How Can I Make My Rancho Cucamonga, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Rancho Cucamonga, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Rancho Cucamonga, CA Home Insurance Coverage Levels | Back to Top
| Rancho Cucamonga, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pear Ct, Falcon Ave, Jack Rabbit Dr, Bayberry Rd, Vacilla Ct, S Victoria Windrows Loop, Calypso Ct, Mesada St, Clydesdale Dr, Caledon Pl | $381,500 | $350,000 | $400,000-$500,000 | $376,500 | $310,000 | $300,000-$350,000 |
| Whirlaway St, Garden Ct, Indigo Ave, la Gloria Dr, la Paix St, Serena Pl, Shooting Star Way, Ilex St, Bowen St, Avalon St | $362,500 | $340,000 | $250,000-$300,000 | $756,000 | $610,000 | $800,000-$900,000 |
| Leucite Ave, Mount Wallace Ct, Freestone Ct, Covington Pl, Spur Dr, Earl Ct, Young's Canyon Rd, Jennet St, Patriot Pl, Buttercup Way | $442,000 | $410,000 | $400,000-$500,000 | $714,500 | $610,000 | $800,000-$900,000 |
| Boston Pl, Aerostar Ct, Thunder Mountain Ave, Riesling Dr, Berkshire Ave, Duxbury Pl, Still Creek Ct, Norbrook Dr, Lago Vista Pl, Juneberry Dr | $220,500 | $200,000 | $200,000-$250,000 | $352,500 | $320,000 | $300,000-$350,000 |
| Fisher Dr, Barrington Ct, Charles Smith Ave, Helena Pl, Chula Vista Ct, Roberts Pl, Macon Dr Pvt, Mai St, East Ave, Cll Clarin | $411,500 | $330,000 | $350,000-$400,000 | $462,000 | $390,000 | $400,000-$500,000 |
| Gateway Rd, Indian Summer Dr, Highgrove Pl, E Overlook Dr, Oakwood Pl, Calle Carabe Ct, Silverado Trail Pl, Rancheria Dr, Pinebluff Ct, Sharon Ct | $337,500 | $300,000 | $350,000-$400,000 | $510,500 | $430,000 | $400,000-$500,000 |
| N Peak Ln, Sierra Madre Ave, Monterey Pl, High Cliff Ln, Homestead Dr, Sandstone Dr, Halsted Ave, Apple Ln, Farris Ranch Rd, Derringer St | $325,000 | $270,000 | $300,000-$350,000 | $536,000 | $440,000 | $400,000-$500,000 |
| Cameo St, Royal Oaks Dr, Gabels Crest Pl, Pacific Crest Pl, Cory Ct, Stagecoach Ct, Shepherd Dr, Skylark Ave, Greta Ln, Sevilla Pl | $420,000 | $400,000 | $400,000-$500,000 | $414,500 | $380,000 | $400,000-$500,000 |
| Vinmar Ct, la Grande St, Jack Benny Dr, Kenyon Way, Tejas Ct, Oak Valley Dr, Vanderbilt Pl, Churchill Dr, Foxborough Dr, Santo Pl | $345,500 | $320,000 | $300,000-$350,000 | $673,000 | $600,000 | $600,000-$700,000 |
| Shadow Ridge Pl, Banyan Ct, Alabama Ct, Planger Ln, Dona Way, Ranch Dr, Brisas Ct, Buffalo Ave, Northview Dr, Evening Canyon Way | $310,000 | $260,000 | $250,000-$300,000 | $439,000 | $400,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Rancho Cucamonga, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $1,000 |
| Superior Protection Discount | -$108 | $1,097 |
| Fire & Security Discount | -$96 | $1,109 |
| Hail Resistant Roof Discount | -$24 | $1,181 |
| Newly Constructed Home Discount | -$253 | $952 |
Choose the Right Deductible for your Rancho Cucamonga, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Bernardino County | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Rancho Cucamonga, CA | $1,500 | $1,191 | $2,691 | $865 | $2,365 | $325 |
