | $125,000-$150,000 | $101,500 | $90,000 | $75,000-$100,000 |
| Bear Dr, Co Rd 1900 N, Live Oak Dr, Lion Ln, Co Rd 400 N, Co Rd 1325 N, Co Rd 1425 N, Wisteria Dr, Co Rd 1700 E, Pelican Dr | $86,500 | $70,000 | $50,000-$75,000 | $50,000 | $40,000 | $25,000-$50,000 |
| Quartz Ln, S 9th St SE, Co Rd 850 N, N John St, S Sycamore St, Country Club Dr, N Main St, Co Rd 2000 N, E Eighth St, Bunnyville Dr | $158,500 | $140,000 | $125,000-$150,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Cardinal St, Mallard Ln, Co Hwy 1, Wheather Dr, Co Rd 1475 E, Luke Rd, Co Rd 1650 N, Sparrow Ln, Front St, Co Rd 900 N | $101,500 | $90,000 | $100,000-$125,000 | $97,500 | $90,000 | $75,000-$100,000 |
| Co Rd 00 E, Co Rd 936 E, Co Rd 1550 N, W 3rd St, Cobalt Ln, Karr St, Co Rd 1575 E, Jay Dr, Eagle Rd, Pear Ln | $71,500 | $60,000 | $75,000-$100,000 | $87,500 | $70,000 | $100,000-$125,000 |
| Old US Hwy 50, Cardinal Ln, Mulberry Dr, Ingraham Ln, Co Rd 1240 N, Co Rd 725 E, Chariot Dr, Co Rd 500 N, Co Rd 65 N, Valbert St | $163,000 | $140,000 | $125,000-$150,000 | $64,500 | $60,000 | $50,000-$75,000 |
| Marigold Ln, Pearl St NW, Co Rd 950 E, Co Rd 800 N, S 2nd St SE, Co Rd 1326 E, Catbird Rd, Circle Dr, Co Rd 2100 E, 2nd St | $82,500 | $70,000 | $50,000-$75,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Popeberry Ln, Old Ingraham Rd Co Hwy 4, Mill St, Ruff Rd, US Hwy 50, Geiger Ln, Co Rd 1600 E, Martha Ln, Dandelion Rd, Vinennes Rd | $161,500 | $140,000 | $175,000-$200,000 | $118,500 | $100,000 | $125,000-$150,000 |
| Moores Mill Rd, Co Rd 6, Magnolia Ln, S W Chestnut St, Co Rd 2400 E, US Hwy 50, E Maple St, Orchard Ln, Co Rd 125 N, North Ave E | $107,000 | $100,000 | $100,000-$125,000 | $96,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $679 |
| Superior Protection Discount | -$83 | $745 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$232 | $596 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clay County | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Clay County, IL | $700 | $818 | $1,518 | $595 | $1,295 | $224 |
| Orchard, IL | $400 | $639 | $1,039 | $465 | $865 | $175 |
| Bishop, IL | $1,500 | $746 | $2,246 | $542 | $2,042 | $204 |
| Jasper County, IL | $400 | $594 | $994 | $431 | $831 | $162 |
| Parkersburg, IL | $2,000 | $365 | $2,365 | $265 | $2,265 | $100 |
| Douglas, IL | $400 | $679 | $1,079 | $493 | $893 | $186 |
| Keenes, IL | $700 | $470 | $1,170 | $342 | $1,042 | $129 |
| Golden Gate, IL | $300 | $429 | $729 | $312 | $612 | $117 |
| Hunt City, IL | $1,500 | $591 | $2,091 | $429 | $1,929 | $161 |
| Belle Rive, IL | $200 | $527 | $727 | $383 | $583 | $144 |
| Coffee, IL | $1,500 | $546 | $2,046 | $397 | $1,897 | $149 |
| Home Insurance Company Clay County, IL | Homeowners Insurance Agency Clay County, IL | Address | Popularity Score | Distance from Clay County (miles) |
|---|---|---|---|---|
| State Farm | Tj Tingley | 1205 W Main St, Robinson, IL, 62454-1238 | 43.3 | |
| State Farm | Jack Graham | 426 W Broadway, Centralia, IL, 62801-3112 | 38.7 | |
| Liberty Mutual Independent | Blanks Insurance Agency Llc | 515 S Whittle Avenue, Olney, IL, 62450 | 21.6 | |
| State Farm | Angie Borrelli | 171 N Sycamore St, Flora, IL, 62839-2033 | 5.3 | |
| Travelers | Staley Insurance Agency | P O Box 185, Casey, IL, 62420 | 46.4 | |
| Farmers | Joyce Odonnell | 303 N Main St, Flora, IL, 62839 | 5.3 | |
| State Farm | Dan Lutz | 9 N Main St, Altamont, IL, 62411-1446 | 25.9 | |
| State Farm | Scott Owens | 1810 Broadway St, Mount Vernon, IL, 62864-2905 | 37.8 | |
| Farmers | William Gray | 363 E State St, Bridgeport, IL, 62417 | 39.3 | |
| Travelers | Chaney & Karch Insurance Group Inc | 724 W Main, Salem, IL, 62881 | 26.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| Clay County, IL | $77,200 | $828 | $560 | $1,170 | $610 |
| Clay County, IL | $77,200 | $828 | $600 | $1,140 | $540 |
| Orchard, IL | $99,200 | $647 | $450 | $930 | $480 |
| Bishop, IL | $136,100 | $755 | $510 | $1,040 | $530 |
| Jasper County, IL | $99,000 | $601 | $430 | $820 | $390 |
| Parkersburg, IL | $35,000 | $369 | $250 | $520 | $270 |
| Douglas, IL | $129,800 | $687 | $470 | $980 | $510 |
| Keenes, IL | $56,300 | $476 | $320 | $670 | $350 |
| Golden Gate, IL | $47,500 | $434 | $310 | $610 | $300 |
| Hunt City, IL | $85,300 | $598 | $400 | $840 | $440 |
| Belle Rive, IL | $69,200 | $533 | $360 | $730 | $370 |
| Coffee, IL | $73,900 | $553 | $400 | $760 | $360 |