Gavop's guide to buying homeowners insurance in Colfax County, NM covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Colfax County, NM - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sarazen Ter, Verde St, Comanche Creek Rd, San Francisco Ter, Co Rd A-61, 1st St, Lake Ave, Rd 8, Snowmass Rd, Lake View Pines Rd | $152,000 | $130,000 | $150,000-$175,000 | $144,000 | $120,000 | $150,000-$175,000 |
| C 17, Silver Ave, E Clark Ave, Birkdale, Therma Way, Co Rd 31, Rd 13, 1st Ave, Columbine Ter, Ore Ave | $142,000 | $130,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Co Rd A47, Zuni St, San Mateo Dr, Washington St, Skyline Dr, Panorama Overlook, Dome St, Martin Luther King, Fria Ct, Shore Rd | $245,000 | $210,000 | $200,000-$250,000 | $155,000 | $140,000 | $150,000-$175,000 |
| Mora Raneh Rd, Chico Rd, Colfax A23, Woodpecker Ln, N Euclid Ave, Colfax A73, Frontage Rd, Zia Rd, Conchas Rd, Ent Lorenzo | $178,000 | $140,000 | $200,000-$250,000 | $78,000 | $70,000 | $50,000-$75,000 |
| el Camino Real/vail Ave, Skyview Way, Lower Rd, Cheerful Way, Deep Tunnel Trl, Co Rd B-7, Cll del Sol, Sky Cap Dr, Co Rd A-78, Co Rd A-26 | $134,000 | $130,000 | $100,000-$125,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $642 |
| Home and Two Car | -$119 | $579 |
| Home and Three Car | -$174 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Colfax County | $2,000 | $689 | $2,689 | $501 | $2,501 | $188 |
| Colfax County, NM | $2,000 | $689 | $2,689 | $501 | $2,501 | $188 |
| Maxwell, NM | $300 | $612 | $912 | $444 | $744 | $167 |
| Starkville, CO | $700 | $895 | $1,595 | $651 | $1,351 | $245 |
| Weston, CO | $1,500 | $1,190 | $2,690 | $864 | $2,364 | $325 |
| Wagon Mound, NM | $200 | $692 | $892 | $503 | $703 | $189 |
| Stonewall Gap, CO | $1,000 | $1,318 | $2,318 | $958 | $1,958 | $360 |
| Taos Pueblo, NM | $300 | $890 | $1,190 | $647 | $947 | $243 |
| Mora County, NM | $200 | $696 | $896 | $505 | $705 | $190 |
| Hoehne, CO | $700 | $958 | $1,658 | $696 | $1,396 | $262 |
| Home Insurance Company Colfax County, NM | Homeowners Insurance Agency Colfax County, NM | Address | Popularity Score | Distance from Colfax County (miles) |
|---|---|---|---|---|
| State Farm | Jose Archuleta | 339 S 3rd St, Raton, NM, 87740-4003 | 22.6 | |
| Travelers | Durrett Peterman Inc | 210 Park Ave, Raton, NM, 87740 | 22.8 | |
| Allstate | Park Avenue Agency | 210 Park Ave, Raton, NM, 87740 | 22.8 | |
| Travelers | Tucumcari General Ins Agency Inc | 3417 Hwy 434, Angel Fire, NM, 87710 | 39.0 | |
| Allstate | Arthur Insurance Agency | 126 S 3rd Po Box 999, Raton, NM, 87740 | 22.8 | |
| Travelers | Durrett Peterman Inc | 210 Park Ave, Raton, NM, 87740 | 22.8 | |
| Travelers | Tucumcari General Ins Agency Inc | 126 S Third St, Raton, NM, 87740 | 22.8 | |
| Allstate | Arthur Insurance Agency | 126 S Third St, Raton, NM, 87740 | 22.8 | |
| Allstate | Arthur Ins Agcy | P.O. Box, Angel Fire, NM, 87710 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $600 | $1,210 | $610 |
| Colfax County, NM | $105,900 | $698 | $500 | $980 | $480 |
| Colfax County, NM | $105,900 | $698 | $500 | $970 | $470 |
| Maxwell, NM | $56,300 | $619 | $420 | $880 | $460 |
| Starkville, CO | $100,000 | $906 | $630 | $1,190 | $560 |
| Weston, CO | $190,700 | $1,204 | $840 | $1,580 | $740 |
| Wagon Mound, NM | $85,500 | $700 | $480 | $1,000 | $520 |
| Stonewall Gap, CO | $243,800 | $1,334 | $930 | $1,750 | $820 |
| Taos Pueblo, NM | $180,700 | $901 | $600 | $1,280 | $680 |
| Mora County, NM | $109,100 | $704 | $490 | $990 | $500 |
| Hoehne, CO | $115,900 | $970 | $680 | $1,270 | $590 |