| Colton, CA | $100 | $639 | $739 | $465 | $565 | $175 |
| El Sobrante, CA | $2,000 | $1,002 | $3,002 | $728 | $2,728 | $274 |
| Running Springs, CA | $400 | $611 | $1,011 | $444 | $844 | $167 |
| Silverado, CA | $1,000 | $1,634 | $2,634 | $1,188 | $2,188 | $447 |
| Lake Elsinore, CA | $100 | $783 | $883 | $569 | $669 | $214 |
| Cherry Valley, CA | $2,500 | $607 | $3,107 | $441 | $2,941 | $166 |
| Fountain Valley, CA | $400 | $1,242 | $1,642 | $903 | $1,303 | $340 |
| North Coast, CA | $2,500 | $980 | $3,480 | $713 | $3,213 | $268 |
| Banning, CA | $300 | $595 | $895 | $433 | $733 | $163 |
| View Park-Windsor Hills, CA | $2,500 | $1,008 | $3,508 | $733 | $3,233 | $275 |
Identify Top Home Insurance Agents near Rancho Cucamonga, CA | Back to Top
| Home Insurance Company Rancho Cucamonga, CA | Homeowners Insurance Agency Rancho Cucamonga, CA | Address | Popularity Score | Distance from Rancho Cucamonga (miles) |
|---|---|---|---|---|
| Travelers | Fairfax Insurance Services Inc | 8159 Santa Monica Blvd Ste 201, West Hollywood, CA, 90046 | 46.1 | |
| Liberty Mutual Independent | H-2 Insurance Services Inc | 1182 Monte Vista Ave Ste 18, Upland, CA, 91786 | 7.8 | |
| State Farm | Mark Beck | 637 S 2nd Ave, Covina, CA, 91723-3518 | 18.8 | |
| State Farm | Eric Martinez | 440 W Baseline Rd, Claremont, CA, 91711-1607 | 9.0 | |
| Farmers | Paul Soeung | 2338 E Anaheim St Ste 101a, Long Beach, CA, 90804 | 41.7 | |
| Farmers | Carolyn Galbraith | 2750 N Bellflower Blvd Ste 118, Long Beach, CA, 90815 | 38.9 | |
| Farmers | Harut Der-Tavitian | 1807 W Glenoaks Blvd Ste 202, Glendale, CA, 91201 | 41.8 | |
| Allstate | Imad Awada | 596 N Lake Ave Ste 205, Pasadena, CA, 91101 | 32.7 | |
| State Farm | Kirk Farrel | 7288 W Sunset Blvd Ste 207, Los Angeles, CA, 90046-3434 | 45.0 | |
| State Farm | David Briano | 9425 Whittier Blvd, Pico Rivera, CA, 90660-2856 | 30.6 |
Compare Rates for Rancho Cucamonga, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Bernardino County, CA | $280,200 | $744 | $550 | $1,010 | $460 |
| Rancho Cucamonga, CA | $444,200 | $1,205 | $890 | $1,640 | $750 |
| Colton, CA | $212,100 | $647 | $480 | $880 | $400 |
| El Sobrante, CA | $467,300 | $1,014 | $750 | $1,380 | $630 |
| Running Springs, CA | $210,300 | $618 | $460 | $840 | $380 |
| Silverado, CA | $562,500 | $1,654 | $1,220 | $2,250 | $1,030 |
| Lake Elsinore, CA | $306,400 | $792 | $590 | $1,080 | $490 |
| Cherry Valley, CA | $207,400 | $615 | $450 | $840 | $390 |
| Fountain Valley, CA | $654,100 | $1,258 | $930 | $1,710 | $780 |
| North Coast, CA | $635,300 | $992 | $730 | $1,350 | $620 |
| Banning, CA | $197,500 | $603 | $450 | $820 | $370 |
| View Park-Windsor Hills, CA | $658,000 | $1,020 | $750 | $1,390 | $640 |
Research Home Insurance Companies Reviews in Rancho Cucamonga, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 29, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I do not know much about a lot of other Home Insurance companies but they had a very good policy rate that is why we chose them. We are very satisfied with the insurance policy offering.
