Gavop's guide to buying homeowners insurance in Hershey, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $227,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $226,000 | $210,000 | $175,000-$200,000 |
| 4 Bedroom | $240,500 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $564,000 | $480,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $606 |
| Superior Protection Discount | -$67 | $680 |
| Fire & Security Discount | -$60 | $688 |
| Hail Resistant Roof Discount | -$22 | $725 |
| Newly Constructed Home Discount | -$150 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dauphin County | $2,000 | $701 | $2,701 | $509 | $2,509 | $191 |
| Hershey, PA | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Rheems, PA | $400 | $781 | $1,181 | $567 | $967 | $213 |
| Lebanon County, PA | $2,500 | $707 | $3,207 | $514 | $3,014 | $193 |
| Klingerstown, PA | $1,500 | $512 | $2,012 | $372 | $1,872 | $140 |
| New Salem, PA | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Felton, PA | $2,500 | $709 | $3,209 | $516 | $3,016 | $194 |
| Whitfield, PA | $100 | $667 | $767 | $485 | $585 | $182 |
| Lower Frankford, PA | $1,000 | $762 | $1,762 | $554 | $1,554 | $208 |
| Cass, PA | $500 | $527 | $1,027 | $383 | $883 | $144 |
| Port Royal, PA | $1,500 | $611 | $2,111 | $444 | $1,944 | $167 |
| Home Insurance Company Hershey, PA | Homeowners Insurance Agency Hershey, PA | Address | Popularity Score | Distance from Hershey (miles) |
|---|---|---|---|---|
| Erie | Thome Insurance Agency Inc | 189 Ridgeview Rd S Ste 3 , Elizabethtown, PA, 17022 | 8.8 | |
| Erie | B & B Insurance Agency | 1231 E Chocolate Avenue, Hershey, PA, 17033 | 1.7 | |
| State Farm | Keith Dunlap | 93 Chestnut Street, Mifflinburg, PA, 17844-1311 | 48.9 | |
| Erie | Strock Insurance | 34 W Penn Avenue, Cleona, PA, 17042 | 9.7 | |
| State Farm | Steve Lane | 735 N Union St, Middletown, PA, 17057-2046 | 7.0 | |
| State Farm | Patty Wright | 2417 State Hill Rd, Wyomissing, PA, 19610-1815 | 35.1 | |
| State Farm | Steve Hodges | 4519 Jonestown Rd, Harrisburg, PA, 17109-6213 | 9.3 | |
| State Farm | Mark Hough | 14 S Broad St # 16, Lititz, PA, 17543-1402 | 19.7 | |
| State Farm | Earl Tropp | 55 W Main Street, Annville, PA, 17003-1319 | 7.5 | |
| State Farm | Andy Brenner | 465 Locust St, Columbia, PA, 17512-1224 | 18.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,030 | $490 |
| Dauphin County, PA | $163,300 | $709 | $520 | $1,010 | $490 |
| Hershey, PA | $249,000 | $748 | $500 | $1,030 | $530 |
| Rheems, PA | $195,100 | $790 | $570 | $1,130 | $560 |
| Lebanon County, PA | $166,600 | $716 | $480 | $1,000 | $520 |
| Klingerstown, PA | $71,700 | $518 | $350 | $710 | $360 |
| New Salem, PA | $186,100 | $774 | $530 | $1,070 | $540 |
| Felton, PA | $156,100 | $718 | $480 | $980 | $500 |
| Whitfield, PA | $202,400 | $675 | $480 | $940 | $460 |
| Lower Frankford, PA | $184,400 | $771 | $550 | $1,100 | $550 |
| Cass, PA | $77,000 | $533 | $360 | $740 | $380 |
| Port Royal, PA | $109,500 | $618 | $440 | $850 | $410 |