Date: February 14, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
I believe that our premium and deductible are very reasonable. We shopped around quite a bit before selecting State Farm and they offered very competitive pricing for their policies. I'm happy with their rates.
Date: December 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Policy Offerings
We have not spent any time looking at other companies offers because we have decided to stay with State Farm because of their local personnel, State Farm covers our home, and both of our vehicles. Together, we get a discount, and that is good enough for us.
Date: November 02, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Website/App
I like the website and mobile app. They are easy to use and help speed the process along. I choose to use them over contacting an agent.
Date: October 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
I never had any issues with communication so far. The customer service dept. has always been friendly, polite and knowledgeable. Always answered my questions.
Date: September 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
We have been using State Farm for all of our Auto, Homeowners and Rental insurance needs. The customer service dept. has always been friendly, polite and knowledgeable. State Farm give me the best rate most of the time.
Date: September 10, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
The customer service dept. has always been friendly, polite and knowledgeable. I stay with them because of the quality customer service. I have considered changing but they are one of the best.
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I checked approximately 6 months ago and the state farm was still the cheapest company when bundled together. Geico may have been overall cheaper but they outsource their home insurance and I refuse to sign up for a plan that the company doesn't underwrite their own policies
Date: July 24, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Covered dwelling Pays for damage to your house and to structures attached to your house and medical payments for medical bills for people hurt on your property,
Date: May 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I like the simplicity of the app and how I can track the status of my claims if I have one pending as well as direct contact
Date: May 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
So far I have not run into any difficulties with state farm minus my local rep is often out of the office when I go to talk to her
Date: January 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Damage caused by storms, earthquakes, and other specific weather-related incidents. Also covered by fire and/or if the house were broke into.
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
The customer service when I had to submit a claim was extremely easy from start to finish
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
I have used Pocket Agent and now the State Farm app for a while now and they work fine for me. I would like to see my premium amount for all insurance products just by going to the initial screen instead of having to press two buttons to go into the details.
Liberty Mutual Home Insurance Reviews
Date: October 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
premiums are affordable , liberty mutual makes it affordable to have insurance by offering bundle options where you can insurance your house and car in order to save money. the deductible is also a low price and affordable.
Date: September 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Our policy covers us against fire damage. It does not cover earthquakes.
Date: August 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Premium
Our premium is high in comparison to other companies, but we live in an area that has suffered from fire damage before.
Date: August 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I like that I can usually talk to a human being and don't have to go through the machine-run-around.
Date: July 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Website/App
I never use the company's website or mobile app. I prefer to deal with physical paper.
Date: January 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
I don't like how they assessed the value of our home. When they inspected it felt invasive.
GEICO Home Insurance Reviews
Date: May 27, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Premium
I had a little lower of a premium and deductible than other companies that I looked it.If something happens I don't want to be scrambling to find the money for a deductible.
Date: August 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
It's about average for what I needed about what others quoted me.
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
All the buildings on the property and medical payments for those injured on the property.
Universal Insurance Co of North America Home Insurance Reviews
Date: November 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I had a great experience when using my home insurance for a small leak from a pipe in my wall that turned out to be a huge issue. Had to have the wall opened, pipe fixed, mold removed, and everything cleaned up before putting it back together. All was completed in about 5 days. No hassle at all.
Allstate Home Insurance Reviews
Date: December 02, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
It is very cheap because we have a smaller house right now. It should not go up in the next few years. I am happy with what we pay now.
Travelers Home Insurance Reviews
Date: July 12, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I ONLY PUT ONE CLAIM IN AS LIGHTNING HIT MY OUTSIDE UNIT. THEY COMPLETELY DENIED IT. MY HEATING AND AIR GUY TALKED TO THEM. I GAVE THEM DETAILS OF THE STORM.